Best Cheap Auto Insurance in Iredell, TX (2021)

The average Iredell, TX auto insurance rates are $304 per month. The minimum auto insurance in Iredell is at least 30/60/25 in coverage to comply with Texas auto insurance laws. To find the best cheap auto insurance in Iredell, Texas, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The average commute length in Iredell is 46.6 minutes
  • The minimum auto insurance required in Iredell, Texas is 30/60/25
  • The most expensive auto insurance company in Iredell for teen drivers is Progressive

Iredell, Texas auto insurance requirements are 30/60/25 according to Texas auto insurance laws. Finding cheap auto insurance in Iredell can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Iredell, Texas, including driving record, credit, commute time, and more.

Compare auto insurance in Iredell to other Texas cities, including San Antonio auto insurance rates, Austin auto insurance rates, and Arlington auto insurance rates to see how Iredell, Texas auto insurance rates stack up.

Before you buy Iredell, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Iredell, Texas auto insurance quotes.

Minimum Auto Insurance in Iredell, Texas

Iredell, Texas auto insurance laws require that you have at least the Texas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Iredell, Texas.

Minimum Required Auto Insurance Coverage in Iredell, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Iredell, Texas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Iredell, Texas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Iredell, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,257 $3,290 $3,216 $3,216 $8,522 $10,293 $4,026 $4,202
American Family $2,423 $2,678 $2,221 $2,526 $6,037 $7,918 $3,402 $3,868
GEICO $2,122 $2,272 $2,020 $2,262 $4,554 $4,735 $2,294 $2,303
Nationwide $2,440 $2,483 $2,152 $2,282 $6,954 $8,943 $2,869 $3,108
Progressive $2,622 $2,490 $2,344 $2,381 $11,303 $12,630 $3,118 $3,163
State Farm $1,904 $1,904 $1,687 $1,687 $4,439 $5,639 $2,062 $2,132
USAA $1,422 $1,435 $1,355 $1,350 $3,930 $4,294 $1,894 $2,041

Cheap Iredell, Texas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Iredell, Texas is a challenge. Take a look at the annual teen auto insurance rates in Iredell, Texas.

Annual Auto Insurance Rates for Teen Drivers in Iredell, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,522 $10,293
American Family $6,037 $7,918
GEICO $4,554 $4,735
Nationwide $6,954 $8,943
Progressive $11,303 $12,630
State Farm $4,439 $5,639
USAA $3,930 $4,294

Cheap Iredell, Texas Auto Insurance for Seniors

What are senior auto insurance rates in Iredell, Texas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Iredell, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,216 $3,216
American Family $2,221 $2,526
GEICO $2,020 $2,262
Nationwide $2,152 $2,282
Progressive $2,344 $2,381
State Farm $1,687 $1,687
USAA $1,355 $1,350

Cheap Iredell, Texas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Iredell, Texas compared to the annual auto insurance rates with a clean record in Iredell, Texas.

Annual Iredell, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,907 $5,965 $6,233 $3,907
American Family $3,555 $4,482 $3,944 $3,555
GEICO $2,398 $3,140 $2,659 $3,085
Nationwide $3,382 $3,382 $5,028 $3,824
Progressive $4,358 $5,668 $5,091 $4,908
State Farm $2,397 $2,731 $3,202 $2,397
USAA $1,658 $2,433 $2,868 $1,902

Cheap Iredell, Texas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Iredell, Texas is not easy. Compare the annual rates for DUI auto insurance in Iredell, Texas to find the best deal.

Annual Auto Insurance Rates After a DUI in Iredell, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,233
American Family $3,944
GEICO $2,659
Nationwide $5,028
Progressive $5,091
State Farm $3,202
USAA $2,868

Cheap Iredell, Texas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Iredell, Texas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Iredell, Texas

Insurance Company Poor Fair Good
Allstate $6,355 $4,663 $3,990
American Family $5,385 $3,344 $2,924
GEICO $4,336 $2,468 $1,656
Nationwide $4,686 $3,760 $3,266
Progressive $5,618 $4,876 $4,525
State Farm $3,801 $2,363 $1,881
USAA $3,262 $1,876 $1,507

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Cheap Iredell, Texas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Iredell, Texas can vary. Compare the annual cost of auto insurance by ZIP code in Iredell, Texas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Iredell, Texas

ZIP Code Average Annual Rates
76649 $5,503

Cheap Iredell, Texas Auto Insurance Rates By Commute

Commute length and annual mileage affect Iredell, Texas auto insurance. Find the cheapest annual Iredell, Texas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Iredell, Texas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,887 $5,118
American Family $3,884 $3,884
GEICO $2,767 $2,874
Nationwide $3,904 $3,904
Progressive $5,006 $5,006
State Farm $2,682 $2,682
USAA $2,187 $2,243

Cheap Iredell, Texas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Iredell, Texas? Check out the comparison of annual Iredell, Texas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Iredell, Texas

Insurance Company Low Medium High
Allstate $4,888 $4,960 $5,161
American Family $3,632 $3,750 $4,271
GEICO $2,690 $2,793 $2,978
Nationwide $4,222 $3,736 $3,754
Progressive $4,753 $4,986 $5,280
State Farm $2,560 $2,675 $2,809
USAA $2,147 $2,207 $2,291

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Best By Category: Cheapest Auto Insurance in Iredell, Texas

Compare the cheapest auto insurance companies in Iredell, Texas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Iredell, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

The Cheapest Iredell, Texas Auto Insurance Companies

What auto insurance companies in Iredell, Texas are the cheapest? Compare the top Iredell, Texas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Iredell, Texas

Insurance Company Average Annual Rates
Allstate $5,003
American Family $3,884
GEICO $2,820
Nationwide $3,904
Progressive $5,006
State Farm $2,682
USAA $2,215

What affects auto insurance rates in Iredell, Texas?

There are a lot of reasons why auto insurance rates in Iredell, Texas are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Iredell, Texas. Many local factors may affect your Iredell auto insurance rates.

Iredell Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Iredell, Texas commute length is 46.6 minutes according to City-Data.

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Compare Iredell, Texas Auto Insurance Quotes

Before you buy Iredell, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Iredell, Texas auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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