Best Cheap Auto Insurance in Iowa, LA (2021)

The average Iowa, LA auto insurance rates are $447 per month. The minimum auto insurance in Iowa is at least 15/30/25 in coverage to comply with Louisiana auto insurance laws. To find the best cheap auto insurance in Iowa, Louisiana, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The average commute length in Iowa is 23.3 minutes
  • The most expensive auto insurance company in Iowa for teen drivers is Progressive
  • The cheapest auto insurance company in Iowa is State Farm

Iowa, Louisiana auto insurance requirements are 15/30/25 according to Louisiana auto insurance laws. Finding cheap auto insurance in Iowa can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Iowa, Louisiana, including driving record, credit, commute time, and more.

Compare auto insurance in Iowa to other Louisiana cities, including Monroe auto insurance rates, Baton Rouge auto insurance rates, and Lafayette auto insurance rates to see how Iowa, Louisiana auto insurance rates stack up.

Before you buy Iowa, Louisiana auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Iowa, Louisiana auto insurance quotes.

Minimum Auto Insurance in Iowa, Louisiana

Iowa, Louisiana auto insurance laws require that you have at least the Louisiana minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Iowa, Louisiana.

Minimum Required Auto Insurance Coverage in Iowa, Louisiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Iowa, Louisiana Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Iowa, Louisiana are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Iowa, Louisiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,821 $3,821 $3,945 $3,945 $8,459 $10,707 $4,230 $4,589
GEICO $3,309 $3,825 $3,948 $4,827 $12,520 $13,228 $3,209 $3,115
Progressive $3,694 $3,442 $3,099 $3,342 $15,067 $16,746 $4,234 $4,350
State Farm $2,469 $2,469 $2,268 $2,268 $7,446 $9,331 $2,760 $3,115
USAA $2,874 $2,824 $2,817 $2,786 $8,532 $9,977 $3,501 $3,817

Cheap Iowa, Louisiana Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Iowa, Louisiana is a challenge. Take a look at the annual teen auto insurance rates in Iowa, Louisiana.

Annual Auto Insurance Rates for Teen Drivers in Iowa, Louisiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,459 $10,707
GEICO $12,520 $13,228
Progressive $15,067 $16,746
State Farm $7,446 $9,331
USAA $8,532 $9,977

Cheap Iowa, Louisiana Auto Insurance for Seniors

What are senior auto insurance rates in Iowa, Louisiana? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Iowa, Louisiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,945 $3,945
GEICO $3,948 $4,827
Progressive $3,099 $3,342
State Farm $2,268 $2,268
USAA $2,817 $2,786

Cheap Iowa, Louisiana Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Iowa, Louisiana compared to the annual auto insurance rates with a clean record in Iowa, Louisiana.

Annual Iowa, Louisiana Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,311 $6,558 $5,838 $5,053
GEICO $4,064 $6,586 $8,131 $5,210
Progressive $5,614 $7,567 $7,240 $6,567
State Farm $3,673 $4,359 $4,016 $4,016
USAA $3,546 $4,918 $5,865 $4,235

Cheap Iowa, Louisiana Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Iowa, Louisiana is not easy. Compare the annual rates for DUI auto insurance in Iowa, Louisiana to find the best deal.

Annual Auto Insurance Rates After a DUI in Iowa, Louisiana

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,838
GEICO $8,131
Progressive $7,240
State Farm $4,016
USAA $5,865

Cheap Iowa, Louisiana Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Iowa, Louisiana annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Iowa, Louisiana

Insurance Company Poor Fair Good
Allstate $7,144 $4,910 $4,265
GEICO $7,135 $6,191 $4,667
Progressive $7,608 $6,540 $6,093
State Farm $5,583 $3,580 $2,884
USAA $6,406 $4,096 $3,421

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Cheap Iowa, Louisiana Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Iowa, Louisiana can vary. Compare the annual cost of auto insurance by ZIP code in Iowa, Louisiana to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Iowa, Louisiana

ZIP Code Average Annual Rates
70647 $5,026

Cheap Iowa, Louisiana Auto Insurance Rates By Commute

Commute length and annual mileage affect Iowa, Louisiana auto insurance. Find the cheapest annual Iowa, Louisiana auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Iowa, Louisiana

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,440 $5,440
GEICO $5,883 $6,112
Progressive $6,747 $6,747
State Farm $3,913 $4,118
USAA $4,497 $4,785

Cheap Iowa, Louisiana Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Iowa, Louisiana? Check out the comparison of annual Iowa, Louisiana auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Iowa, Louisiana

Insurance Company Low Medium High
Allstate $4,769 $5,532 $6,018
GEICO $5,003 $6,020 $6,971
Progressive $5,689 $6,693 $7,858
State Farm $3,498 $4,007 $4,542
USAA $4,017 $4,715 $5,191

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Best By Category: Cheapest Auto Insurance in Iowa, Louisiana

Compare the cheapest auto insurance companies in Iowa, Louisiana in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Iowa, Louisiana

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

The Cheapest Iowa, Louisiana Auto Insurance Companies

What auto insurance companies in Iowa, Louisiana are the cheapest? Compare the top Iowa, Louisiana auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Iowa, Louisiana

Insurance Company Average Annual Rates
Allstate $5,440
GEICO $5,998
Progressive $6,747
State Farm $4,016
USAA $4,641

What affects auto insurance rates in Iowa, Louisiana?

There are a lot of reasons why auto insurance rates in Iowa, Louisiana are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Iowa, Louisiana. Many local factors may affect your Iowa auto insurance rates.

Iowa Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Iowa, Louisiana auto theft statistics, there have been 5 auto thefts in the city.

Iowa Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Iowa, Louisiana commute length is 23.3 minutes according to City-Data.

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Compare Iowa, Louisiana Auto Insurance Quotes

Before you buy Iowa, Louisiana auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Iowa, Louisiana auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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