Best Cheap Auto Insurance in Inverness, FL (2021)

The average Inverness, FL auto insurance rates are $325 per month. The minimum auto insurance in Inverness is at least 10/20/10 in coverage to comply with Florida auto insurance laws. To find the best cheap auto insurance in Inverness, Florida, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The most expensive auto insurance company in Inverness for teen drivers is Allstate
  • The minimum auto insurance required in Inverness, Florida is 10/20/10
  • The average commute length in Inverness is 21.6 minutes

Inverness, Florida auto insurance requirements are 10/20/10 according to Florida auto insurance laws. Finding cheap auto insurance in Inverness can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Inverness, Florida, including driving record, credit, commute time, and more.

Compare auto insurance in Inverness to other Florida cities, including Jacksonville auto insurance rates, Orlando auto insurance rates, and St. Petersburg auto insurance rates to see how Inverness, Florida auto insurance rates stack up.

Before you buy Inverness, Florida auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Inverness, Florida auto insurance quotes.

Minimum Auto Insurance in Inverness, Florida

Inverness, Florida auto insurance laws require that you have at least the Florida minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Inverness, Florida.

Minimum Required Auto Insurance Coverage in Inverness, Florida

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $10,000 per person
$20,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Inverness, Florida Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Inverness, Florida are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Inverness, Florida

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,837 $3,706 $3,365 $3,435 $13,393 $14,636 $3,868 $3,947
GEICO $2,637 $2,651 $2,465 $2,465 $4,635 $5,782 $2,900 $2,942
Liberty Mutual $2,790 $2,790 $2,570 $2,570 $5,719 $8,725 $2,790 $3,727
Nationwide $2,546 $2,513 $2,279 $2,355 $6,046 $7,427 $2,797 $2,906
Progressive $3,616 $3,403 $3,097 $3,319 $10,108 $11,003 $4,344 $4,142
State Farm $1,581 $1,581 $1,435 $1,435 $4,538 $5,795 $1,749 $1,880
USAA $1,330 $1,310 $1,241 $1,235 $4,437 $5,151 $1,657 $1,789

Cheap Inverness, Florida Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Inverness, Florida is a challenge. Take a look at the annual teen auto insurance rates in Inverness, Florida.

Annual Auto Insurance Rates for Teen Drivers in Inverness, Florida

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $13,393 $14,636
GEICO $4,635 $5,782
Liberty Mutual $5,719 $8,725
Nationwide $6,046 $7,427
Progressive $10,108 $11,003
State Farm $4,538 $5,795
USAA $4,437 $5,151

Cheap Inverness, Florida Auto Insurance for Seniors

What are senior auto insurance rates in Inverness, Florida? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Inverness, Florida

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,365 $3,435
GEICO $2,465 $2,465
Liberty Mutual $2,570 $2,570
Nationwide $2,279 $2,355
Progressive $3,097 $3,319
State Farm $1,435 $1,435
USAA $1,241 $1,235

Cheap Inverness, Florida Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Inverness, Florida compared to the annual auto insurance rates with a clean record in Inverness, Florida.

Annual Inverness, Florida Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,409 $6,468 $7,208 $6,008
GEICO $2,328 $2,955 $4,363 $3,595
Liberty Mutual $2,898 $3,718 $5,323 $3,902
Nationwide $3,088 $3,384 $4,539 $3,424
Progressive $4,251 $6,278 $5,289 $5,699
State Farm $2,291 $2,708 $2,499 $2,499
USAA $1,792 $2,195 $3,212 $1,875

Cheap Inverness, Florida Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Inverness, Florida is not easy. Compare the annual rates for DUI auto insurance in Inverness, Florida to find the best deal.

Annual Auto Insurance Rates After a DUI in Inverness, Florida

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $7,208
GEICO $4,363
Liberty Mutual $5,323
Nationwide $4,539
Progressive $5,289
State Farm $2,499
USAA $3,212

Cheap Inverness, Florida Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Inverness, Florida annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Inverness, Florida

Insurance Company Poor Fair Good
Allstate $8,760 $5,549 $4,512
GEICO $4,784 $2,928 $2,219
Liberty Mutual $5,057 $3,752 $3,072
Nationwide $4,512 $3,316 $2,999
Progressive $7,019 $4,978 $4,140
State Farm $3,393 $2,249 $1,856
USAA $3,690 $1,804 $1,312

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Cheap Inverness, Florida Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Inverness, Florida can vary. Compare the annual cost of auto insurance by ZIP code in Inverness, Florida to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Inverness, Florida

ZIP Code Average Annual Rates
34450 $3,022
34452 $3,022
34453 $3,000

Cheap Inverness, Florida Auto Insurance Rates By Commute

Commute length and annual mileage affect Inverness, Florida auto insurance. Find the cheapest annual Inverness, Florida auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Inverness, Florida

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $6,094 $6,452
GEICO $3,294 $3,326
Liberty Mutual $3,837 $4,083
Nationwide $3,609 $3,609
Progressive $5,379 $5,379
State Farm $2,416 $2,582
USAA $2,243 $2,295

Cheap Inverness, Florida Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Inverness, Florida? Check out the comparison of annual Inverness, Florida auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Inverness, Florida

Insurance Company Low Medium High
Allstate $4,760 $6,617 $7,443
GEICO $2,733 $3,419 $3,778
Liberty Mutual $3,632 $4,016 $4,232
Nationwide $2,844 $3,753 $4,230
Progressive $4,524 $5,501 $6,112
State Farm $2,142 $2,557 $2,799
USAA $1,941 $2,353 $2,512

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Best By Category: Cheapest Auto Insurance in Inverness, Florida

Compare the cheapest auto insurance companies in Inverness, Florida in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Inverness, Florida

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Inverness, Florida Auto Insurance Companies

What auto insurance companies in Inverness, Florida are the cheapest? Compare the top Inverness, Florida auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Inverness, Florida

Insurance Company Average Annual Rates
Allstate $6,273
GEICO $3,310
Liberty Mutual $3,960
Nationwide $3,609
Progressive $5,379
State Farm $2,499
USAA $2,269

What affects auto insurance rates in Inverness, Florida?

There are a lot of reasons why auto insurance rates in Inverness, Florida are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Inverness, Florida. Many local factors may affect your Inverness auto insurance rates.

Inverness Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Inverness, Florida commute length is 21.6 minutes according to City-Data.

Inverness Traffic

How does Inverness, Florida rank for traffic? According to Inrix Inverness, Florida is the 401st most congested worldwide.

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Compare Inverness, Florida Auto Insurance Quotes

Before you buy Inverness, Florida auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Inverness, Florida auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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