Best Cheap Auto Insurance in Inver Grove Heights, MN (2021)

The average Inver Grove Heights, MN auto insurance rates are $385 per month. The minimum auto insurance in Inver Grove Heights is at least 30/60/10 in coverage to comply with Minnesota auto insurance laws. To find the best cheap auto insurance in Inver Grove Heights, Minnesota, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The average commute length in Inver Grove Heights is 23.3 minutes
  • The most expensive auto insurance company in Inver Grove Heights for teen drivers is Liberty Mutual
  • Average auto insurance rates in Inver Grove Heights, MN for senior drivers are $3,046 per year

Inver Grove Heights, Minnesota auto insurance requirements are 30/60/10 according to Minnesota auto insurance laws. Finding cheap auto insurance in Inver Grove Heights can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Inver Grove Heights, Minnesota, including driving record, credit, commute time, and more.

Compare auto insurance in Inver Grove Heights to other Minnesota cities, including St. Paul auto insurance rates, Rochester auto insurance rates, and St. Cloud auto insurance rates to see how Inver Grove Heights, Minnesota auto insurance rates stack up.

Before you buy Inver Grove Heights, Minnesota auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Inver Grove Heights, Minnesota auto insurance quotes.

Minimum Auto Insurance in Inver Grove Heights, Minnesota

Inver Grove Heights, Minnesota auto insurance laws require that you have at least the Minnesota minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Inver Grove Heights, Minnesota.

Minimum Required Auto Insurance Coverage in Inver Grove Heights, Minnesota

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Inver Grove Heights, Minnesota Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Inver Grove Heights, Minnesota are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Inver Grove Heights, Minnesota

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,383 $3,383 $3,269 $3,269 $7,724 $11,113 $4,119 $4,306
American Family $2,233 $2,233 $2,029 $2,029 $6,181 $8,873 $2,233 $2,506
Farmers $2,146 $2,148 $2,056 $2,198 $6,492 $6,631 $2,841 $2,799
GEICO $2,604 $2,577 $2,479 $2,410 $5,702 $7,188 $2,432 $2,553
Liberty Mutual $9,496 $9,496 $9,407 $9,407 $18,315 $27,293 $9,496 $13,071
Nationwide $2,093 $2,085 $1,868 $1,971 $5,548 $6,680 $2,482 $2,562
State Farm $1,637 $1,637 $1,482 $1,482 $3,738 $4,575 $1,895 $1,557
USAA $1,854 $1,811 $1,708 $1,677 $5,103 $5,505 $2,397 $2,508

Cheap Inver Grove Heights, Minnesota Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Inver Grove Heights, Minnesota is a challenge. Take a look at the annual teen auto insurance rates in Inver Grove Heights, Minnesota.

Annual Auto Insurance Rates for Teen Drivers in Inver Grove Heights, Minnesota

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,724 $11,113
American Family $6,181 $8,873
Farmers $6,492 $6,631
GEICO $5,702 $7,188
Liberty Mutual $18,315 $27,293
Nationwide $5,548 $6,680
State Farm $3,738 $4,575
USAA $5,103 $5,505

Cheap Inver Grove Heights, Minnesota Auto Insurance for Seniors

What are senior auto insurance rates in Inver Grove Heights, Minnesota? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Inver Grove Heights, Minnesota

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,269 $3,269
American Family $2,029 $2,029
Farmers $2,056 $2,198
GEICO $2,479 $2,410
Liberty Mutual $9,407 $9,407
Nationwide $1,868 $1,971
State Farm $1,482 $1,482
USAA $1,708 $1,677

Cheap Inver Grove Heights, Minnesota Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Inver Grove Heights, Minnesota compared to the annual auto insurance rates with a clean record in Inver Grove Heights, Minnesota.

Annual Inver Grove Heights, Minnesota Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,629 $5,357 $6,481 $4,817
American Family $2,381 $4,279 $4,801 $2,697
Farmers $2,927 $3,673 $3,733 $3,324
GEICO $2,340 $3,689 $5,436 $2,507
Liberty Mutual $9,476 $13,194 $20,108 $10,213
Nationwide $2,523 $3,328 $3,814 $2,978
State Farm $2,050 $2,451 $2,250 $2,250
USAA $2,091 $2,684 $4,020 $2,486

Cheap Inver Grove Heights, Minnesota Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Inver Grove Heights, Minnesota is not easy. Compare the annual rates for DUI auto insurance in Inver Grove Heights, Minnesota to find the best deal.

Annual Auto Insurance Rates After a DUI in Inver Grove Heights, Minnesota

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,481
American Family $4,801
Farmers $3,733
GEICO $5,436
Liberty Mutual $20,108
Nationwide $3,814
State Farm $2,250
USAA $4,020

Cheap Inver Grove Heights, Minnesota Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Inver Grove Heights, Minnesota annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Inver Grove Heights, Minnesota

Insurance Company Poor Fair Good
Allstate $7,413 $4,042 $3,759
American Family $4,854 $3,201 $2,564
Farmers $4,224 $3,110 $2,909
GEICO $4,192 $3,431 $2,857
Liberty Mutual $18,453 $11,947 $9,343
Nationwide $3,762 $3,037 $2,683
State Farm $3,281 $2,006 $1,463
USAA $4,356 $2,184 $1,922

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Cheap Inver Grove Heights, Minnesota Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Inver Grove Heights, Minnesota can vary. Compare the annual cost of auto insurance by ZIP code in Inver Grove Heights, Minnesota to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Inver Grove Heights, Minnesota

ZIP Code Average Annual Rates
55076 $3,564
55077 $3,535

Cheap Inver Grove Heights, Minnesota Auto Insurance Rates By Commute

Commute length and annual mileage affect Inver Grove Heights, Minnesota auto insurance. Find the cheapest annual Inver Grove Heights, Minnesota auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Inver Grove Heights, Minnesota

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,071 $5,071
American Family $3,498 $3,581
Farmers $3,414 $3,414
GEICO $3,444 $3,542
Liberty Mutual $12,870 $13,625
Nationwide $3,161 $3,161
State Farm $2,187 $2,313
USAA $2,784 $2,857

Cheap Inver Grove Heights, Minnesota Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Inver Grove Heights, Minnesota? Check out the comparison of annual Inver Grove Heights, Minnesota auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Inver Grove Heights, Minnesota

Insurance Company Low Medium High
Allstate $4,985 $5,068 $5,159
American Family $3,516 $3,634 $3,469
Farmers $3,272 $3,432 $3,538
GEICO $3,358 $3,491 $3,631
Liberty Mutual $12,878 $13,261 $13,604
Nationwide $2,970 $3,186 $3,327
State Farm $2,147 $2,261 $2,343
USAA $2,727 $2,818 $2,916

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Best By Category: Cheapest Auto Insurance in Inver Grove Heights, Minnesota

Compare the cheapest auto insurance companies in Inver Grove Heights, Minnesota in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Inver Grove Heights, Minnesota

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record State Farm
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

The Cheapest Inver Grove Heights, Minnesota Auto Insurance Companies

What auto insurance companies in Inver Grove Heights, Minnesota are the cheapest? Compare the top Inver Grove Heights, Minnesota auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Inver Grove Heights, Minnesota

Insurance Company Average Annual Rates
Allstate $5,071
American Family $3,540
Farmers $3,414
GEICO $3,493
Liberty Mutual $13,248
Nationwide $3,161
State Farm $2,250
USAA $2,820

What affects auto insurance rates in Inver Grove Heights, Minnesota?

There are a lot of reasons why auto insurance rates in Inver Grove Heights, Minnesota are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Inver Grove Heights, Minnesota. Many local factors may affect your Inver Grove Heights auto insurance rates.

Inver Grove Heights Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Inver Grove Heights, Minnesota commute length is 23.3 minutes according to City-Data.

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Compare Inver Grove Heights, Minnesota Auto Insurance Quotes

Before you buy Inver Grove Heights, Minnesota auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Inver Grove Heights, Minnesota auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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