Best Cheap Auto Insurance in Interlochen, MI (2021)

The average Interlochen, MI auto insurance rates are $759 per month. The minimum auto insurance in Interlochen is at least 20/40/10 in coverage to comply with Michigan auto insurance laws. To find the best cheap auto insurance in Interlochen, Michigan, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The most expensive auto insurance company in Interlochen for teen drivers is Allstate
  • Average auto insurance rates in Interlochen, MI for senior drivers are $5,991 per year
  • The average commute length in Interlochen is 19.1 minutes

Interlochen, Michigan auto insurance requirements are 20/40/10 according to Michigan auto insurance laws. Finding cheap auto insurance in Interlochen can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Interlochen, Michigan, including driving record, credit, commute time, and more.

Compare auto insurance in Interlochen to other Michigan cities, including Warren auto insurance rates, Flint auto insurance rates, and Livonia auto insurance rates to see how Interlochen, Michigan auto insurance rates stack up.

Before you buy Interlochen, Michigan auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Interlochen, Michigan auto insurance quotes.

Minimum Auto Insurance in Interlochen, Michigan

Interlochen, Michigan auto insurance laws require that you have at least the Michigan minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Interlochen, Michigan.

Minimum Required Auto Insurance Coverage in Interlochen, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Interlochen, Michigan Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Interlochen, Michigan are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Interlochen, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $14,833 $14,833 $13,758 $13,758 $37,191 $37,191 $15,632 $15,632
Farmers $4,194 $4,194 $3,913 $3,913 $9,360 $9,360 $4,720 $4,720
GEICO $3,638 $3,638 $3,716 $3,716 $10,402 $10,402 $3,482 $3,482
Liberty Mutual $12,664 $12,664 $12,539 $12,539 $29,786 $29,786 $12,664 $12,664
Nationwide $4,399 $4,399 $3,927 $3,927 $10,998 $10,998 $4,790 $4,790
Progressive $2,752 $2,563 $2,439 $2,713 $10,035 $10,706 $3,198 $2,965
State Farm $7,047 $7,047 $6,513 $6,513 $24,657 $24,657 $8,284 $8,284
Travelers $5,348 $5,348 $4,589 $4,589 $16,137 $16,137 $5,811 $5,811
USAA $2,618 $2,480 $2,461 $2,324 $6,374 $6,055 $3,189 $3,060

Cheap Interlochen, Michigan Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Interlochen, Michigan is a challenge. Take a look at the annual teen auto insurance rates in Interlochen, Michigan.

Annual Auto Insurance Rates for Teen Drivers in Interlochen, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $37,191 $37,191
Farmers $9,360 $9,360
GEICO $10,402 $10,402
Liberty Mutual $29,786 $29,786
Nationwide $10,998 $10,998
Progressive $10,035 $10,706
State Farm $24,657 $24,657
Travelers $16,137 $16,137
USAA $6,374 $6,055

Cheap Interlochen, Michigan Auto Insurance for Seniors

What are senior auto insurance rates in Interlochen, Michigan? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Interlochen, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $13,758 $13,758
Farmers $3,913 $3,913
GEICO $3,716 $3,716
Liberty Mutual $12,539 $12,539
Nationwide $3,927 $3,927
Progressive $2,439 $2,713
State Farm $6,513 $6,513
Travelers $4,589 $4,589
USAA $2,461 $2,324

Cheap Interlochen, Michigan Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Interlochen, Michigan compared to the annual auto insurance rates with a clean record in Interlochen, Michigan.

Annual Interlochen, Michigan Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $9,870 $13,186 $44,504 $13,854
Farmers $4,658 $5,937 $5,861 $5,731
GEICO $1,864 $3,957 $11,964 $3,452
Liberty Mutual $11,790 $14,267 $26,469 $15,126
Nationwide $5,143 $6,895 $6,270 $5,806
Progressive $3,970 $5,196 $4,676 $4,843
State Farm $7,392 $8,864 $19,171 $11,073
Travelers $5,408 $7,706 $12,382 $6,390
USAA $2,873 $3,583 $4,693 $3,131

Cheap Interlochen, Michigan Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Interlochen, Michigan is not easy. Compare the annual rates for DUI auto insurance in Interlochen, Michigan to find the best deal.

Annual Auto Insurance Rates After a DUI in Interlochen, Michigan

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $44,504
Farmers $5,861
GEICO $11,964
Liberty Mutual $26,469
Nationwide $6,270
Progressive $4,676
State Farm $19,171
Travelers $12,382
USAA $4,693

Cheap Interlochen, Michigan Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Interlochen, Michigan annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Interlochen, Michigan

Insurance Company Poor Fair Good
Allstate $30,862 $17,099 $13,100
Farmers $7,316 $4,848 $4,475
GEICO $6,822 $5,020 $4,087
Liberty Mutual $26,739 $15,455 $8,546
Nationwide $7,610 $5,670 $4,805
Progressive $5,379 $4,538 $4,097
State Farm $18,857 $9,540 $6,478
Travelers $8,169 $7,922 $7,822
USAA $5,343 $3,047 $2,320

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Cheap Interlochen, Michigan Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Interlochen, Michigan can vary. Compare the annual cost of auto insurance by ZIP code in Interlochen, Michigan to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Interlochen, Michigan

ZIP Code Average Annual Rates
49643 $6,454

Cheap Interlochen, Michigan Auto Insurance Rates By Commute

Commute length and annual mileage affect Interlochen, Michigan auto insurance. Find the cheapest annual Interlochen, Michigan auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Interlochen, Michigan

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $20,354 $20,354
Farmers $5,547 $5,547
GEICO $5,190 $5,429
Liberty Mutual $16,331 $17,495
Nationwide $6,028 $6,028
Progressive $4,671 $4,671
State Farm $11,323 $11,928
Travelers $7,926 $8,017
USAA $3,529 $3,611

Cheap Interlochen, Michigan Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Interlochen, Michigan? Check out the comparison of annual Interlochen, Michigan auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Interlochen, Michigan

Insurance Company Low Medium High
Allstate $19,914 $20,392 $20,755
Farmers $5,425 $5,536 $5,679
GEICO $4,956 $5,262 $5,711
Liberty Mutual $16,498 $16,873 $17,368
Nationwide $6,359 $5,915 $5,811
Progressive $4,523 $4,678 $4,814
State Farm $11,102 $11,690 $12,084
Travelers $7,889 $7,978 $8,047
USAA $3,470 $3,578 $3,662

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Best By Category: Cheapest Auto Insurance in Interlochen, Michigan

Compare the cheapest auto insurance companies in Interlochen, Michigan in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Interlochen, Michigan

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

The Cheapest Interlochen, Michigan Auto Insurance Companies

What auto insurance companies in Interlochen, Michigan are the cheapest? Compare the top Interlochen, Michigan auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Interlochen, Michigan

Insurance Company Average Annual Rates
Allstate $20,354
Farmers $5,547
GEICO $5,310
Liberty Mutual $16,913
Nationwide $6,028
Progressive $4,671
State Farm $11,625
Travelers $7,971
USAA $3,570

What affects auto insurance rates in Interlochen, Michigan?

There are a lot of reasons why auto insurance rates in Interlochen, Michigan are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Interlochen, Michigan. Many local factors may affect your Interlochen auto insurance rates.

Interlochen Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Interlochen, Michigan commute length is 19.1 minutes according to City-Data.

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Compare Interlochen, Michigan Auto Insurance Quotes

Before you buy Interlochen, Michigan auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Interlochen, Michigan auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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