Best Cheap Auto Insurance in Ingram, TX (2021)

The average Ingram, TX auto insurance rates are $306 per month. The minimum auto insurance in Ingram is at least 30/60/25 in coverage to comply with Texas auto insurance laws. To find the best cheap auto insurance in Ingram, Texas, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • Average auto insurance rates in Ingram, TX for senior drivers are $2,230 per year
  • The minimum auto insurance required in Ingram, Texas is 30/60/25
  • The most expensive auto insurance company in Ingram for teen drivers is Progressive

Ingram, Texas auto insurance requirements are 30/60/25 according to Texas auto insurance laws. Finding cheap auto insurance in Ingram can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Ingram, Texas, including driving record, credit, commute time, and more.

Compare auto insurance in Ingram to other Texas cities, including Arlington auto insurance rates, Corpus Christi auto insurance rates, and Laredo auto insurance rates to see how Ingram, Texas auto insurance rates stack up.

Before you buy Ingram, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Ingram, Texas auto insurance quotes.

Minimum Auto Insurance in Ingram, Texas

Ingram, Texas auto insurance laws require that you have at least the Texas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Ingram, Texas.

Minimum Required Auto Insurance Coverage in Ingram, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Ingram, Texas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Ingram, Texas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Ingram, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,412 $3,455 $3,371 $3,371 $8,768 $10,619 $4,221 $4,420
American Family $2,537 $2,817 $2,353 $2,689 $6,555 $8,570 $3,609 $4,106
GEICO $2,283 $2,453 $2,192 $2,467 $4,887 $5,098 $2,464 $2,466
Nationwide $2,213 $2,253 $1,957 $2,074 $6,162 $7,918 $2,588 $2,801
Progressive $2,473 $2,344 $2,209 $2,247 $10,594 $11,819 $2,932 $2,971
State Farm $1,988 $1,988 $1,762 $1,762 $4,655 $5,917 $2,154 $2,227
USAA $1,459 $1,470 $1,388 $1,381 $4,046 $4,421 $1,941 $2,090

Cheap Ingram, Texas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Ingram, Texas is a challenge. Take a look at the annual teen auto insurance rates in Ingram, Texas.

Annual Auto Insurance Rates for Teen Drivers in Ingram, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,768 $10,619
American Family $6,555 $8,570
GEICO $4,887 $5,098
Nationwide $6,162 $7,918
Progressive $10,594 $11,819
State Farm $4,655 $5,917
USAA $4,046 $4,421

Cheap Ingram, Texas Auto Insurance for Seniors

What are senior auto insurance rates in Ingram, Texas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Ingram, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,371 $3,371
American Family $2,353 $2,689
GEICO $2,192 $2,467
Nationwide $1,957 $2,074
Progressive $2,209 $2,247
State Farm $1,762 $1,762
USAA $1,388 $1,381

Cheap Ingram, Texas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Ingram, Texas compared to the annual auto insurance rates with a clean record in Ingram, Texas.

Annual Ingram, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,099 $6,181 $6,440 $4,099
American Family $3,797 $4,803 $4,222 $3,797
GEICO $2,582 $3,387 $2,858 $3,327
Nationwide $3,034 $3,034 $4,489 $3,426
Progressive $4,094 $5,316 $4,778 $4,607
State Farm $2,506 $2,858 $3,355 $2,506
USAA $1,702 $2,498 $2,946 $1,952

Cheap Ingram, Texas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Ingram, Texas is not easy. Compare the annual rates for DUI auto insurance in Ingram, Texas to find the best deal.

Annual Auto Insurance Rates After a DUI in Ingram, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,440
American Family $4,222
GEICO $2,858
Nationwide $4,489
Progressive $4,778
State Farm $3,355
USAA $2,946

Cheap Ingram, Texas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Ingram, Texas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Ingram, Texas

Insurance Company Poor Fair Good
Allstate $6,623 $4,847 $4,144
American Family $5,720 $3,599 $3,145
GEICO $4,681 $2,657 $1,778
Nationwide $4,195 $3,365 $2,927
Progressive $5,274 $4,576 $4,247
State Farm $3,978 $2,473 $1,968
USAA $3,355 $1,924 $1,544

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Cheap Ingram, Texas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Ingram, Texas can vary. Compare the annual cost of auto insurance by ZIP code in Ingram, Texas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Ingram, Texas

ZIP Code Average Annual Rates
78025 $5,454

Cheap Ingram, Texas Auto Insurance Rates By Commute

Commute length and annual mileage affect Ingram, Texas auto insurance. Find the cheapest annual Ingram, Texas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Ingram, Texas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,087 $5,323
American Family $4,155 $4,155
GEICO $2,980 $3,097
Nationwide $3,496 $3,496
Progressive $4,699 $4,699
State Farm $2,806 $2,806
USAA $2,246 $2,303

Cheap Ingram, Texas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Ingram, Texas? Check out the comparison of annual Ingram, Texas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Ingram, Texas

Insurance Company Low Medium High
Allstate $5,090 $5,162 $5,362
American Family $3,863 $4,001 $4,599
GEICO $2,883 $2,998 $3,235
Nationwide $3,769 $3,346 $3,372
Progressive $4,471 $4,678 $4,948
State Farm $2,680 $2,800 $2,939
USAA $2,208 $2,267 $2,349

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Best By Category: Cheapest Auto Insurance in Ingram, Texas

Compare the cheapest auto insurance companies in Ingram, Texas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Ingram, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

The Cheapest Ingram, Texas Auto Insurance Companies

What auto insurance companies in Ingram, Texas are the cheapest? Compare the top Ingram, Texas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Ingram, Texas

Insurance Company Average Annual Rates
Allstate $5,205
American Family $4,155
GEICO $3,039
Nationwide $3,496
Progressive $4,699
State Farm $2,806
USAA $2,275

What affects auto insurance rates in Ingram, Texas?

There are a lot of reasons why auto insurance rates in Ingram, Texas are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Ingram, Texas. Many local factors may affect your Ingram auto insurance rates.

Ingram Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Ingram, Texas auto theft statistics, there have been 1 auto thefts in the city.

Ingram Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Ingram, Texas commute length is 21.3 minutes according to City-Data.

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Compare Ingram, Texas Auto Insurance Quotes

Before you buy Ingram, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Ingram, Texas auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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