Best Cheap Auto Insurance in Indian Lake, TX (2021)

The average Indian Lake, TX auto insurance rates are $349 per month. The minimum auto insurance in Indian Lake is at least 30/60/25 in coverage to comply with Texas auto insurance laws. To find the best cheap auto insurance in Indian Lake, Texas, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • Average auto insurance rates in Indian Lake, TX for senior drivers are $2,574 per year
  • The average commute length in Indian Lake is 27.2 minutes
  • The cheapest auto insurance company in Indian Lake is State Farm

Indian Lake, Texas auto insurance requirements are 30/60/25 according to Texas auto insurance laws. Finding cheap auto insurance in Indian Lake can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Indian Lake, Texas, including driving record, credit, commute time, and more.

Compare auto insurance in Indian Lake to other Texas cities, including San Antonio auto insurance rates, Laredo auto insurance rates, and Dallas auto insurance rates to see how Indian Lake, Texas auto insurance rates stack up.

Before you buy Indian Lake, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Indian Lake, Texas auto insurance quotes.

Minimum Auto Insurance in Indian Lake, Texas

Indian Lake, Texas auto insurance laws require that you have at least the Texas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Indian Lake, Texas.

Minimum Required Auto Insurance Coverage in Indian Lake, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Indian Lake, Texas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Indian Lake, Texas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Indian Lake, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,783 $3,830 $3,738 $3,738 $9,763 $11,831 $4,686 $4,905
American Family $2,739 $3,049 $2,528 $2,897 $7,041 $9,147 $3,898 $4,417
GEICO $2,243 $2,433 $2,217 $2,554 $4,733 $4,822 $2,398 $2,328
Nationwide $3,468 $3,543 $3,050 $3,253 $9,499 $12,319 $4,042 $4,399
Progressive $2,667 $2,557 $2,346 $2,405 $10,374 $11,576 $3,156 $3,199
State Farm $2,033 $2,033 $1,804 $1,804 $4,778 $6,065 $2,204 $2,264
USAA $1,925 $1,961 $1,839 $1,860 $5,126 $5,639 $2,581 $2,813

Cheap Indian Lake, Texas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Indian Lake, Texas is a challenge. Take a look at the annual teen auto insurance rates in Indian Lake, Texas.

Annual Auto Insurance Rates for Teen Drivers in Indian Lake, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,763 $11,831
American Family $7,041 $9,147
GEICO $4,733 $4,822
Nationwide $9,499 $12,319
Progressive $10,374 $11,576
State Farm $4,778 $6,065
USAA $5,126 $5,639

Cheap Indian Lake, Texas Auto Insurance for Seniors

What are senior auto insurance rates in Indian Lake, Texas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Indian Lake, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,738 $3,738
American Family $2,528 $2,897
GEICO $2,217 $2,554
Nationwide $3,050 $3,253
Progressive $2,346 $2,405
State Farm $1,804 $1,804
USAA $1,839 $1,860

Cheap Indian Lake, Texas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Indian Lake, Texas compared to the annual auto insurance rates with a clean record in Indian Lake, Texas.

Annual Indian Lake, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,542 $6,890 $7,163 $4,542
American Family $4,086 $5,150 $4,536 $4,086
GEICO $2,520 $3,304 $2,779 $3,261
Nationwide $4,700 $4,700 $7,052 $5,335
Progressive $4,174 $5,348 $4,899 $4,719
State Farm $2,559 $2,926 $3,447 $2,559
USAA $2,225 $3,269 $3,821 $2,557

Cheap Indian Lake, Texas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Indian Lake, Texas is not easy. Compare the annual rates for DUI auto insurance in Indian Lake, Texas to find the best deal.

Annual Auto Insurance Rates After a DUI in Indian Lake, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $7,163
American Family $4,536
GEICO $2,779
Nationwide $7,052
Progressive $4,899
State Farm $3,447
USAA $3,821

Cheap Indian Lake, Texas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Indian Lake, Texas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Indian Lake, Texas

Insurance Company Poor Fair Good
Allstate $7,367 $5,384 $4,602
American Family $6,119 $3,888 $3,387
GEICO $4,567 $2,594 $1,737
Nationwide $6,591 $5,219 $4,530
Progressive $5,448 $4,636 $4,270
State Farm $4,071 $2,532 $2,016
USAA $4,366 $2,515 $2,023

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Cheap Indian Lake, Texas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Indian Lake, Texas can vary. Compare the annual cost of auto insurance by ZIP code in Indian Lake, Texas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Indian Lake, Texas

ZIP Code Average Annual Rates
78566 $6,152

Cheap Indian Lake, Texas Auto Insurance Rates By Commute

Commute length and annual mileage affect Indian Lake, Texas auto insurance. Find the cheapest annual Indian Lake, Texas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Indian Lake, Texas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,649 $5,920
American Family $4,465 $4,465
GEICO $2,906 $3,026
Nationwide $5,447 $5,447
Progressive $4,785 $4,785
State Farm $2,873 $2,873
USAA $2,929 $3,007

Cheap Indian Lake, Texas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Indian Lake, Texas? Check out the comparison of annual Indian Lake, Texas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Indian Lake, Texas

Insurance Company Low Medium High
Allstate $5,661 $5,738 $5,954
American Family $4,104 $4,269 $5,021
GEICO $2,731 $2,894 $3,273
Nationwide $5,795 $5,197 $5,347
Progressive $4,486 $4,760 $5,109
State Farm $2,692 $2,852 $3,075
USAA $2,850 $2,951 $3,103

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Best By Category: Cheapest Auto Insurance in Indian Lake, Texas

Compare the cheapest auto insurance companies in Indian Lake, Texas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Indian Lake, Texas

Category Insurance Company
Teenagers GEICO
Seniors State Farm
Clean Record USAA
With 1 Accident State Farm
With 1 DUI GEICO
With 1 Speeding Violation USAA

The Cheapest Indian Lake, Texas Auto Insurance Companies

What auto insurance companies in Indian Lake, Texas are the cheapest? Compare the top Indian Lake, Texas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Indian Lake, Texas

Insurance Company Average Annual Rates
Allstate $5,784
American Family $4,465
GEICO $2,966
Nationwide $5,447
Progressive $4,785
State Farm $2,873
USAA $2,968

What affects auto insurance rates in Indian Lake, Texas?

There are a lot of reasons why auto insurance rates in Indian Lake, Texas are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Indian Lake, Texas. Many local factors may affect your Indian Lake auto insurance rates.

Indian Lake Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Indian Lake, Texas commute length is 27.2 minutes according to City-Data.

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Compare Indian Lake, Texas Auto Insurance Quotes

Before you buy Indian Lake, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Indian Lake, Texas auto insurance quotes.

Free Auto Insurance Comparison

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