Best Cheap Auto Insurance in Indian Harbour Beach, FL (2021)

The average Indian Harbour Beach, FL auto insurance rates are $328 per month. The minimum auto insurance in Indian Harbour Beach is at least 10/20/10 in coverage to comply with Florida auto insurance laws. To find the best cheap auto insurance in Indian Harbour Beach, Florida, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • Average auto insurance rates in Indian Harbour Beach, FL for senior drivers are $2,390 per year
  • The most expensive auto insurance company in Indian Harbour Beach for teen drivers is Allstate
  • The minimum auto insurance required in Indian Harbour Beach, Florida is 10/20/10

Indian Harbour Beach, Florida auto insurance requirements are 10/20/10 according to Florida auto insurance laws. Finding cheap auto insurance in Indian Harbour Beach can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Indian Harbour Beach, Florida, including driving record, credit, commute time, and more.

Compare auto insurance in Indian Harbour Beach to other Florida cities, including Fort Lauderdale auto insurance rates, Hialeah auto insurance rates, and Tallahassee auto insurance rates to see how Indian Harbour Beach, Florida auto insurance rates stack up.

Before you buy Indian Harbour Beach, Florida auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Indian Harbour Beach, Florida auto insurance quotes.

Minimum Auto Insurance in Indian Harbour Beach, Florida

Indian Harbour Beach, Florida auto insurance laws require that you have at least the Florida minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Indian Harbour Beach, Florida.

Minimum Required Auto Insurance Coverage in Indian Harbour Beach, Florida

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $10,000 per person
$20,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Indian Harbour Beach, Florida Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Indian Harbour Beach, Florida are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Indian Harbour Beach, Florida

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,917 $3,784 $3,435 $3,509 $13,809 $15,126 $3,956 $4,036
GEICO $2,651 $2,664 $2,485 $2,485 $4,746 $5,988 $2,922 $2,973
Liberty Mutual $3,079 $3,079 $2,829 $2,829 $6,404 $9,815 $3,079 $4,142
Nationwide $2,441 $2,413 $2,187 $2,261 $5,773 $7,101 $2,683 $2,792
Progressive $3,350 $3,157 $2,882 $3,082 $9,364 $10,198 $4,019 $3,838
State Farm $1,635 $1,635 $1,491 $1,491 $4,567 $5,898 $1,814 $1,937
USAA $1,334 $1,310 $1,251 $1,238 $4,535 $5,257 $1,657 $1,783

Cheap Indian Harbour Beach, Florida Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Indian Harbour Beach, Florida is a challenge. Take a look at the annual teen auto insurance rates in Indian Harbour Beach, Florida.

Annual Auto Insurance Rates for Teen Drivers in Indian Harbour Beach, Florida

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $13,809 $15,126
GEICO $4,746 $5,988
Liberty Mutual $6,404 $9,815
Nationwide $5,773 $7,101
Progressive $9,364 $10,198
State Farm $4,567 $5,898
USAA $4,535 $5,257

Cheap Indian Harbour Beach, Florida Auto Insurance for Seniors

What are senior auto insurance rates in Indian Harbour Beach, Florida? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Indian Harbour Beach, Florida

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,435 $3,509
GEICO $2,485 $2,485
Liberty Mutual $2,829 $2,829
Nationwide $2,187 $2,261
Progressive $2,882 $3,082
State Farm $1,491 $1,491
USAA $1,251 $1,238

Cheap Indian Harbour Beach, Florida Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Indian Harbour Beach, Florida compared to the annual auto insurance rates with a clean record in Indian Harbour Beach, Florida.

Annual Indian Harbour Beach, Florida Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,551 $6,642 $7,419 $6,174
GEICO $2,354 $2,999 $4,447 $3,657
Liberty Mutual $3,196 $4,130 $5,961 $4,340
Nationwide $2,961 $3,242 $4,341 $3,281
Progressive $3,948 $5,814 $4,903 $5,280
State Farm $2,340 $2,778 $2,559 $2,559
USAA $1,797 $2,219 $3,283 $1,884

Cheap Indian Harbour Beach, Florida Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Indian Harbour Beach, Florida is not easy. Compare the annual rates for DUI auto insurance in Indian Harbour Beach, Florida to find the best deal.

Annual Auto Insurance Rates After a DUI in Indian Harbour Beach, Florida

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $7,419
GEICO $4,447
Liberty Mutual $5,961
Nationwide $4,341
Progressive $4,903
State Farm $2,559
USAA $3,283

Cheap Indian Harbour Beach, Florida Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Indian Harbour Beach, Florida annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Indian Harbour Beach, Florida

Insurance Company Poor Fair Good
Allstate $8,982 $5,708 $4,649
GEICO $4,889 $2,969 $2,235
Liberty Mutual $5,651 $4,171 $3,399
Nationwide $4,308 $3,180 $2,881
Progressive $6,504 $4,612 $3,842
State Farm $3,498 $2,295 $1,883
USAA $3,714 $1,834 $1,339

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Cheap Indian Harbour Beach, Florida Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Indian Harbour Beach, Florida can vary. Compare the annual cost of auto insurance by ZIP code in Indian Harbour Beach, Florida to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Indian Harbour Beach, Florida

ZIP Code Average Annual Rates
32937 $3,041

Cheap Indian Harbour Beach, Florida Auto Insurance Rates By Commute

Commute length and annual mileage affect Indian Harbour Beach, Florida auto insurance. Find the cheapest annual Indian Harbour Beach, Florida auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Indian Harbour Beach, Florida

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $6,262 $6,631
GEICO $3,348 $3,381
Liberty Mutual $4,268 $4,546
Nationwide $3,456 $3,456
Progressive $4,986 $4,986
State Farm $2,472 $2,646
USAA $2,270 $2,322

Cheap Indian Harbour Beach, Florida Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Indian Harbour Beach, Florida? Check out the comparison of annual Indian Harbour Beach, Florida auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Indian Harbour Beach, Florida

Insurance Company Low Medium High
Allstate $4,934 $6,790 $7,616
GEICO $2,714 $3,489 $3,890
Liberty Mutual $4,030 $4,474 $4,717
Nationwide $2,690 $3,601 $4,078
Progressive $4,170 $5,103 $5,686
State Farm $2,160 $2,625 $2,891
USAA $1,970 $2,380 $2,537

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Best By Category: Cheapest Auto Insurance in Indian Harbour Beach, Florida

Compare the cheapest auto insurance companies in Indian Harbour Beach, Florida in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Indian Harbour Beach, Florida

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Indian Harbour Beach, Florida Auto Insurance Companies

What auto insurance companies in Indian Harbour Beach, Florida are the cheapest? Compare the top Indian Harbour Beach, Florida auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Indian Harbour Beach, Florida

Insurance Company Average Annual Rates
Allstate $6,447
GEICO $3,364
Liberty Mutual $4,407
Nationwide $3,456
Progressive $4,986
State Farm $2,559
USAA $2,296

What affects auto insurance rates in Indian Harbour Beach, Florida?

There are a lot of reasons why auto insurance rates in Indian Harbour Beach, Florida are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Indian Harbour Beach, Florida. Many local factors may affect your Indian Harbour Beach auto insurance rates.

Indian Harbour Beach Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Indian Harbour Beach, Florida auto theft statistics, there have been 0 auto thefts in the city.

Indian Harbour Beach Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Indian Harbour Beach, Florida commute length is 25.4 minutes according to City-Data.

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Compare Indian Harbour Beach, Florida Auto Insurance Quotes

Before you buy Indian Harbour Beach, Florida auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Indian Harbour Beach, Florida auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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