Best Cheap Auto Insurance in Indialantic, FL (2021)

The average Indialantic, FL auto insurance rates are $329 per month. The minimum auto insurance in Indialantic is at least 10/20/10 in coverage to comply with Florida auto insurance laws. To find the best cheap auto insurance in Indialantic, Florida, compare quotes from multiple companies.

Free Auto Insurance Comparison

 Secured with SHA-256 Encryption

Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

Full Bio →

Written by

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

Full Bio →

Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Things to Remember

  • The cheapest auto insurance company in Indialantic is USAA
  • Average auto insurance rates in Indialantic, FL for senior drivers are $2,403 per year
  • The average commute length in Indialantic is 26.3 minutes

Indialantic, Florida auto insurance requirements are 10/20/10 according to Florida auto insurance laws. Finding cheap auto insurance in Indialantic can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Indialantic, Florida, including driving record, credit, commute time, and more.

Compare auto insurance in Indialantic to other Florida cities, including Tampa auto insurance rates, Orlando auto insurance rates, and Miami auto insurance rates to see how Indialantic, Florida auto insurance rates stack up.

Before you buy Indialantic, Florida auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Indialantic, Florida auto insurance quotes.

Minimum Auto Insurance in Indialantic, Florida

Indialantic, Florida auto insurance laws require that you have at least the Florida minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Indialantic, Florida.

Minimum Required Auto Insurance Coverage in Indialantic, Florida

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $10,000 per person
$20,000 per accident
Property Damage Liability Coverage $10,000 minimum

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Indialantic, Florida Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Indialantic, Florida are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Indialantic, Florida

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,917 $3,784 $3,435 $3,509 $13,809 $15,126 $3,956 $4,036
GEICO $2,751 $2,763 $2,576 $2,576 $4,925 $6,201 $3,031 $3,080
Liberty Mutual $3,079 $3,079 $2,829 $2,829 $6,404 $9,815 $3,079 $4,142
Nationwide $2,441 $2,413 $2,187 $2,261 $5,773 $7,101 $2,683 $2,792
Progressive $3,350 $3,157 $2,882 $3,082 $9,364 $10,198 $4,019 $3,838
State Farm $1,635 $1,635 $1,491 $1,491 $4,567 $5,898 $1,814 $1,937
USAA $1,334 $1,310 $1,251 $1,238 $4,535 $5,257 $1,657 $1,783

Cheap Indialantic, Florida Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Indialantic, Florida is a challenge. Take a look at the annual teen auto insurance rates in Indialantic, Florida.

Annual Auto Insurance Rates for Teen Drivers in Indialantic, Florida

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $13,809 $15,126
GEICO $4,925 $6,201
Liberty Mutual $6,404 $9,815
Nationwide $5,773 $7,101
Progressive $9,364 $10,198
State Farm $4,567 $5,898
USAA $4,535 $5,257

Cheap Indialantic, Florida Auto Insurance for Seniors

What are senior auto insurance rates in Indialantic, Florida? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Indialantic, Florida

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,435 $3,509
GEICO $2,576 $2,576
Liberty Mutual $2,829 $2,829
Nationwide $2,187 $2,261
Progressive $2,882 $3,082
State Farm $1,491 $1,491
USAA $1,251 $1,238

Cheap Indialantic, Florida Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Indialantic, Florida compared to the annual auto insurance rates with a clean record in Indialantic, Florida.

Annual Indialantic, Florida Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,551 $6,642 $7,419 $6,174
GEICO $2,434 $3,107 $4,617 $3,793
Liberty Mutual $3,196 $4,130 $5,961 $4,340
Nationwide $2,961 $3,242 $4,341 $3,281
Progressive $3,948 $5,814 $4,903 $5,280
State Farm $2,340 $2,778 $2,559 $2,559
USAA $1,797 $2,219 $3,283 $1,884

Cheap Indialantic, Florida Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Indialantic, Florida is not easy. Compare the annual rates for DUI auto insurance in Indialantic, Florida to find the best deal.

Annual Auto Insurance Rates After a DUI in Indialantic, Florida

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $7,419
GEICO $4,617
Liberty Mutual $5,961
Nationwide $4,341
Progressive $4,903
State Farm $2,559
USAA $3,283

Cheap Indialantic, Florida Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Indialantic, Florida annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Indialantic, Florida

Insurance Company Poor Fair Good
Allstate $8,982 $5,708 $4,649
GEICO $5,076 $3,076 $2,312
Liberty Mutual $5,651 $4,171 $3,399
Nationwide $4,308 $3,180 $2,881
Progressive $6,504 $4,612 $3,842
State Farm $3,498 $2,295 $1,883
USAA $3,714 $1,834 $1,339

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Indialantic, Florida Auto Insurance Rates By Commute

Commute length and annual mileage affect Indialantic, Florida auto insurance. Find the cheapest annual Indialantic, Florida auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Indialantic, Florida

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $6,262 $6,631
GEICO $3,471 $3,505
Liberty Mutual $4,268 $4,546
Nationwide $3,456 $3,456
Progressive $4,986 $4,986
State Farm $2,472 $2,646
USAA $2,270 $2,322

Cheap Indialantic, Florida Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Indialantic, Florida? Check out the comparison of annual Indialantic, Florida auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Indialantic, Florida

Insurance Company Low Medium High
Allstate $4,934 $6,790 $7,616
GEICO $2,830 $3,616 $4,018
Liberty Mutual $4,030 $4,474 $4,717
Nationwide $2,690 $3,601 $4,078
Progressive $4,170 $5,103 $5,686
State Farm $2,160 $2,625 $2,891
USAA $1,970 $2,380 $2,537

Best By Category: Cheapest Auto Insurance in Indialantic, Florida

Compare the cheapest auto insurance companies in Indialantic, Florida in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Indialantic, Florida

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

The Cheapest Indialantic, Florida Auto Insurance Companies

What auto insurance companies in Indialantic, Florida are the cheapest? Compare the top Indialantic, Florida auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Indialantic, Florida

Insurance Company Average Annual Rates
Allstate $6,447
GEICO $3,488
Liberty Mutual $4,407
Nationwide $3,456
Progressive $4,986
State Farm $2,559
USAA $2,296

What affects auto insurance rates in Indialantic, Florida?

There are a lot of reasons why auto insurance rates in Indialantic, Florida are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Indialantic, Florida. Many local factors may affect your Indialantic auto insurance rates.

Indialantic Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Indialantic, Florida auto theft statistics, there have been 0 auto thefts in the city.

Indialantic Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Indialantic, Florida commute length is 26.3 minutes according to City-Data.

Compare Indialantic, Florida Auto Insurance Quotes

Before you buy Indialantic, Florida auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Indialantic, Florida auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption