Best Cheap Auto Insurance in Independence, CA (2021)

The average Independence, CA auto insurance rates are $249 per month. The minimum auto insurance in Independence is at least 15/30/5 in coverage to comply with California auto insurance laws. To find the best cheap auto insurance in Independence, California, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The average commute length in Independence is 18.6 minutes
  • Average auto insurance rates in Independence, CA for senior drivers are $1,806 per year
  • The most expensive auto insurance company in Independence for teen drivers is Allstate

Independence, California auto insurance requirements are 15/30/5 according to California auto insurance laws. Finding cheap auto insurance in Independence can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Independence, California, including driving record, credit, commute time, and more.

Compare auto insurance in Independence to other California cities, including Los Angeles auto insurance rates, Oakland auto insurance rates, and Sacramento auto insurance rates to see how Independence, California auto insurance rates stack up.

Before you buy Independence, California auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Independence, California auto insurance quotes.

Minimum Auto Insurance in Independence, California

Independence, California auto insurance laws require that you have at least the California minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Independence, California.

Minimum Required Auto Insurance Coverage in Independence, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Cheap Independence, California Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Independence, California are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Independence, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,499 $2,507 $1,820 $1,849 $6,883 $8,670 $3,233 $3,585
Farmers $1,815 $1,815 $1,628 $1,628 $5,732 $9,414 $2,144 $2,382
GEICO $1,599 $1,600 $1,504 $1,504 $4,858 $4,958 $2,296 $2,356
Liberty Mutual $2,019 $1,914 $1,877 $1,820 $4,410 $4,684 $2,278 $2,295
Nationwide $2,635 $2,517 $2,314 $2,183 $6,620 $7,321 $3,126 $3,088
Progressive $1,342 $1,381 $1,136 $1,348 $3,494 $4,223 $1,922 $2,066
State Farm $2,722 $2,722 $2,429 $2,429 $4,972 $6,170 $3,010 $3,103
Travelers $2,023 $1,966 $1,786 $1,769 $4,037 $4,601 $2,593 $2,549
USAA $1,776 $1,683 $1,736 $1,744 $4,018 $4,029 $2,449 $2,315

Cheap Independence, California Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Independence, California is a challenge. Take a look at the annual teen auto insurance rates in Independence, California.

Annual Auto Insurance Rates for Teen Drivers in Independence, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,883 $8,670
Farmers $5,732 $9,414
GEICO $4,858 $4,958
Liberty Mutual $4,410 $4,684
Nationwide $6,620 $7,321
Progressive $3,494 $4,223
State Farm $4,972 $6,170
Travelers $4,037 $4,601
USAA $4,018 $4,029

Cheap Independence, California Auto Insurance for Seniors

What are senior auto insurance rates in Independence, California? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Independence, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,820 $1,849
Farmers $1,628 $1,628
GEICO $1,504 $1,504
Liberty Mutual $1,877 $1,820
Nationwide $2,314 $2,183
Progressive $1,136 $1,348
State Farm $2,429 $2,429
Travelers $1,786 $1,769
USAA $1,736 $1,744

Cheap Independence, California Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Independence, California compared to the annual auto insurance rates with a clean record in Independence, California.

Annual Independence, California Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,336 $3,953 $6,168 $3,066
Farmers $2,454 $3,341 $4,166 $3,318
GEICO $1,809 $2,785 $3,500 $2,244
Liberty Mutual $2,311 $3,096 $2,793 $2,448
Nationwide $2,604 $3,336 $5,626 $3,336
Progressive $1,391 $2,344 $2,724 $1,996
State Farm $2,455 $2,930 $5,543 $2,851
Travelers $1,808 $2,891 $3,348 $2,615
USAA $1,642 $2,435 $3,999 $1,798

Cheap Independence, California Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Independence, California is not easy. Compare the annual rates for DUI auto insurance in Independence, California to find the best deal.

Annual Auto Insurance Rates After a DUI in Independence, California

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,168
Farmers $4,166
GEICO $3,500
Liberty Mutual $2,793
Nationwide $5,626
Progressive $2,724
State Farm $5,543
Travelers $3,348
USAA $3,999

Cheap Independence, California Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Independence, California can vary. Compare the annual cost of auto insurance by ZIP code in Independence, California to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Independence, California

ZIP Code Average Annual Rates
93526 $4,061

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Cheap Independence, California Auto Insurance Rates By Commute

Commute length and annual mileage affect Independence, California auto insurance. Find the cheapest annual Independence, California auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Independence, California

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,506 $4,255
Farmers $3,013 $3,626
GEICO $2,348 $2,821
Liberty Mutual $2,445 $2,879
Nationwide $3,293 $4,158
Progressive $1,923 $2,305
State Farm $3,319 $3,570
Travelers $2,407 $2,924
USAA $2,274 $2,663

Cheap Independence, California Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Independence, California? Check out the comparison of annual Independence, California auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Independence, California

Insurance Company Low Medium High
Allstate $3,703 $3,910 $4,030
Farmers $3,101 $3,342 $3,516
GEICO $2,355 $2,610 $2,789
Liberty Mutual $2,492 $2,684 $2,810
Nationwide $3,326 $3,787 $4,063
Progressive $1,919 $2,169 $2,254
State Farm $3,129 $3,498 $3,707
Travelers $2,328 $2,730 $2,938
USAA $2,236 $2,517 $2,653

Best By Category: Cheapest Auto Insurance in Independence, California

Compare the cheapest auto insurance companies in Independence, California in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Independence, California

Category Insurance Company
Teenagers Progressive
Seniors Progressive
Clean Record Progressive
With 1 Accident Progressive
With 1 DUI Progressive
With 1 Speeding Violation USAA

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The Cheapest Independence, California Auto Insurance Companies

What auto insurance companies in Independence, California are the cheapest? Compare the top Independence, California auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Independence, California

Insurance Company Average Annual Rates
Allstate $3,881
Farmers $3,320
GEICO $2,584
Liberty Mutual $2,662
Nationwide $3,725
Progressive $2,114
State Farm $3,445
Travelers $2,665
USAA $2,469

What affects auto insurance rates in Independence, California?

There are a lot of reasons why auto insurance rates in Independence, California are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Independence, California. Many local factors may affect your Independence auto insurance rates.

Independence Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Independence, California commute length is 18.6 minutes according to City-Data.

Compare Independence, California Auto Insurance Quotes

Before you buy Independence, California auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Independence, California auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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