Best Cheap Auto Insurance in Imperial, TX (2021)

The average Imperial, TX auto insurance rates are $302 per month. The minimum auto insurance in Imperial is at least 30/60/25 in coverage to comply with Texas auto insurance laws. To find the best cheap auto insurance in Imperial, Texas, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The minimum auto insurance required in Imperial, Texas is 30/60/25
  • Average auto insurance rates in Imperial, TX for senior drivers are $2,191 per year
  • The average commute length in Imperial is 17.0 minutes

Imperial, Texas auto insurance requirements are 30/60/25 according to Texas auto insurance laws. Finding cheap auto insurance in Imperial can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Imperial, Texas, including driving record, credit, commute time, and more.

Compare auto insurance in Imperial to other Texas cities, including Houston auto insurance rates, Laredo auto insurance rates, and Austin auto insurance rates to see how Imperial, Texas auto insurance rates stack up.

Before you buy Imperial, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Imperial, Texas auto insurance quotes.

Minimum Auto Insurance in Imperial, Texas

Imperial, Texas auto insurance laws require that you have at least the Texas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Imperial, Texas.

Minimum Required Auto Insurance Coverage in Imperial, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Imperial, Texas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Imperial, Texas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Imperial, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,964 $3,008 $2,928 $2,928 $7,650 $9,299 $3,689 $3,877
American Family $2,775 $3,077 $2,581 $2,944 $7,322 $9,725 $3,975 $4,567
GEICO $2,269 $2,391 $2,083 $2,267 $4,684 $4,944 $2,456 $2,514
Nationwide $2,358 $2,405 $2,086 $2,214 $6,421 $8,272 $2,744 $2,973
Progressive $2,656 $2,492 $2,355 $2,411 $10,989 $12,156 $3,104 $3,097
State Farm $1,685 $1,685 $1,491 $1,491 $3,870 $4,905 $1,821 $1,884
USAA $1,525 $1,557 $1,441 $1,460 $4,016 $4,444 $2,044 $2,243

Cheap Imperial, Texas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Imperial, Texas is a challenge. Take a look at the annual teen auto insurance rates in Imperial, Texas.

Annual Auto Insurance Rates for Teen Drivers in Imperial, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,650 $9,299
American Family $7,322 $9,725
GEICO $4,684 $4,944
Nationwide $6,421 $8,272
Progressive $10,989 $12,156
State Farm $3,870 $4,905
USAA $4,016 $4,444

Cheap Imperial, Texas Auto Insurance for Seniors

What are senior auto insurance rates in Imperial, Texas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Imperial, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,928 $2,928
American Family $2,581 $2,944
GEICO $2,083 $2,267
Nationwide $2,086 $2,214
Progressive $2,355 $2,411
State Farm $1,491 $1,491
USAA $1,441 $1,460

Cheap Imperial, Texas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Imperial, Texas compared to the annual auto insurance rates with a clean record in Imperial, Texas.

Annual Imperial, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,585 $5,385 $5,616 $3,585
American Family $4,210 $5,366 $4,697 $4,210
GEICO $2,508 $3,228 $2,821 $3,247
Nationwide $3,196 $3,196 $4,733 $3,611
Progressive $4,278 $5,536 $4,997 $4,819
State Farm $2,110 $2,396 $2,800 $2,110
USAA $1,765 $2,561 $3,015 $2,025

Cheap Imperial, Texas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Imperial, Texas is not easy. Compare the annual rates for DUI auto insurance in Imperial, Texas to find the best deal.

Annual Auto Insurance Rates After a DUI in Imperial, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,616
American Family $4,697
GEICO $2,821
Nationwide $4,733
Progressive $4,997
State Farm $2,800
USAA $3,015

Cheap Imperial, Texas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Imperial, Texas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Imperial, Texas

Insurance Company Poor Fair Good
Allstate $5,777 $4,234 $3,618
American Family $6,413 $3,963 $3,486
GEICO $4,543 $2,581 $1,729
Nationwide $4,436 $3,539 $3,077
Progressive $5,532 $4,772 $4,418
State Farm $3,334 $2,075 $1,653
USAA $3,481 $1,970 $1,573

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Cheap Imperial, Texas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Imperial, Texas can vary. Compare the annual cost of auto insurance by ZIP code in Imperial, Texas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Imperial, Texas

ZIP Code Average Annual Rates
79743 $5,401

Cheap Imperial, Texas Auto Insurance Rates By Commute

Commute length and annual mileage affect Imperial, Texas auto insurance. Find the cheapest annual Imperial, Texas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Imperial, Texas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,440 $4,645
American Family $4,621 $4,621
GEICO $2,888 $3,014
Nationwide $3,684 $3,684
Progressive $4,907 $4,907
State Farm $2,354 $2,354
USAA $2,311 $2,372

Cheap Imperial, Texas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Imperial, Texas? Check out the comparison of annual Imperial, Texas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Imperial, Texas

Insurance Company Low Medium High
Allstate $4,470 $4,516 $4,643
American Family $4,358 $4,488 $5,016
GEICO $2,858 $2,931 $3,063
Nationwide $3,970 $3,525 $3,557
Progressive $4,615 $4,872 $5,235
State Farm $2,250 $2,348 $2,464
USAA $2,280 $2,334 $2,410

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Best By Category: Cheapest Auto Insurance in Imperial, Texas

Compare the cheapest auto insurance companies in Imperial, Texas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Imperial, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Imperial, Texas Auto Insurance Companies

What auto insurance companies in Imperial, Texas are the cheapest? Compare the top Imperial, Texas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Imperial, Texas

Insurance Company Average Annual Rates
Allstate $4,543
American Family $4,621
GEICO $2,951
Nationwide $3,684
Progressive $4,907
State Farm $2,354
USAA $2,341

What affects auto insurance rates in Imperial, Texas?

There are a lot of reasons why auto insurance rates in Imperial, Texas are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Imperial, Texas. Many local factors may affect your Imperial auto insurance rates.

Imperial Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Imperial, Texas commute length is 17.0 minutes according to City-Data.

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Compare Imperial, Texas Auto Insurance Quotes

Before you buy Imperial, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Imperial, Texas auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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