Best Cheap Auto Insurance in Illiopolis, IL (2021)

The average Illiopolis, IL auto insurance rates are $265 per month. The minimum auto insurance in Illiopolis is at least 25/50/20 in coverage to comply with Illinois auto insurance laws. To find the best cheap auto insurance in Illiopolis, Illinois, compare quotes from multiple companies.

Free Auto Insurance Comparison

 Secured with SHA-256 Encryption

Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

Full Bio →

Written by

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

Full Bio →

Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Things to Remember

  • The average commute length in Illiopolis is 26.9 minutes
  • The minimum auto insurance required in Illiopolis, Illinois is 25/50/20
  • The most expensive auto insurance company in Illiopolis for teen drivers is Farmers

Illiopolis, Illinois auto insurance requirements are 25/50/20 according to Illinois auto insurance laws. Finding cheap auto insurance in Illiopolis can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Illiopolis, Illinois, including driving record, credit, commute time, and more.

Compare auto insurance in Illiopolis to other Illinois cities, including Chicago auto insurance rates, Springfield auto insurance rates, and Waukegan auto insurance rates to see how Illiopolis, Illinois auto insurance rates stack up.

Before you buy Illiopolis, Illinois auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Illiopolis, Illinois auto insurance quotes.

Minimum Auto Insurance in Illiopolis, Illinois

Illiopolis, Illinois auto insurance laws require that you have at least the Illinois minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Illiopolis, Illinois.

Minimum Required Auto Insurance Coverage in Illiopolis, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Illiopolis, Illinois Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Illiopolis, Illinois are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Illiopolis, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,380 $3,396 $3,515 $3,515 $8,621 $11,252 $4,064 $4,395
American Family $2,439 $2,439 $2,228 $2,228 $6,812 $9,483 $2,439 $3,143
Farmers $2,388 $2,388 $2,119 $2,239 $10,210 $10,643 $2,731 $2,861
GEICO $1,621 $1,622 $1,521 $1,797 $4,847 $5,129 $2,028 $1,979
Liberty Mutual $1,375 $1,484 $1,140 $1,273 $4,461 $4,963 $1,443 $1,530
Nationwide $1,694 $1,726 $1,508 $1,600 $4,571 $5,876 $1,964 $2,129
Progressive $1,949 $1,843 $1,610 $1,677 $7,104 $7,978 $2,330 $2,532
State Farm $1,493 $1,493 $1,335 $1,335 $4,324 $5,473 $1,689 $1,951
Travelers $1,442 $1,522 $1,297 $1,383 $3,956 $4,890 $1,533 $1,615
USAA $1,695 $1,726 $1,574 $1,552 $5,485 $6,055 $2,235 $2,459

Cheap Illiopolis, Illinois Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Illiopolis, Illinois is a challenge. Take a look at the annual teen auto insurance rates in Illiopolis, Illinois.

Annual Auto Insurance Rates for Teen Drivers in Illiopolis, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,621 $11,252
American Family $6,812 $9,483
Farmers $10,210 $10,643
GEICO $4,847 $5,129
Liberty Mutual $4,461 $4,963
Nationwide $4,571 $5,876
Progressive $7,104 $7,978
State Farm $4,324 $5,473
Travelers $3,956 $4,890
USAA $5,485 $6,055

Cheap Illiopolis, Illinois Auto Insurance for Seniors

What are senior auto insurance rates in Illiopolis, Illinois? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Illiopolis, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,515 $3,515
American Family $2,228 $2,228
Farmers $2,119 $2,239
GEICO $1,521 $1,797
Liberty Mutual $1,140 $1,273
Nationwide $1,508 $1,600
Progressive $1,610 $1,677
State Farm $1,335 $1,335
Travelers $1,297 $1,383
USAA $1,574 $1,552

Cheap Illiopolis, Illinois Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Illiopolis, Illinois compared to the annual auto insurance rates with a clean record in Illiopolis, Illinois.

Annual Illiopolis, Illinois Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,828 $6,352 $5,926 $4,962
American Family $2,867 $4,068 $5,415 $3,254
Farmers $3,755 $4,840 $4,719 $4,476
GEICO $1,896 $2,518 $3,482 $2,376
Liberty Mutual $1,843 $2,605 $2,297 $2,090
Nationwide $2,122 $2,746 $3,229 $2,437
Progressive $2,783 $4,134 $3,080 $3,514
State Farm $2,179 $2,594 $2,387 $2,387
Travelers $1,765 $2,299 $2,548 $2,208
USAA $2,029 $2,916 $3,998 $2,447

Cheap Illiopolis, Illinois Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Illiopolis, Illinois is not easy. Compare the annual rates for DUI auto insurance in Illiopolis, Illinois to find the best deal.

Annual Auto Insurance Rates After a DUI in Illiopolis, Illinois

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,926
American Family $5,415
Farmers $4,719
GEICO $3,482
Liberty Mutual $2,297
Nationwide $3,229
Progressive $3,080
State Farm $2,387
Travelers $2,548
USAA $3,998

Cheap Illiopolis, Illinois Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Illiopolis, Illinois annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Illiopolis, Illinois

Insurance Company Poor Fair Good
Allstate $6,732 $4,843 $4,227
American Family $5,201 $3,526 $2,977
Farmers $5,053 $4,248 $4,041
GEICO $4,119 $2,014 $1,571
Liberty Mutual $3,127 $1,947 $1,552
Nationwide $3,142 $2,535 $2,223
Progressive $3,841 $3,268 $3,024
State Farm $3,472 $2,077 $1,610
Travelers $2,701 $2,155 $1,759
USAA $3,795 $2,603 $2,144

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Illiopolis, Illinois Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Illiopolis, Illinois can vary. Compare the annual cost of auto insurance by ZIP code in Illiopolis, Illinois to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Illiopolis, Illinois

ZIP Code Average Annual Rates
62539 $3,135

Cheap Illiopolis, Illinois Auto Insurance Rates By Commute

Commute length and annual mileage affect Illiopolis, Illinois auto insurance. Find the cheapest annual Illiopolis, Illinois auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Illiopolis, Illinois

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,267 $5,267
American Family $3,851 $3,952
Farmers $4,447 $4,447
GEICO $2,519 $2,617
Liberty Mutual $2,209 $2,209
Nationwide $2,633 $2,633
Progressive $3,378 $3,378
State Farm $2,327 $2,446
Travelers $2,119 $2,291
USAA $2,767 $2,927

Cheap Illiopolis, Illinois Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Illiopolis, Illinois? Check out the comparison of annual Illiopolis, Illinois auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Illiopolis, Illinois

Insurance Company Low Medium High
Allstate $5,136 $5,263 $5,403
American Family $3,775 $4,043 $3,885
Farmers $4,239 $4,346 $4,756
GEICO $2,377 $2,564 $2,762
Liberty Mutual $2,096 $2,204 $2,326
Nationwide $2,632 $2,652 $2,616
Progressive $3,127 $3,373 $3,634
State Farm $2,265 $2,390 $2,504
Travelers $2,089 $2,203 $2,323
USAA $2,663 $2,845 $3,035

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Best By Category: Cheapest Auto Insurance in Illiopolis, Illinois

Compare the cheapest auto insurance companies in Illiopolis, Illinois in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Illiopolis, Illinois

Category Insurance Company
Teenagers Travelers
Seniors Liberty Mutual
Clean Record Travelers
With 1 Accident Travelers
With 1 DUI Liberty Mutual
With 1 Speeding Violation Liberty Mutual

The Cheapest Illiopolis, Illinois Auto Insurance Companies

What auto insurance companies in Illiopolis, Illinois are the cheapest? Compare the top Illiopolis, Illinois auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Illiopolis, Illinois

Insurance Company Average Annual Rates
Allstate $5,267
American Family $3,901
Farmers $4,447
GEICO $2,568
Liberty Mutual $2,209
Nationwide $2,633
Progressive $3,378
State Farm $2,387
Travelers $2,205
USAA $2,847

What affects auto insurance rates in Illiopolis, Illinois?

There are a lot of reasons why auto insurance rates in Illiopolis, Illinois are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Illiopolis, Illinois. Many local factors may affect your Illiopolis auto insurance rates.

Illiopolis Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Illiopolis, Illinois commute length is 26.9 minutes according to City-Data.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Compare Illiopolis, Illinois Auto Insurance Quotes

Before you buy Illiopolis, Illinois auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Illiopolis, Illinois auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption