Best Cheap Auto Insurance in Ideal, SD (2021)

The average Ideal, SD auto insurance rates are $350 per month. The minimum auto insurance in Ideal is at least 25/50/25 in coverage to comply with South Dakota auto insurance laws. To find the best cheap auto insurance in Ideal, South Dakota, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The minimum auto insurance required in Ideal, South Dakota is 25/50/25
  • The cheapest auto insurance company in Ideal is State Farm
  • The most expensive auto insurance company in Ideal for teen drivers is Liberty Mutual

Ideal, South Dakota auto insurance requirements are 25/50/25 according to South Dakota auto insurance laws. Finding cheap auto insurance in Ideal can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Ideal, South Dakota, including driving record, credit, commute time, and more.

Compare auto insurance in Ideal to other South Dakota cities, including Brookings auto insurance rates, Water auto insurance rates, and Aberdeen auto insurance rates to see how Ideal, South Dakota auto insurance rates stack up.

Before you buy Ideal, South Dakota auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Ideal, South Dakota auto insurance quotes.

Minimum Auto Insurance in Ideal, South Dakota

Ideal, South Dakota auto insurance laws require that you have at least the South Dakota minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Ideal, South Dakota.

Minimum Required Auto Insurance Coverage in Ideal, South Dakota

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Ideal, South Dakota Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Ideal, South Dakota are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Ideal, South Dakota

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,508 $2,560 $2,214 $2,369 $10,421 $12,451 $2,835 $3,096
American Family $2,939 $2,939 $2,598 $2,598 $6,026 $8,854 $2,939 $3,613
Farmers $2,305 $2,312 $2,029 $2,106 $10,141 $10,547 $2,578 $2,760
GEICO $2,551 $2,406 $2,446 $2,254 $5,030 $5,958 $2,239 $2,163
Liberty Mutual $4,662 $5,082 $3,678 $4,471 $17,102 $19,205 $4,927 $5,496
Nationwide $2,001 $2,068 $1,781 $1,918 $4,202 $5,494 $2,225 $2,436
Progressive $2,355 $2,335 $1,937 $1,991 $8,177 $9,325 $2,950 $3,074
State Farm $1,650 $1,650 $1,411 $1,411 $3,870 $5,001 $1,842 $2,051

Cheap Ideal, South Dakota Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Ideal, South Dakota is a challenge. Take a look at the annual teen auto insurance rates in Ideal, South Dakota.

Annual Auto Insurance Rates for Teen Drivers in Ideal, South Dakota

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,421 $12,451
American Family $6,026 $8,854
Farmers $10,141 $10,547
GEICO $5,030 $5,958
Liberty Mutual $17,102 $19,205
Nationwide $4,202 $5,494
Progressive $8,177 $9,325
State Farm $3,870 $5,001

Cheap Ideal, South Dakota Auto Insurance for Seniors

What are senior auto insurance rates in Ideal, South Dakota? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Ideal, South Dakota

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,214 $2,369
American Family $2,598 $2,598
Farmers $2,029 $2,106
GEICO $2,446 $2,254
Liberty Mutual $3,678 $4,471
Nationwide $1,781 $1,918
Progressive $1,937 $1,991
State Farm $1,411 $1,411

Cheap Ideal, South Dakota Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Ideal, South Dakota compared to the annual auto insurance rates with a clean record in Ideal, South Dakota.

Annual Ideal, South Dakota Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,979 $4,630 $6,159 $4,459
American Family $2,949 $4,337 $5,591 $3,376
Farmers $3,706 $4,677 $4,562 $4,443
GEICO $1,966 $3,339 $5,254 $1,966
Liberty Mutual $6,826 $8,421 $8,802 $8,262
Nationwide $1,980 $2,773 $4,000 $2,309
Progressive $3,471 $4,669 $3,745 $4,187
State Farm $2,225 $2,496 $2,361 $2,361

Cheap Ideal, South Dakota Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Ideal, South Dakota is not easy. Compare the annual rates for DUI auto insurance in Ideal, South Dakota to find the best deal.

Annual Auto Insurance Rates After a DUI in Ideal, South Dakota

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,159
American Family $5,591
Farmers $4,562
GEICO $5,254
Liberty Mutual $8,802
Nationwide $4,000
Progressive $3,745
State Farm $2,361

Cheap Ideal, South Dakota Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Ideal, South Dakota annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Ideal, South Dakota

Insurance Company Poor Fair Good
Allstate $5,860 $4,583 $3,977
American Family $5,228 $3,769 $3,193
Farmers $4,920 $4,146 $3,976
GEICO $5,073 $2,574 $1,745
Liberty Mutual $11,735 $6,997 $5,501
Nationwide $3,363 $2,623 $2,311
Progressive $4,661 $3,849 $3,543
State Farm $3,436 $2,054 $1,592

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Cheap Ideal, South Dakota Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Ideal, South Dakota can vary. Compare the annual cost of auto insurance by ZIP code in Ideal, South Dakota to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Ideal, South Dakota

ZIP Code Average Annual Rates
57541 $4,366

Cheap Ideal, South Dakota Auto Insurance Rates By Commute

Commute length and annual mileage affect Ideal, South Dakota auto insurance. Find the cheapest annual Ideal, South Dakota auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Ideal, South Dakota

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,689 $4,924
American Family $4,013 $4,113
Farmers $4,347 $4,347
GEICO $3,094 $3,168
Liberty Mutual $8,078 $8,078
Nationwide $2,766 $2,766
Progressive $4,018 $4,018
State Farm $2,303 $2,419

Cheap Ideal, South Dakota Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Ideal, South Dakota? Check out the comparison of annual Ideal, South Dakota auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Ideal, South Dakota

Insurance Company Low Medium High
Allstate $4,654 $4,798 $4,968
American Family $4,106 $4,185 $3,899
Farmers $4,188 $4,307 $4,546
GEICO $3,047 $3,128 $3,219
Liberty Mutual $7,947 $8,066 $8,221
Nationwide $2,628 $2,755 $2,914
Progressive $3,929 $3,988 $4,137
State Farm $2,288 $2,362 $2,432

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Best By Category: Cheapest Auto Insurance in Ideal, South Dakota

Compare the cheapest auto insurance companies in Ideal, South Dakota in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Ideal, South Dakota

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record GEICO
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation GEICO

The Cheapest Ideal, South Dakota Auto Insurance Companies

What auto insurance companies in Ideal, South Dakota are the cheapest? Compare the top Ideal, South Dakota auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Ideal, South Dakota

Insurance Company Average Annual Rates
Allstate $4,807
American Family $4,063
Farmers $4,347
GEICO $3,131
Liberty Mutual $8,078
Nationwide $2,766
Progressive $4,018
State Farm $2,361

Compare Ideal, South Dakota Auto Insurance Quotes

Before you buy Ideal, South Dakota auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Ideal, South Dakota auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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