Best Cheap Auto Insurance in Idalou, TX (2021)

The average Idalou, TX auto insurance rates are $310 per month. The minimum auto insurance in Idalou is at least 30/60/25 in coverage to comply with Texas auto insurance laws. To find the best cheap auto insurance in Idalou, Texas, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The average commute length in Idalou is 17.9 minutes
  • The cheapest auto insurance company in Idalou is USAA
  • The most expensive auto insurance company in Idalou for teen drivers is Progressive

Idalou, Texas auto insurance requirements are 30/60/25 according to Texas auto insurance laws. Finding cheap auto insurance in Idalou can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Idalou, Texas, including driving record, credit, commute time, and more.

Compare auto insurance in Idalou to other Texas cities, including Laredo auto insurance rates, Fort Worth auto insurance rates, and Austin auto insurance rates to see how Idalou, Texas auto insurance rates stack up.

Before you buy Idalou, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Idalou, Texas auto insurance quotes.

Minimum Auto Insurance in Idalou, Texas

Idalou, Texas auto insurance laws require that you have at least the Texas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Idalou, Texas.

Minimum Required Auto Insurance Coverage in Idalou, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Idalou, Texas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Idalou, Texas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Idalou, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,497 $3,546 $3,456 $3,456 $8,904 $10,800 $4,329 $4,541
American Family $2,382 $2,637 $2,191 $2,495 $5,970 $7,802 $3,352 $3,805
GEICO $2,318 $2,486 $2,213 $2,480 $4,941 $5,174 $2,504 $2,517
Nationwide $2,357 $2,404 $2,078 $2,209 $6,573 $8,482 $2,757 $2,992
Progressive $2,396 $2,275 $2,127 $2,172 $9,858 $10,975 $2,829 $2,863
State Farm $2,072 $2,072 $1,845 $1,845 $5,000 $6,378 $2,255 $2,323
USAA $1,752 $1,788 $1,660 $1,681 $4,623 $5,107 $2,348 $2,572

Cheap Idalou, Texas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Idalou, Texas is a challenge. Take a look at the annual teen auto insurance rates in Idalou, Texas.

Annual Auto Insurance Rates for Teen Drivers in Idalou, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,904 $10,800
American Family $5,970 $7,802
GEICO $4,941 $5,174
Nationwide $6,573 $8,482
Progressive $9,858 $10,975
State Farm $5,000 $6,378
USAA $4,623 $5,107

Cheap Idalou, Texas Auto Insurance for Seniors

What are senior auto insurance rates in Idalou, Texas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Idalou, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,456 $3,456
American Family $2,191 $2,495
GEICO $2,213 $2,480
Nationwide $2,078 $2,209
Progressive $2,127 $2,172
State Farm $1,845 $1,845
USAA $1,660 $1,681

Cheap Idalou, Texas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Idalou, Texas compared to the annual auto insurance rates with a clean record in Idalou, Texas.

Annual Idalou, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,205 $6,300 $6,555 $4,205
American Family $3,502 $4,423 $3,890 $3,502
GEICO $2,616 $3,424 $2,902 $3,374
Nationwide $3,229 $3,229 $4,814 $3,655
Progressive $3,871 $4,993 $4,522 $4,361
State Farm $2,638 $3,031 $3,587 $2,638
USAA $2,024 $2,950 $3,466 $2,325

Cheap Idalou, Texas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Idalou, Texas is not easy. Compare the annual rates for DUI auto insurance in Idalou, Texas to find the best deal.

Annual Auto Insurance Rates After a DUI in Idalou, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,555
American Family $3,890
GEICO $2,902
Nationwide $4,814
Progressive $4,522
State Farm $3,587
USAA $3,466

Cheap Idalou, Texas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Idalou, Texas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Idalou, Texas

Insurance Company Poor Fair Good
Allstate $6,771 $4,950 $4,228
American Family $5,294 $3,308 $2,886
GEICO $4,745 $2,692 $1,800
Nationwide $4,483 $3,588 $3,124
Progressive $5,005 $4,313 $3,993
State Farm $4,212 $2,621 $2,088
USAA $3,997 $2,266 $1,811

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Cheap Idalou, Texas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Idalou, Texas can vary. Compare the annual cost of auto insurance by ZIP code in Idalou, Texas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Idalou, Texas

ZIP Code Average Annual Rates
79329 $5,449

Cheap Idalou, Texas Auto Insurance Rates By Commute

Commute length and annual mileage affect Idalou, Texas auto insurance. Find the cheapest annual Idalou, Texas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Idalou, Texas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,197 $5,436
American Family $3,829 $3,829
GEICO $3,018 $3,140
Nationwide $3,732 $3,732
Progressive $4,437 $4,437
State Farm $2,974 $2,974
USAA $2,656 $2,727

Cheap Idalou, Texas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Idalou, Texas? Check out the comparison of annual Idalou, Texas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Idalou, Texas

Insurance Company Low Medium High
Allstate $5,201 $5,273 $5,474
American Family $3,583 $3,701 $4,204
GEICO $2,930 $3,040 $3,268
Nationwide $4,034 $3,570 $3,591
Progressive $4,213 $4,414 $4,684
State Farm $2,817 $2,965 $3,140
USAA $2,611 $2,682 $2,781

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Best By Category: Cheapest Auto Insurance in Idalou, Texas

Compare the cheapest auto insurance companies in Idalou, Texas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Idalou, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

The Cheapest Idalou, Texas Auto Insurance Companies

What auto insurance companies in Idalou, Texas are the cheapest? Compare the top Idalou, Texas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Idalou, Texas

Insurance Company Average Annual Rates
Allstate $5,316
American Family $3,829
GEICO $3,079
Nationwide $3,732
Progressive $4,437
State Farm $2,974
USAA $2,691

What affects auto insurance rates in Idalou, Texas?

There are a lot of reasons why auto insurance rates in Idalou, Texas are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Idalou, Texas. Many local factors may affect your Idalou auto insurance rates.

Idalou Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Idalou, Texas auto theft statistics, there have been 6 auto thefts in the city.

Idalou Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Idalou, Texas commute length is 17.9 minutes according to City-Data.

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Compare Idalou, Texas Auto Insurance Quotes

Before you buy Idalou, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Idalou, Texas auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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