Best Cheap Auto Insurance in Idalia, CO (2021)

The average Idalia, CO auto insurance rates are $329 per month. The minimum auto insurance in Idalia is at least 25/50/15 in coverage to comply with Colorado auto insurance laws. To find the best cheap auto insurance in Idalia, Colorado, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • Average auto insurance rates in Idalia, CO for senior drivers are $2,358 per year
  • The cheapest auto insurance company in Idalia is Liberty Mutual
  • The minimum auto insurance required in Idalia, Colorado is 25/50/15

Idalia, Colorado auto insurance requirements are 25/50/15 according to Colorado auto insurance laws. Finding cheap auto insurance in Idalia can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Idalia, Colorado, including driving record, credit, commute time, and more.

Compare auto insurance in Idalia to other Colorado cities, including Centennial auto insurance rates, Denver auto insurance rates, and Aurora auto insurance rates to see how Idalia, Colorado auto insurance rates stack up.

Before you buy Idalia, Colorado auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Idalia, Colorado auto insurance quotes.

Minimum Auto Insurance in Idalia, Colorado

Idalia, Colorado auto insurance laws require that you have at least the Colorado minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Idalia, Colorado.

Minimum Required Auto Insurance Coverage in Idalia, Colorado

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Cheap Idalia, Colorado Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Idalia, Colorado are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Idalia, Colorado

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,166 $2,973 $2,838 $2,870 $10,635 $11,138 $3,516 $3,549
American Family $2,475 $2,475 $2,230 $2,230 $5,988 $8,011 $2,475 $3,035
Farmers $3,089 $3,062 $2,797 $3,005 $11,576 $11,682 $3,410 $3,467
GEICO $2,361 $2,552 $2,421 $2,697 $7,173 $7,626 $2,174 $2,242
Liberty Mutual $1,758 $1,724 $1,500 $1,645 $4,936 $5,368 $1,770 $1,785
Nationwide $2,701 $2,762 $2,404 $2,557 $6,746 $8,703 $3,096 $3,361
Progressive $3,028 $2,854 $2,551 $2,569 $9,274 $10,389 $3,433 $3,359
State Farm $1,969 $1,969 $1,744 $1,744 $5,334 $6,808 $2,192 $2,583
USAA $2,437 $2,461 $2,298 $2,340 $5,826 $6,723 $3,151 $3,474

Cheap Idalia, Colorado Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Idalia, Colorado is a challenge. Take a look at the annual teen auto insurance rates in Idalia, Colorado.

Annual Auto Insurance Rates for Teen Drivers in Idalia, Colorado

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,635 $11,138
American Family $5,988 $8,011
Farmers $11,576 $11,682
GEICO $7,173 $7,626
Liberty Mutual $4,936 $5,368
Nationwide $6,746 $8,703
Progressive $9,274 $10,389
State Farm $5,334 $6,808
USAA $5,826 $6,723

Cheap Idalia, Colorado Auto Insurance for Seniors

What are senior auto insurance rates in Idalia, Colorado? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Idalia, Colorado

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,838 $2,870
American Family $2,230 $2,230
Farmers $2,797 $3,005
GEICO $2,421 $2,697
Liberty Mutual $1,500 $1,645
Nationwide $2,404 $2,557
Progressive $2,551 $2,569
State Farm $1,744 $1,744
USAA $2,298 $2,340

Cheap Idalia, Colorado Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Idalia, Colorado compared to the annual auto insurance rates with a clean record in Idalia, Colorado.

Annual Idalia, Colorado Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,358 $4,995 $6,071 $4,918
American Family $2,676 $3,796 $4,955 $3,033
Farmers $4,442 $5,705 $5,629 $5,268
GEICO $2,611 $4,012 $4,547 $3,451
Liberty Mutual $2,237 $2,626 $2,733 $2,647
Nationwide $3,080 $4,250 $5,431 $3,404
Progressive $4,079 $5,545 $4,311 $4,794
State Farm $2,825 $3,261 $3,043 $3,043
USAA $2,644 $3,195 $5,527 $2,989

Cheap Idalia, Colorado Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Idalia, Colorado is not easy. Compare the annual rates for DUI auto insurance in Idalia, Colorado to find the best deal.

Annual Auto Insurance Rates After a DUI in Idalia, Colorado

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,071
American Family $4,955
Farmers $5,629
GEICO $4,547
Liberty Mutual $2,733
Nationwide $5,431
Progressive $4,311
State Farm $3,043
USAA $5,527

Cheap Idalia, Colorado Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Idalia, Colorado annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Idalia, Colorado

Insurance Company Poor Fair Good
Allstate $6,490 $4,992 $3,775
American Family $4,704 $3,340 $2,802
Farmers $6,105 $4,962 $4,716
GEICO $4,401 $3,656 $2,910
Liberty Mutual $3,662 $2,236 $1,785
Nationwide $4,899 $3,858 $3,367
Progressive $5,385 $4,535 $4,127
State Farm $4,228 $2,714 $2,187
USAA $5,346 $3,014 $2,405

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Cheap Idalia, Colorado Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Idalia, Colorado can vary. Compare the annual cost of auto insurance by ZIP code in Idalia, Colorado to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Idalia, Colorado

ZIP Code Average Annual Rates
80735 $3,641

Cheap Idalia, Colorado Auto Insurance Rates By Commute

Commute length and annual mileage affect Idalia, Colorado auto insurance. Find the cheapest annual Idalia, Colorado auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Idalia, Colorado

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,086 $5,086
American Family $3,538 $3,692
Farmers $5,261 $5,261
GEICO $3,570 $3,741
Liberty Mutual $2,561 $2,561
Nationwide $4,041 $4,041
Progressive $4,682 $4,682
State Farm $2,969 $3,117
USAA $3,485 $3,692

Cheap Idalia, Colorado Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Idalia, Colorado? Check out the comparison of annual Idalia, Colorado auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Idalia, Colorado

Insurance Company Low Medium High
Allstate $4,806 $5,068 $5,382
American Family $3,434 $3,690 $3,722
Farmers $4,667 $5,193 $5,923
GEICO $3,360 $3,598 $4,008
Liberty Mutual $2,414 $2,550 $2,718
Nationwide $4,103 $4,041 $3,980
Progressive $4,412 $4,692 $4,943
State Farm $2,872 $3,043 $3,214
USAA $3,452 $3,588 $3,726

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Best By Category: Cheapest Auto Insurance in Idalia, Colorado

Compare the cheapest auto insurance companies in Idalia, Colorado in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Idalia, Colorado

Category Insurance Company
Teenagers Liberty Mutual
Seniors Liberty Mutual
Clean Record Liberty Mutual
With 1 Accident Liberty Mutual
With 1 DUI Liberty Mutual
With 1 Speeding Violation Liberty Mutual

The Cheapest Idalia, Colorado Auto Insurance Companies

What auto insurance companies in Idalia, Colorado are the cheapest? Compare the top Idalia, Colorado auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Idalia, Colorado

Insurance Company Average Annual Rates
Allstate $5,086
American Family $3,615
Farmers $5,261
GEICO $3,656
Liberty Mutual $2,561
Nationwide $4,041
Progressive $4,682
State Farm $3,043
USAA $3,589

Compare Idalia, Colorado Auto Insurance Quotes

Before you buy Idalia, Colorado auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Idalia, Colorado auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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