Best Cheap Auto Insurance in Ida, LA (2021)

The average Ida, LA auto insurance rates are $403 per month. The minimum auto insurance in Ida is at least 15/30/25 in coverage to comply with Louisiana auto insurance laws. To find the best cheap auto insurance in Ida, Louisiana, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 15, 2021

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Things to Remember

  • The most expensive auto insurance company in Ida for teen drivers is Progressive
  • Average auto insurance rates in Ida, LA for senior drivers are $2,988 per year
  • The cheapest auto insurance company in Ida is USAA

Ida, Louisiana auto insurance requirements are 15/30/25 according to Louisiana auto insurance laws. Finding cheap auto insurance in Ida can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Ida, Louisiana, including driving record, credit, commute time, and more.

Compare auto insurance in Ida to other Louisiana cities, including Lafayette auto insurance rates, Monroe auto insurance rates, and Baton Rouge auto insurance rates to see how Ida, Louisiana auto insurance rates stack up.

Before you buy Ida, Louisiana auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Ida, Louisiana auto insurance quotes.

Minimum Auto Insurance in Ida, Louisiana

Ida, Louisiana auto insurance laws require that you have at least the Louisiana minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Ida, Louisiana.

Minimum Required Auto Insurance Coverage in Ida, Louisiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Ida, Louisiana Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Ida, Louisiana are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Ida, Louisiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,816 $3,816 $3,927 $3,927 $8,396 $10,626 $4,221 $4,581
GEICO $2,901 $3,344 $3,410 $4,133 $10,984 $11,684 $2,824 $2,778
Progressive $3,197 $2,998 $2,676 $2,867 $12,978 $14,459 $3,694 $3,845
State Farm $2,402 $2,402 $2,196 $2,196 $7,120 $8,918 $2,681 $3,031
USAA $2,345 $2,306 $2,284 $2,265 $6,977 $8,189 $2,875 $3,145

Cheap Ida, Louisiana Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Ida, Louisiana is a challenge. Take a look at the annual teen auto insurance rates in Ida, Louisiana.

Annual Auto Insurance Rates for Teen Drivers in Ida, Louisiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,396 $10,626
GEICO $10,984 $11,684
Progressive $12,978 $14,459
State Farm $7,120 $8,918
USAA $6,977 $8,189

Cheap Ida, Louisiana Auto Insurance for Seniors

What are senior auto insurance rates in Ida, Louisiana? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Ida, Louisiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,927 $3,927
GEICO $3,410 $4,133
Progressive $2,676 $2,867
State Farm $2,196 $2,196
USAA $2,284 $2,265

Cheap Ida, Louisiana Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Ida, Louisiana compared to the annual auto insurance rates with a clean record in Ida, Louisiana.

Annual Ida, Louisiana Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,300 $6,515 $5,806 $5,034
GEICO $3,577 $5,781 $7,080 $4,591
Progressive $4,863 $6,540 $6,264 $5,691
State Farm $3,546 $4,190 $3,868 $3,868
USAA $2,901 $4,015 $4,817 $3,460

Cheap Ida, Louisiana Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Ida, Louisiana is not easy. Compare the annual rates for DUI auto insurance in Ida, Louisiana to find the best deal.

Annual Auto Insurance Rates After a DUI in Ida, Louisiana

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,806
GEICO $7,080
Progressive $6,264
State Farm $3,868
USAA $4,817

Cheap Ida, Louisiana Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Ida, Louisiana annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Ida, Louisiana

Insurance Company Poor Fair Good
Allstate $7,120 $4,881 $4,240
GEICO $6,252 $5,426 $4,093
Progressive $6,599 $5,655 $5,264
State Farm $5,374 $3,449 $2,781
USAA $5,245 $3,351 $2,799

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Cheap Ida, Louisiana Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Ida, Louisiana can vary. Compare the annual cost of auto insurance by ZIP code in Ida, Louisiana to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Ida, Louisiana

ZIP Code Average Annual Rates
71044 $4,519

Cheap Ida, Louisiana Auto Insurance Rates By Commute

Commute length and annual mileage affect Ida, Louisiana auto insurance. Find the cheapest annual Ida, Louisiana auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Ida, Louisiana

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,414 $5,414
GEICO $5,157 $5,357
Progressive $5,839 $5,839
State Farm $3,771 $3,965
USAA $3,683 $3,914

Cheap Ida, Louisiana Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Ida, Louisiana? Check out the comparison of annual Ida, Louisiana auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Ida, Louisiana

Insurance Company Low Medium High
Allstate $4,745 $5,506 $5,990
GEICO $4,482 $5,275 $6,015
Progressive $5,066 $5,800 $6,652
State Farm $3,400 $3,860 $4,345
USAA $3,329 $3,853 $4,213

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Best By Category: Cheapest Auto Insurance in Ida, Louisiana

Compare the cheapest auto insurance companies in Ida, Louisiana in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Ida, Louisiana

Category Insurance Company
Teenagers USAA
Seniors State Farm
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Ida, Louisiana Auto Insurance Companies

What auto insurance companies in Ida, Louisiana are the cheapest? Compare the top Ida, Louisiana auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Ida, Louisiana

Insurance Company Average Annual Rates
Allstate $5,414
GEICO $5,257
Progressive $5,839
State Farm $3,868
USAA $3,798

What affects auto insurance rates in Ida, Louisiana?

There are a lot of reasons why auto insurance rates in Ida, Louisiana are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Ida, Louisiana. Many local factors may affect your Ida auto insurance rates.

Ida Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Ida, Louisiana auto theft statistics, there have been 0 auto thefts in the city.

Ida Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Ida, Louisiana commute length is 50.4 minutes according to City-Data.

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Compare Ida, Louisiana Auto Insurance Quotes

Before you buy Ida, Louisiana auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Ida, Louisiana auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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