Best Cheap Auto Insurance in Hutto, TX (2021)

The average Hutto, TX auto insurance rates are $299 per month. The minimum auto insurance in Hutto is at least 30/60/25 in coverage to comply with Texas auto insurance laws. To find the best cheap auto insurance in Hutto, Texas, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • Average auto insurance rates in Hutto, TX for senior drivers are $2,183 per year
  • The most expensive auto insurance company in Hutto for teen drivers is Allstate
  • The average commute length in Hutto is 31.8 minutes

Hutto, Texas auto insurance requirements are 30/60/25 according to Texas auto insurance laws. Finding cheap auto insurance in Hutto can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Hutto, Texas, including driving record, credit, commute time, and more.

Compare auto insurance in Hutto to other Texas cities, including San Antonio auto insurance rates, Plano auto insurance rates, and Laredo auto insurance rates to see how Hutto, Texas auto insurance rates stack up.

Before you buy Hutto, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Hutto, Texas auto insurance quotes.

Minimum Auto Insurance in Hutto, Texas

Hutto, Texas auto insurance laws require that you have at least the Texas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Hutto, Texas.

Minimum Required Auto Insurance Coverage in Hutto, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Hutto, Texas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Hutto, Texas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Hutto, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,476 $3,494 $3,428 $3,428 $9,373 $11,278 $4,292 $4,452
American Family $2,653 $2,970 $2,533 $2,916 $7,418 $9,686 $3,883 $4,432
GEICO $2,312 $2,506 $2,240 $2,557 $5,168 $5,352 $2,509 $2,499
Nationwide $1,782 $1,809 $1,582 $1,670 $4,977 $6,365 $2,087 $2,251
Progressive $2,067 $1,974 $1,849 $1,881 $8,668 $9,672 $2,455 $2,502
State Farm $1,951 $1,951 $1,743 $1,743 $4,782 $6,113 $2,129 $2,191
USAA $1,568 $1,572 $1,503 $1,485 $4,486 $4,867 $2,091 $2,229

Cheap Hutto, Texas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Hutto, Texas is a challenge. Take a look at the annual teen auto insurance rates in Hutto, Texas.

Annual Auto Insurance Rates for Teen Drivers in Hutto, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,373 $11,278
American Family $7,418 $9,686
GEICO $5,168 $5,352
Nationwide $4,977 $6,365
Progressive $8,668 $9,672
State Farm $4,782 $6,113
USAA $4,486 $4,867

Cheap Hutto, Texas Auto Insurance for Seniors

What are senior auto insurance rates in Hutto, Texas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Hutto, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,428 $3,428
American Family $2,533 $2,916
GEICO $2,240 $2,557
Nationwide $1,582 $1,670
Progressive $1,849 $1,881
State Farm $1,743 $1,743
USAA $1,503 $1,485

Cheap Hutto, Texas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Hutto, Texas compared to the annual auto insurance rates with a clean record in Hutto, Texas.

Annual Hutto, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,146 $6,512 $6,806 $4,146
American Family $4,141 $5,316 $4,648 $4,141
GEICO $2,668 $3,547 $2,932 $3,425
Nationwide $2,451 $2,451 $3,600 $2,760
Progressive $3,393 $4,376 $3,950 $3,815
State Farm $2,499 $2,881 $3,423 $2,499
USAA $1,839 $2,725 $3,226 $2,111

Cheap Hutto, Texas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Hutto, Texas is not easy. Compare the annual rates for DUI auto insurance in Hutto, Texas to find the best deal.

Annual Auto Insurance Rates After a DUI in Hutto, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,806
American Family $4,648
GEICO $2,932
Nationwide $3,600
Progressive $3,950
State Farm $3,423
USAA $3,226

Cheap Hutto, Texas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Hutto, Texas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Hutto, Texas

Insurance Company Poor Fair Good
Allstate $6,854 $5,035 $4,318
American Family $6,214 $3,988 $3,483
GEICO $4,846 $2,747 $1,835
Nationwide $3,358 $2,717 $2,372
Progressive $4,361 $3,781 $3,509
State Farm $3,998 $2,491 $1,987
USAA $3,622 $2,106 $1,698

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Cheap Hutto, Texas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Hutto, Texas can vary. Compare the annual cost of auto insurance by ZIP code in Hutto, Texas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Hutto, Texas

ZIP Code Average Annual Rates
78634 $5,287

Cheap Hutto, Texas Auto Insurance Rates By Commute

Commute length and annual mileage affect Hutto, Texas auto insurance. Find the cheapest annual Hutto, Texas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Hutto, Texas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,266 $5,539
American Family $4,561 $4,561
GEICO $3,087 $3,199
Nationwide $2,815 $2,815
Progressive $3,884 $3,884
State Farm $2,825 $2,825
USAA $2,444 $2,506

Cheap Hutto, Texas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Hutto, Texas? Check out the comparison of annual Hutto, Texas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Hutto, Texas

Insurance Company Low Medium High
Allstate $5,276 $5,355 $5,577
American Family $4,236 $4,387 $5,061
GEICO $2,976 $3,108 $3,345
Nationwide $3,029 $2,700 $2,717
Progressive $3,721 $3,869 $4,060
State Farm $2,673 $2,819 $2,984
USAA $2,387 $2,465 $2,574

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Best By Category: Cheapest Auto Insurance in Hutto, Texas

Compare the cheapest auto insurance companies in Hutto, Texas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Hutto, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident Nationwide
With 1 DUI GEICO
With 1 Speeding Violation USAA

The Cheapest Hutto, Texas Auto Insurance Companies

What auto insurance companies in Hutto, Texas are the cheapest? Compare the top Hutto, Texas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Hutto, Texas

Insurance Company Average Annual Rates
Allstate $5,403
American Family $4,561
GEICO $3,143
Nationwide $2,815
Progressive $3,884
State Farm $2,825
USAA $2,475

What affects auto insurance rates in Hutto, Texas?

There are a lot of reasons why auto insurance rates in Hutto, Texas are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Hutto, Texas. Many local factors may affect your Hutto auto insurance rates.

Hutto Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Hutto, Texas auto theft statistics, there have been 1 auto thefts in the city.

Hutto Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Hutto, Texas commute length is 31.8 minutes according to City-Data.

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Compare Hutto, Texas Auto Insurance Quotes

Before you buy Hutto, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Hutto, Texas auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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