Best Cheap Auto Insurance in Hutchinson, MN (2021)

The average Hutchinson, MN auto insurance rates are $347 per month. The minimum auto insurance in Hutchinson is at least 30/60/10 in coverage to comply with Minnesota auto insurance laws. To find the best cheap auto insurance in Hutchinson, Minnesota, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The cheapest auto insurance company in Hutchinson is State Farm
  • The most expensive auto insurance company in Hutchinson for teen drivers is Liberty Mutual
  • The minimum auto insurance required in Hutchinson, Minnesota is 30/60/10

Hutchinson, Minnesota auto insurance requirements are 30/60/10 according to Minnesota auto insurance laws. Finding cheap auto insurance in Hutchinson can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Hutchinson, Minnesota, including driving record, credit, commute time, and more.

Compare auto insurance in Hutchinson to other Minnesota cities, including St. Paul auto insurance rates, Brooklyn Park auto insurance rates, and Maple Grove auto insurance rates to see how Hutchinson, Minnesota auto insurance rates stack up.

Before you buy Hutchinson, Minnesota auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Hutchinson, Minnesota auto insurance quotes.

Minimum Auto Insurance in Hutchinson, Minnesota

Hutchinson, Minnesota auto insurance laws require that you have at least the Minnesota minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Hutchinson, Minnesota.

Minimum Required Auto Insurance Coverage in Hutchinson, Minnesota

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Hutchinson, Minnesota Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Hutchinson, Minnesota are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Hutchinson, Minnesota

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,844 $2,844 $2,737 $2,737 $6,512 $9,438 $3,461 $3,634
American Family $2,156 $2,156 $1,953 $1,953 $5,826 $8,470 $2,156 $2,438
Farmers $1,771 $1,767 $1,707 $1,797 $4,914 $4,922 $2,307 $2,259
GEICO $2,406 $2,389 $2,305 $2,240 $4,914 $6,255 $2,256 $2,323
Liberty Mutual $8,952 $8,952 $8,863 $8,863 $17,660 $26,524 $8,952 $12,481
Nationwide $1,800 $1,807 $1,604 $1,701 $4,585 $5,564 $2,112 $2,196
State Farm $1,326 $1,326 $1,186 $1,186 $2,897 $3,558 $1,531 $1,266
USAA $1,825 $1,804 $1,667 $1,662 $4,833 $5,268 $2,373 $2,515

Cheap Hutchinson, Minnesota Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Hutchinson, Minnesota is a challenge. Take a look at the annual teen auto insurance rates in Hutchinson, Minnesota.

Annual Auto Insurance Rates for Teen Drivers in Hutchinson, Minnesota

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,512 $9,438
American Family $5,826 $8,470
Farmers $4,914 $4,922
GEICO $4,914 $6,255
Liberty Mutual $17,660 $26,524
Nationwide $4,585 $5,564
State Farm $2,897 $3,558
USAA $4,833 $5,268

Cheap Hutchinson, Minnesota Auto Insurance for Seniors

What are senior auto insurance rates in Hutchinson, Minnesota? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Hutchinson, Minnesota

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,737 $2,737
American Family $1,953 $1,953
Farmers $1,707 $1,797
GEICO $2,305 $2,240
Liberty Mutual $8,863 $8,863
Nationwide $1,604 $1,701
State Farm $1,186 $1,186
USAA $1,667 $1,662

Cheap Hutchinson, Minnesota Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Hutchinson, Minnesota compared to the annual auto insurance rates with a clean record in Hutchinson, Minnesota.

Annual Hutchinson, Minnesota Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,091 $4,509 $5,437 $4,067
American Family $2,273 $4,118 $4,586 $2,577
Farmers $2,294 $2,894 $2,924 $2,611
GEICO $2,072 $3,307 $4,945 $2,220
Liberty Mutual $9,312 $12,745 $18,523 $10,043
Nationwide $2,125 $2,813 $3,232 $2,515
State Farm $1,638 $1,931 $1,784 $1,784
USAA $2,038 $2,594 $3,916 $2,426

Cheap Hutchinson, Minnesota Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Hutchinson, Minnesota is not easy. Compare the annual rates for DUI auto insurance in Hutchinson, Minnesota to find the best deal.

Annual Auto Insurance Rates After a DUI in Hutchinson, Minnesota

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,437
American Family $4,586
Farmers $2,924
GEICO $4,945
Liberty Mutual $18,523
Nationwide $3,232
State Farm $1,784
USAA $3,916

Cheap Hutchinson, Minnesota Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Hutchinson, Minnesota annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Hutchinson, Minnesota

Insurance Company Poor Fair Good
Allstate $6,268 $3,402 $3,157
American Family $4,605 $3,078 $2,483
Farmers $3,357 $2,422 $2,263
GEICO $3,766 $3,077 $2,565
Liberty Mutual $17,646 $11,407 $8,915
Nationwide $3,174 $2,564 $2,276
State Farm $2,601 $1,591 $1,161
USAA $4,270 $2,116 $1,844

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Cheap Hutchinson, Minnesota Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Hutchinson, Minnesota can vary. Compare the annual cost of auto insurance by ZIP code in Hutchinson, Minnesota to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Hutchinson, Minnesota

ZIP Code Average Annual Rates
55350 $3,184

Cheap Hutchinson, Minnesota Auto Insurance Rates By Commute

Commute length and annual mileage affect Hutchinson, Minnesota auto insurance. Find the cheapest annual Hutchinson, Minnesota auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Hutchinson, Minnesota

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,276 $4,276
American Family $3,349 $3,428
Farmers $2,680 $2,680
GEICO $3,095 $3,177
Liberty Mutual $12,283 $13,028
Nationwide $2,671 $2,671
State Farm $1,735 $1,834
USAA $2,707 $2,779

Cheap Hutchinson, Minnesota Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Hutchinson, Minnesota? Check out the comparison of annual Hutchinson, Minnesota auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Hutchinson, Minnesota

Insurance Company Low Medium High
Allstate $4,217 $4,273 $4,338
American Family $3,385 $3,483 $3,298
Farmers $2,590 $2,689 $2,763
GEICO $3,045 $3,135 $3,228
Liberty Mutual $12,350 $12,666 $12,951
Nationwide $2,521 $2,690 $2,802
State Farm $1,706 $1,791 $1,856
USAA $2,658 $2,742 $2,830

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Best By Category: Cheapest Auto Insurance in Hutchinson, Minnesota

Compare the cheapest auto insurance companies in Hutchinson, Minnesota in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Hutchinson, Minnesota

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record State Farm
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

The Cheapest Hutchinson, Minnesota Auto Insurance Companies

What auto insurance companies in Hutchinson, Minnesota are the cheapest? Compare the top Hutchinson, Minnesota auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Hutchinson, Minnesota

Insurance Company Average Annual Rates
Allstate $4,276
American Family $3,389
Farmers $2,680
GEICO $3,136
Liberty Mutual $12,656
Nationwide $2,671
State Farm $1,784
USAA $2,743

What affects auto insurance rates in Hutchinson, Minnesota?

There are a lot of reasons why auto insurance rates in Hutchinson, Minnesota are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Hutchinson, Minnesota. Many local factors may affect your Hutchinson auto insurance rates.

Hutchinson Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Hutchinson, Minnesota commute length is 17.4 minutes according to City-Data.

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Compare Hutchinson, Minnesota Auto Insurance Quotes

Before you buy Hutchinson, Minnesota auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Hutchinson, Minnesota auto insurance quotes.

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Enter your ZIP code below to view companies that have cheap auto insurance rates.

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