Best Cheap Auto Insurance in Hutchinson Island South, FL (2021)

The average Hutchinson Island South, FL auto insurance rates are $374 per month. The minimum auto insurance in Hutchinson Island South is at least 10/20/10 in coverage to comply with Florida auto insurance laws. To find the best cheap auto insurance in Hutchinson Island South, Florida, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The most expensive auto insurance company in Hutchinson Island South for teen drivers is Allstate
  • The average commute length in Hutchinson Island South is 34.7 minutes
  • Average auto insurance rates in Hutchinson Island South, FL for senior drivers are $2,732 per year

Hutchinson Island South, Florida auto insurance requirements are 10/20/10 according to Florida auto insurance laws. Finding cheap auto insurance in Hutchinson Island South can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Hutchinson Island South, Florida, including driving record, credit, commute time, and more.

Compare auto insurance in Hutchinson Island South to other Florida cities, including Tampa auto insurance rates, Fort Lauderdale auto insurance rates, and Hialeah auto insurance rates to see how Hutchinson Island South, Florida auto insurance rates stack up.

Before you buy Hutchinson Island South, Florida auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Hutchinson Island South, Florida auto insurance quotes.

Minimum Auto Insurance in Hutchinson Island South, Florida

Hutchinson Island South, Florida auto insurance laws require that you have at least the Florida minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Hutchinson Island South, Florida.

Minimum Required Auto Insurance Coverage in Hutchinson Island South, Florida

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $10,000 per person
$20,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Hutchinson Island South, Florida Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Hutchinson Island South, Florida are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Hutchinson Island South, Florida

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $4,626 $4,421 $4,060 $4,113 $15,741 $17,112 $4,538 $4,580
GEICO $3,009 $3,019 $2,821 $2,821 $5,389 $6,749 $3,312 $3,353
Liberty Mutual $3,412 $3,412 $3,127 $3,127 $7,185 $11,059 $3,412 $4,621
Nationwide $2,855 $2,819 $2,553 $2,640 $6,784 $8,345 $3,139 $3,265
Progressive $3,913 $3,643 $3,342 $3,590 $11,040 $11,975 $4,656 $4,386
State Farm $1,855 $1,855 $1,693 $1,693 $5,326 $6,778 $2,055 $2,197
USAA $1,431 $1,405 $1,342 $1,328 $4,916 $5,698 $1,781 $1,917

Cheap Hutchinson Island South, Florida Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Hutchinson Island South, Florida is a challenge. Take a look at the annual teen auto insurance rates in Hutchinson Island South, Florida.

Annual Auto Insurance Rates for Teen Drivers in Hutchinson Island South, Florida

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $15,741 $17,112
GEICO $5,389 $6,749
Liberty Mutual $7,185 $11,059
Nationwide $6,784 $8,345
Progressive $11,040 $11,975
State Farm $5,326 $6,778
USAA $4,916 $5,698

Cheap Hutchinson Island South, Florida Auto Insurance for Seniors

What are senior auto insurance rates in Hutchinson Island South, Florida? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Hutchinson Island South, Florida

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,060 $4,113
GEICO $2,821 $2,821
Liberty Mutual $3,127 $3,127
Nationwide $2,553 $2,640
Progressive $3,342 $3,590
State Farm $1,693 $1,693
USAA $1,342 $1,328

Cheap Hutchinson Island South, Florida Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Hutchinson Island South, Florida compared to the annual auto insurance rates with a clean record in Hutchinson Island South, Florida.

Annual Hutchinson Island South, Florida Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $6,388 $7,658 $8,468 $7,082
GEICO $2,647 $3,389 $5,055 $4,146
Liberty Mutual $3,531 $4,601 $6,703 $4,843
Nationwide $3,464 $3,797 $5,097 $3,842
Progressive $4,620 $6,774 $5,726 $6,153
State Farm $2,684 $3,179 $2,932 $2,932
USAA $1,935 $2,394 $3,550 $2,030

Cheap Hutchinson Island South, Florida Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Hutchinson Island South, Florida is not easy. Compare the annual rates for DUI auto insurance in Hutchinson Island South, Florida to find the best deal.

Annual Auto Insurance Rates After a DUI in Hutchinson Island South, Florida

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $8,468
GEICO $5,055
Liberty Mutual $6,703
Nationwide $5,097
Progressive $5,726
State Farm $2,932
USAA $3,550

Cheap Hutchinson Island South, Florida Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Hutchinson Island South, Florida annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Hutchinson Island South, Florida

Insurance Company Poor Fair Good
Allstate $10,417 $6,526 $5,254
GEICO $5,559 $3,355 $2,514
Liberty Mutual $6,333 $4,652 $3,774
Nationwide $5,066 $3,720 $3,364
Progressive $7,566 $5,398 $4,491
State Farm $3,993 $2,634 $2,168
USAA $4,008 $1,980 $1,445

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Cheap Hutchinson Island South, Florida Auto Insurance Rates By Commute

Commute length and annual mileage affect Hutchinson Island South, Florida auto insurance. Find the cheapest annual Hutchinson Island South, Florida auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Hutchinson Island South, Florida

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $7,188 $7,611
GEICO $3,791 $3,827
Liberty Mutual $4,761 $5,078
Nationwide $4,050 $4,050
Progressive $5,818 $5,818
State Farm $2,834 $3,029
USAA $2,449 $2,505

Cheap Hutchinson Island South, Florida Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Hutchinson Island South, Florida? Check out the comparison of annual Hutchinson Island South, Florida auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Hutchinson Island South, Florida

Insurance Company Low Medium High
Allstate $5,430 $7,841 $8,926
GEICO $2,985 $3,964 $4,478
Liberty Mutual $4,493 $4,999 $5,267
Nationwide $3,135 $4,222 $4,793
Progressive $4,646 $5,982 $6,826
State Farm $2,474 $3,003 $3,318
USAA $2,115 $2,572 $2,746

Best By Category: Cheapest Auto Insurance in Hutchinson Island South, Florida

Compare the cheapest auto insurance companies in Hutchinson Island South, Florida in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Hutchinson Island South, Florida

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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The Cheapest Hutchinson Island South, Florida Auto Insurance Companies

What auto insurance companies in Hutchinson Island South, Florida are the cheapest? Compare the top Hutchinson Island South, Florida auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Hutchinson Island South, Florida

Insurance Company Average Annual Rates
Allstate $7,399
GEICO $3,809
Liberty Mutual $4,920
Nationwide $4,050
Progressive $5,818
State Farm $2,932
USAA $2,477

What affects auto insurance rates in Hutchinson Island South, Florida?

There are a lot of reasons why auto insurance rates in Hutchinson Island South, Florida are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Hutchinson Island South, Florida. Many local factors may affect your Hutchinson Island South auto insurance rates.

Hutchinson Island South Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Hutchinson Island South, Florida commute length is 34.7 minutes according to City-Data.

Compare Hutchinson Island South, Florida Auto Insurance Quotes

Before you buy Hutchinson Island South, Florida auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Hutchinson Island South, Florida auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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