Best Cheap Auto Insurance in Hutchins, TX (2021)

The average Hutchins, TX auto insurance rates are $383 per month. The minimum auto insurance in Hutchins is at least 30/60/25 in coverage to comply with Texas auto insurance laws. To find the best cheap auto insurance in Hutchins, Texas, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The cheapest auto insurance company in Hutchins is USAA
  • The minimum auto insurance required in Hutchins, Texas is 30/60/25
  • The most expensive auto insurance company in Hutchins for teen drivers is Allstate

Hutchins, Texas auto insurance requirements are 30/60/25 according to Texas auto insurance laws. Finding cheap auto insurance in Hutchins can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Hutchins, Texas, including driving record, credit, commute time, and more.

Compare auto insurance in Hutchins to other Texas cities, including Laredo auto insurance rates, Austin auto insurance rates, and El Paso auto insurance rates to see how Hutchins, Texas auto insurance rates stack up.

Before you buy Hutchins, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Hutchins, Texas auto insurance quotes.

Minimum Auto Insurance in Hutchins, Texas

Hutchins, Texas auto insurance laws require that you have at least the Texas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Hutchins, Texas.

Minimum Required Auto Insurance Coverage in Hutchins, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Hutchins, Texas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Hutchins, Texas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Hutchins, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $4,158 $4,189 $4,105 $4,105 $11,086 $13,373 $5,144 $5,349
American Family $3,515 $3,921 $3,238 $3,723 $9,247 $12,110 $5,053 $5,760
GEICO $3,040 $3,292 $2,962 $3,366 $6,687 $6,975 $3,283 $3,271
Nationwide $2,909 $2,960 $2,587 $2,732 $7,863 $10,059 $3,382 $3,647
Progressive $2,655 $2,536 $2,346 $2,399 $10,794 $12,044 $3,153 $3,208
State Farm $2,473 $2,473 $2,202 $2,202 $5,917 $7,535 $2,688 $2,765
USAA $1,835 $1,836 $1,765 $1,742 $5,191 $5,618 $2,431 $2,581

Cheap Hutchins, Texas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Hutchins, Texas is a challenge. Take a look at the annual teen auto insurance rates in Hutchins, Texas.

Annual Auto Insurance Rates for Teen Drivers in Hutchins, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,086 $13,373
American Family $9,247 $12,110
GEICO $6,687 $6,975
Nationwide $7,863 $10,059
Progressive $10,794 $12,044
State Farm $5,917 $7,535
USAA $5,191 $5,618

Cheap Hutchins, Texas Auto Insurance for Seniors

What are senior auto insurance rates in Hutchins, Texas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Hutchins, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,105 $4,105
American Family $3,238 $3,723
GEICO $2,962 $3,366
Nationwide $2,587 $2,732
Progressive $2,346 $2,399
State Farm $2,202 $2,202
USAA $1,765 $1,742

Cheap Hutchins, Texas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Hutchins, Texas compared to the annual auto insurance rates with a clean record in Hutchins, Texas.

Annual Hutchins, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,971 $7,744 $8,068 $4,971
American Family $5,305 $6,755 $5,918 $5,305
GEICO $3,481 $4,626 $3,838 $4,493
Nationwide $3,938 $3,938 $5,761 $4,431
Progressive $4,265 $5,492 $4,995 $4,816
State Farm $3,137 $3,599 $4,254 $3,137
USAA $2,135 $3,179 $3,733 $2,453

Cheap Hutchins, Texas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Hutchins, Texas is not easy. Compare the annual rates for DUI auto insurance in Hutchins, Texas to find the best deal.

Annual Auto Insurance Rates After a DUI in Hutchins, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $8,068
American Family $5,918
GEICO $3,838
Nationwide $5,761
Progressive $4,995
State Farm $4,254
USAA $3,733

Cheap Hutchins, Texas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Hutchins, Texas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Hutchins, Texas

Insurance Company Poor Fair Good
Allstate $8,190 $5,994 $5,131
American Family $7,997 $5,060 $4,406
GEICO $6,374 $3,584 $2,372
Nationwide $5,467 $4,337 $3,748
Progressive $5,536 $4,750 $4,389
State Farm $4,997 $3,114 $2,483
USAA $4,200 $2,449 $1,976

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Cheap Hutchins, Texas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Hutchins, Texas can vary. Compare the annual cost of auto insurance by ZIP code in Hutchins, Texas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Hutchins, Texas

ZIP Code Average Annual Rates
75141 $6,642

Cheap Hutchins, Texas Auto Insurance Rates By Commute

Commute length and annual mileage affect Hutchins, Texas auto insurance. Find the cheapest annual Hutchins, Texas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Hutchins, Texas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $6,279 $6,598
American Family $5,821 $5,821
GEICO $4,034 $4,185
Nationwide $4,517 $4,517
Progressive $4,892 $4,892
State Farm $3,532 $3,532
USAA $2,838 $2,912

Cheap Hutchins, Texas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Hutchins, Texas? Check out the comparison of annual Hutchins, Texas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Hutchins, Texas

Insurance Company Low Medium High
Allstate $6,288 $6,382 $6,646
American Family $5,401 $5,597 $6,465
GEICO $3,881 $4,051 $4,396
Nationwide $4,812 $4,323 $4,417
Progressive $4,657 $4,869 $5,150
State Farm $3,325 $3,512 $3,759
USAA $2,755 $2,861 $3,008

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Best By Category: Cheapest Auto Insurance in Hutchins, Texas

Compare the cheapest auto insurance companies in Hutchins, Texas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Hutchins, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Hutchins, Texas Auto Insurance Companies

What auto insurance companies in Hutchins, Texas are the cheapest? Compare the top Hutchins, Texas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Hutchins, Texas

Insurance Company Average Annual Rates
Allstate $6,439
American Family $5,821
GEICO $4,110
Nationwide $4,517
Progressive $4,892
State Farm $3,532
USAA $2,875

What affects auto insurance rates in Hutchins, Texas?

There are a lot of reasons why auto insurance rates in Hutchins, Texas are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Hutchins, Texas. Many local factors may affect your Hutchins auto insurance rates.

Hutchins Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Hutchins, Texas auto theft statistics, there have been 30 auto thefts in the city.

Hutchins Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Hutchins, Texas commute length is 31.3 minutes according to City-Data.

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Compare Hutchins, Texas Auto Insurance Quotes

Before you buy Hutchins, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Hutchins, Texas auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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