Best Cheap Auto Insurance in Hustonville, KY (2021)

The average Hustonville, KY auto insurance rates are $385 per month. The minimum auto insurance in Hustonville is at least 25/50/25 in coverage to comply with Kentucky auto insurance laws. To find the best cheap auto insurance in Hustonville, Kentucky, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • Average auto insurance rates in Hustonville, KY for senior drivers are $2,557 per year
  • The most expensive auto insurance company in Hustonville for teen drivers is Travelers
  • The minimum auto insurance required in Hustonville, Kentucky is 25/50/25

Hustonville, Kentucky auto insurance requirements are 25/50/25 according to Kentucky auto insurance laws. Finding cheap auto insurance in Hustonville can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Hustonville, Kentucky, including driving record, credit, commute time, and more.

Compare auto insurance in Hustonville to other Kentucky cities, including Nicholasville auto insurance rates, George auto insurance rates, and Richmond auto insurance rates to see how Hustonville, Kentucky auto insurance rates stack up.

Before you buy Hustonville, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Hustonville, Kentucky auto insurance quotes.

Minimum Auto Insurance in Hustonville, Kentucky

Hustonville, Kentucky auto insurance laws require that you have at least the Kentucky minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Hustonville, Kentucky.

Minimum Required Auto Insurance Coverage in Hustonville, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Hustonville, Kentucky Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Hustonville, Kentucky are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Hustonville, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,368 $3,323 $3,059 $3,260 $12,711 $14,250 $3,701 $3,895
GEICO $3,825 $3,540 $4,003 $3,626 $7,942 $9,404 $3,123 $2,691
Liberty Mutual $2,551 $2,760 $2,161 $2,412 $11,065 $12,248 $2,667 $2,775
Nationwide $3,534 $3,521 $3,188 $3,325 $7,948 $9,875 $4,012 $4,192
Progressive $2,244 $2,130 $2,017 $2,025 $11,004 $12,456 $2,782 $2,837
State Farm $1,920 $1,920 $1,715 $1,715 $5,569 $7,065 $2,139 $2,376
Travelers $2,543 $2,592 $2,484 $2,491 $12,066 $19,320 $2,653 $3,100
USAA $1,890 $1,896 $1,703 $1,736 $5,010 $5,281 $2,389 $2,619

Cheap Hustonville, Kentucky Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Hustonville, Kentucky is a challenge. Take a look at the annual teen auto insurance rates in Hustonville, Kentucky.

Annual Auto Insurance Rates for Teen Drivers in Hustonville, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,711 $14,250
GEICO $7,942 $9,404
Liberty Mutual $11,065 $12,248
Nationwide $7,948 $9,875
Progressive $11,004 $12,456
State Farm $5,569 $7,065
Travelers $12,066 $19,320
USAA $5,010 $5,281

Cheap Hustonville, Kentucky Auto Insurance for Seniors

What are senior auto insurance rates in Hustonville, Kentucky? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Hustonville, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,059 $3,260
GEICO $4,003 $3,626
Liberty Mutual $2,161 $2,412
Nationwide $3,188 $3,325
Progressive $2,017 $2,025
State Farm $1,715 $1,715
Travelers $2,484 $2,491
USAA $1,703 $1,736

Cheap Hustonville, Kentucky Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Hustonville, Kentucky compared to the annual auto insurance rates with a clean record in Hustonville, Kentucky.

Annual Hustonville, Kentucky Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,913 $6,432 $6,882 $5,556
GEICO $2,834 $5,055 $7,717 $3,472
Liberty Mutual $4,022 $6,200 $4,819 $4,279
Nationwide $3,914 $5,093 $6,470 $4,320
Progressive $3,874 $5,747 $4,418 $4,708
State Farm $2,799 $3,306 $3,052 $3,052
Travelers $5,147 $5,299 $7,652 $5,526
USAA $2,123 $3,002 $3,584 $2,554

Cheap Hustonville, Kentucky Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Hustonville, Kentucky is not easy. Compare the annual rates for DUI auto insurance in Hustonville, Kentucky to find the best deal.

Annual Auto Insurance Rates After a DUI in Hustonville, Kentucky

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,882
GEICO $7,717
Liberty Mutual $4,819
Nationwide $6,470
Progressive $4,418
State Farm $3,052
Travelers $7,652
USAA $3,584

Cheap Hustonville, Kentucky Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Hustonville, Kentucky annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Hustonville, Kentucky

Insurance Company Poor Fair Good
Allstate $7,886 $5,435 $4,516
GEICO $7,842 $3,915 $2,550
Liberty Mutual $6,892 $4,249 $3,349
Nationwide $6,028 $4,724 $4,097
Progressive $5,234 $4,568 $4,258
State Farm $4,402 $2,668 $2,087
Travelers $6,601 $5,571 $5,547
USAA $4,193 $2,344 $1,909

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Cheap Hustonville, Kentucky Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Hustonville, Kentucky can vary. Compare the annual cost of auto insurance by ZIP code in Hustonville, Kentucky to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Hustonville, Kentucky

ZIP Code Average Annual Rates
40437 $4,163

Cheap Hustonville, Kentucky Auto Insurance Rates By Commute

Commute length and annual mileage affect Hustonville, Kentucky auto insurance. Find the cheapest annual Hustonville, Kentucky auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Hustonville, Kentucky

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,946 $5,946
GEICO $4,724 $4,814
Liberty Mutual $4,830 $4,830
Nationwide $4,949 $4,949
Progressive $4,687 $4,687
State Farm $2,977 $3,128
Travelers $5,906 $5,906
USAA $2,711 $2,920

Cheap Hustonville, Kentucky Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Hustonville, Kentucky? Check out the comparison of annual Hustonville, Kentucky auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Hustonville, Kentucky

Insurance Company Low Medium High
Allstate $5,465 $5,919 $6,453
GEICO $4,439 $4,761 $5,108
Liberty Mutual $4,597 $4,800 $5,093
Nationwide $5,017 $4,889 $4,942
Progressive $4,309 $4,620 $5,131
State Farm $2,859 $3,048 $3,251
Travelers $5,637 $5,935 $6,146
USAA $2,690 $2,809 $2,948

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Best By Category: Cheapest Auto Insurance in Hustonville, Kentucky

Compare the cheapest auto insurance companies in Hustonville, Kentucky in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Hustonville, Kentucky

Category Insurance Company
Teenagers USAA
Seniors State Farm
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Hustonville, Kentucky Auto Insurance Companies

What auto insurance companies in Hustonville, Kentucky are the cheapest? Compare the top Hustonville, Kentucky auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Hustonville, Kentucky

Insurance Company Average Annual Rates
Allstate $5,946
GEICO $4,769
Liberty Mutual $4,830
Nationwide $4,949
Progressive $4,687
State Farm $3,053
Travelers $5,906
USAA $2,816

What affects auto insurance rates in Hustonville, Kentucky?

There are a lot of reasons why auto insurance rates in Hustonville, Kentucky are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Hustonville, Kentucky. Many local factors may affect your Hustonville auto insurance rates.

Hustonville Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Hustonville, Kentucky commute length is 18.5 minutes according to City-Data.

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Compare Hustonville, Kentucky Auto Insurance Quotes

Before you buy Hustonville, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Hustonville, Kentucky auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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