Best Cheap Auto Insurance in Huntsville, TN (2021)

The average Huntsville, TN auto insurance rates are $312 per month. The minimum auto insurance in Huntsville is at least 25/50/15 in coverage to comply with Tennessee auto insurance laws. To find the best cheap auto insurance in Huntsville, Tennessee, compare quotes from multiple companies.

Free Auto Insurance Comparison

 Secured with SHA-256 Encryption

Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

Full Bio →

Written by

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

Full Bio →

Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Things to Remember

  • Average auto insurance rates in Huntsville, TN for senior drivers are $1,998 per year
  • The minimum auto insurance required in Huntsville, Tennessee is 25/50/15
  • The cheapest auto insurance company in Huntsville is USAA

Huntsville, Tennessee auto insurance requirements are 25/50/15 according to Tennessee auto insurance laws. Finding cheap auto insurance in Huntsville can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Huntsville, Tennessee, including driving record, credit, commute time, and more.

Compare auto insurance in Huntsville to other Tennessee cities, including Johnson City auto insurance rates, Clarksville auto insurance rates, and Bartlett auto insurance rates to see how Huntsville, Tennessee auto insurance rates stack up.

Before you buy Huntsville, Tennessee auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Huntsville, Tennessee auto insurance quotes.

Minimum Auto Insurance in Huntsville, Tennessee

Huntsville, Tennessee auto insurance laws require that you have at least the Tennessee minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Huntsville, Tennessee.

Minimum Required Auto Insurance Coverage in Huntsville, Tennessee

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Huntsville, Tennessee Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Huntsville, Tennessee are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Huntsville, Tennessee

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,829 $2,711 $2,543 $2,640 $10,705 $11,632 $3,010 $3,119
Farmers $1,698 $1,726 $1,528 $1,660 $6,734 $7,118 $2,281 $2,439
GEICO $2,622 $2,644 $2,412 $2,412 $8,078 $8,214 $2,671 $2,756
Liberty Mutual $3,918 $129 $3,218 $3,594 $15,692 $17,430 $4,205 $4,490
Nationwide $2,080 $2,100 $1,864 $1,897 $5,607 $7,245 $2,385 $2,596
Progressive $1,866 $1,763 $1,517 $1,587 $8,406 $9,475 $2,255 $2,477
State Farm $1,684 $1,684 $1,510 $1,510 $5,048 $6,317 $1,900 $2,212
Travelers $1,784 $1,878 $1,617 $1,722 $4,946 $6,118 $1,901 $2,002
USAA $1,510 $1,535 $1,364 $1,363 $5,404 $6,201 $1,971 $2,098

Cheap Huntsville, Tennessee Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Huntsville, Tennessee is a challenge. Take a look at the annual teen auto insurance rates in Huntsville, Tennessee.

Annual Auto Insurance Rates for Teen Drivers in Huntsville, Tennessee

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,705 $11,632
Farmers $6,734 $7,118
GEICO $8,078 $8,214
Liberty Mutual $15,692 $17,430
Nationwide $5,607 $7,245
Progressive $8,406 $9,475
State Farm $5,048 $6,317
Travelers $4,946 $6,118
USAA $5,404 $6,201

Cheap Huntsville, Tennessee Auto Insurance for Seniors

What are senior auto insurance rates in Huntsville, Tennessee? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Huntsville, Tennessee

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,543 $2,640
Farmers $1,528 $1,660
GEICO $2,412 $2,412
Liberty Mutual $3,218 $3,594
Nationwide $1,864 $1,897
Progressive $1,517 $1,587
State Farm $1,510 $1,510
Travelers $1,617 $1,722
USAA $1,364 $1,363

Cheap Huntsville, Tennessee Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Huntsville, Tennessee compared to the annual auto insurance rates with a clean record in Huntsville, Tennessee.

Annual Huntsville, Tennessee Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,091 $4,883 $5,929 $4,692
Farmers $2,683 $3,332 $3,405 $3,173
GEICO $2,893 $3,872 $6,246 $2,893
Liberty Mutual $5,341 $7,691 $7,160 $6,147
Nationwide $2,787 $2,787 $4,187 $3,126
Progressive $3,230 $4,194 $3,440 $3,809
State Farm $2,497 $2,969 $2,733 $2,733
Travelers $2,227 $2,856 $3,160 $2,741
USAA $1,949 $2,922 $3,434 $2,418

Cheap Huntsville, Tennessee Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Huntsville, Tennessee is not easy. Compare the annual rates for DUI auto insurance in Huntsville, Tennessee to find the best deal.

Annual Auto Insurance Rates After a DUI in Huntsville, Tennessee

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,929
Farmers $3,405
GEICO $6,246
Liberty Mutual $7,160
Nationwide $4,187
Progressive $3,440
State Farm $2,733
Travelers $3,160
USAA $3,434

Cheap Huntsville, Tennessee Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Huntsville, Tennessee annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Huntsville, Tennessee

Insurance Company Poor Fair Good
Allstate $6,253 $4,786 $3,657
Farmers $3,752 $2,925 $2,767
GEICO $4,509 $3,865 $3,555
Liberty Mutual $9,457 $5,778 $4,519
Nationwide $3,874 $3,072 $2,719
Progressive $4,126 $3,556 $3,322
State Farm $3,970 $2,381 $1,849
Travelers $3,500 $2,738 $1,999
USAA $3,884 $2,278 $1,880

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Huntsville, Tennessee Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Huntsville, Tennessee can vary. Compare the annual cost of auto insurance by ZIP code in Huntsville, Tennessee to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Huntsville, Tennessee

ZIP Code Average Annual Rates
37756 $3,790

Cheap Huntsville, Tennessee Auto Insurance Rates By Commute

Commute length and annual mileage affect Huntsville, Tennessee auto insurance. Find the cheapest annual Huntsville, Tennessee auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Huntsville, Tennessee

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,899 $4,899
Farmers $3,148 $3,148
GEICO $3,950 $4,002
Liberty Mutual $6,585 $6,585
Nationwide $3,222 $3,222
Progressive $3,668 $3,668
State Farm $2,669 $2,797
Travelers $2,638 $2,854
USAA $2,606 $2,756

Cheap Huntsville, Tennessee Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Huntsville, Tennessee? Check out the comparison of annual Huntsville, Tennessee auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Huntsville, Tennessee

Insurance Company Low Medium High
Allstate $4,732 $4,887 $5,076
Farmers $2,987 $3,134 $3,324
GEICO $3,786 $3,965 $4,177
Liberty Mutual $6,313 $6,582 $6,859
Nationwide $3,248 $3,150 $3,267
Progressive $3,464 $3,667 $3,873
State Farm $2,595 $2,744 $2,860
Travelers $2,581 $2,743 $2,913
USAA $2,596 $2,672 $2,775

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Best By Category: Cheapest Auto Insurance in Huntsville, Tennessee

Compare the cheapest auto insurance companies in Huntsville, Tennessee in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Huntsville, Tennessee

Category Insurance Company
Teenagers Travelers
Seniors USAA
Clean Record USAA
With 1 Accident Nationwide
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Huntsville, Tennessee Auto Insurance Companies

What auto insurance companies in Huntsville, Tennessee are the cheapest? Compare the top Huntsville, Tennessee auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Huntsville, Tennessee

Insurance Company Average Annual Rates
Allstate $4,899
Farmers $3,148
GEICO $3,976
Liberty Mutual $6,585
Nationwide $3,222
Progressive $3,668
State Farm $2,733
Travelers $2,746
USAA $2,681

What affects auto insurance rates in Huntsville, Tennessee?

There are a lot of reasons why auto insurance rates in Huntsville, Tennessee are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Huntsville, Tennessee. Many local factors may affect your Huntsville auto insurance rates.

Huntsville Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Huntsville, Tennessee commute length is 18.4 minutes according to City-Data.

Huntsville Traffic

How does Huntsville, Tennessee rank for traffic? According to Inrix Huntsville, Tennessee is the 819th most congested worldwide.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Compare Huntsville, Tennessee Auto Insurance Quotes

Before you buy Huntsville, Tennessee auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Huntsville, Tennessee auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption