Best Cheap Auto Insurance in Humboldt, KS (2021)

The average Humboldt, KS auto insurance rates are $279 per month. The minimum auto insurance in Humboldt is at least 25/50/25 in coverage to comply with Kansas auto insurance laws. To find the best cheap auto insurance in Humboldt, Kansas, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The minimum auto insurance required in Humboldt, Kansas is 25/50/25
  • Average auto insurance rates in Humboldt, KS for senior drivers are $1,959 per year
  • The average commute length in Humboldt is 17.1 minutes

Humboldt, Kansas auto insurance requirements are 25/50/25 according to Kansas auto insurance laws. Finding cheap auto insurance in Humboldt can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Humboldt, Kansas, including driving record, credit, commute time, and more.

Compare auto insurance in Humboldt to other Kansas cities, including Topeka auto insurance rates, Overland Park auto insurance rates, and Shawnee auto insurance rates to see how Humboldt, Kansas auto insurance rates stack up.

Before you buy Humboldt, Kansas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Humboldt, Kansas auto insurance quotes.

Minimum Auto Insurance in Humboldt, Kansas

Humboldt, Kansas auto insurance laws require that you have at least the Kansas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Humboldt, Kansas.

Minimum Required Auto Insurance Coverage in Humboldt, Kansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Humboldt, Kansas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Humboldt, Kansas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Humboldt, Kansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,921 $2,846 $2,594 $2,670 $7,834 $8,726 $3,015 $3,133
American Family $1,667 $1,667 $1,505 $1,505 $3,192 $3,823 $1,667 $1,869
Farmers $2,435 $2,418 $2,176 $2,271 $6,513 $6,742 $2,739 $2,884
GEICO $2,420 $2,366 $2,443 $2,273 $4,439 $5,960 $2,802 $2,038
Liberty Mutual $2,380 $2,574 $2,267 $2,531 $10,904 $12,184 $2,608 $2,824
Nationwide $1,849 $1,916 $1,638 $1,776 $3,570 $4,399 $2,118 $2,262
Progressive $2,303 $2,198 $1,854 $1,935 $8,412 $9,498 $2,719 $2,916
State Farm $1,772 $1,772 $1,543 $1,543 $4,589 $5,867 $1,989 $2,240
Travelers $2,034 $2,069 $1,988 $2,012 $8,276 $12,922 $2,082 $2,447
USAA $1,437 $1,469 $1,313 $1,333 $4,807 $5,062 $1,895 $1,989

Cheap Humboldt, Kansas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Humboldt, Kansas is a challenge. Take a look at the annual teen auto insurance rates in Humboldt, Kansas.

Annual Auto Insurance Rates for Teen Drivers in Humboldt, Kansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,834 $8,726
American Family $3,192 $3,823
Farmers $6,513 $6,742
GEICO $4,439 $5,960
Liberty Mutual $10,904 $12,184
Nationwide $3,570 $4,399
Progressive $8,412 $9,498
State Farm $4,589 $5,867
Travelers $8,276 $12,922
USAA $4,807 $5,062

Cheap Humboldt, Kansas Auto Insurance for Seniors

What are senior auto insurance rates in Humboldt, Kansas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Humboldt, Kansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,594 $2,670
American Family $1,505 $1,505
Farmers $2,176 $2,271
GEICO $2,443 $2,273
Liberty Mutual $2,267 $2,531
Nationwide $1,638 $1,776
Progressive $1,854 $1,935
State Farm $1,543 $1,543
Travelers $1,988 $2,012
USAA $1,313 $1,333

Cheap Humboldt, Kansas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Humboldt, Kansas compared to the annual auto insurance rates with a clean record in Humboldt, Kansas.

Annual Humboldt, Kansas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,650 $4,252 $4,882 $4,085
American Family $2,075 $2,225 $2,075 $2,075
Farmers $2,972 $3,817 $3,721 $3,580
GEICO $1,946 $3,187 $4,922 $2,316
Liberty Mutual $3,617 $5,420 $5,327 $4,771
Nationwide $1,813 $2,095 $3,767 $2,089
Progressive $3,679 $4,295 $3,840 $4,103
State Farm $2,481 $2,848 $2,664 $2,664
Travelers $3,076 $4,018 $5,547 $4,273
USAA $1,765 $2,373 $3,494 $2,020

Cheap Humboldt, Kansas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Humboldt, Kansas is not easy. Compare the annual rates for DUI auto insurance in Humboldt, Kansas to find the best deal.

Annual Auto Insurance Rates After a DUI in Humboldt, Kansas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,882
American Family $2,075
Farmers $3,721
GEICO $4,922
Liberty Mutual $5,327
Nationwide $3,767
Progressive $3,840
State Farm $2,664
Travelers $5,547
USAA $3,494

Cheap Humboldt, Kansas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Humboldt, Kansas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Humboldt, Kansas

Insurance Company Poor Fair Good
Allstate $5,236 $3,963 $3,453
American Family $2,757 $1,954 $1,626
Farmers $4,153 $3,300 $3,114
GEICO $4,806 $2,542 $1,930
Liberty Mutual $4,784 $4,784 $4,784
Nationwide $2,725 $2,378 $2,219
Progressive $4,570 $3,832 $3,536
State Farm $3,879 $2,318 $1,796
Travelers $4,885 $3,979 $3,822
USAA $3,299 $2,163 $1,778

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Cheap Humboldt, Kansas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Humboldt, Kansas can vary. Compare the annual cost of auto insurance by ZIP code in Humboldt, Kansas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Humboldt, Kansas

ZIP Code Average Annual Rates
66748 $3,521

Cheap Humboldt, Kansas Auto Insurance Rates By Commute

Commute length and annual mileage affect Humboldt, Kansas auto insurance. Find the cheapest annual Humboldt, Kansas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Humboldt, Kansas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,217 $4,217
American Family $2,085 $2,139
Farmers $3,522 $3,522
GEICO $3,027 $3,159
Liberty Mutual $4,784 $4,784
Nationwide $2,441 $2,441
Progressive $3,979 $3,979
State Farm $2,598 $2,731
Travelers $4,229 $4,229
USAA $2,341 $2,485

Cheap Humboldt, Kansas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Humboldt, Kansas? Check out the comparison of annual Humboldt, Kansas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Humboldt, Kansas

Insurance Company Low Medium High
Allstate $4,092 $4,208 $4,352
American Family $2,135 $2,219 $1,982
Farmers $3,383 $3,504 $3,681
GEICO $3,003 $3,089 $3,186
Liberty Mutual $4,663 $4,772 $4,917
Nationwide $2,575 $2,412 $2,336
Progressive $3,762 $3,949 $4,227
State Farm $2,574 $2,671 $2,748
Travelers $4,003 $4,234 $4,448
USAA $2,328 $2,406 $2,504

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Best By Category: Cheapest Auto Insurance in Humboldt, Kansas

Compare the cheapest auto insurance companies in Humboldt, Kansas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Humboldt, Kansas

Category Insurance Company
Teenagers American Family
Seniors USAA
Clean Record USAA
With 1 Accident Nationwide
With 1 DUI American Family
With 1 Speeding Violation USAA

The Cheapest Humboldt, Kansas Auto Insurance Companies

What auto insurance companies in Humboldt, Kansas are the cheapest? Compare the top Humboldt, Kansas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Humboldt, Kansas

Insurance Company Average Annual Rates
Allstate $4,217
American Family $2,112
Farmers $3,522
GEICO $3,093
Liberty Mutual $4,784
Nationwide $2,441
Progressive $3,979
State Farm $2,664
Travelers $4,229
USAA $2,413

What affects auto insurance rates in Humboldt, Kansas?

There are a lot of reasons why auto insurance rates in Humboldt, Kansas are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Humboldt, Kansas. Many local factors may affect your Humboldt auto insurance rates.

Humboldt Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Humboldt, Kansas auto theft statistics, there have been 5 auto thefts in the city.

Humboldt Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Humboldt, Kansas commute length is 17.1 minutes according to City-Data.

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Compare Humboldt, Kansas Auto Insurance Quotes

Before you buy Humboldt, Kansas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Humboldt, Kansas auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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