Best Cheap Auto Insurance in Hull, IA (2021)

The average Hull, IA auto insurance rates are $243 per month. The minimum auto insurance in Hull is at least 20/40/15 in coverage to comply with Iowa auto insurance laws. To find the best cheap auto insurance in Hull, Iowa, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The average commute length in Hull is 12.9 minutes
  • Average auto insurance rates in Hull, IA for senior drivers are $1,620 per year
  • The minimum auto insurance required in Hull, Iowa is 20/40/15

Hull, Iowa auto insurance requirements are 20/40/15 according to Iowa auto insurance laws. Finding cheap auto insurance in Hull can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Hull, Iowa, including driving record, credit, commute time, and more.

Compare auto insurance in Hull to other Iowa cities, including Davenport auto insurance rates, Ankeny auto insurance rates, and Sioux City auto insurance rates to see how Hull, Iowa auto insurance rates stack up.

Before you buy Hull, Iowa auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Hull, Iowa auto insurance quotes.

Minimum Auto Insurance in Hull, Iowa

Hull, Iowa auto insurance laws require that you have at least the Iowa minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Hull, Iowa.

Minimum Required Auto Insurance Coverage in Hull, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Cheap Hull, Iowa Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Hull, Iowa are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Hull, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,160 $2,073 $1,920 $1,954 $6,294 $7,089 $2,351 $2,417
American Family $1,911 $1,911 $1,710 $1,710 $5,098 $7,150 $1,911 $2,302
Farmers $1,510 $1,539 $1,351 $1,477 $4,580 $4,887 $2,048 $2,192
GEICO $1,821 $1,640 $1,620 $1,483 $4,142 $3,866 $1,733 $1,612
Liberty Mutual $2,146 $2,333 $1,886 $2,294 $10,198 $11,487 $2,431 $2,684
Nationwide $1,757 $1,802 $1,567 $1,671 $4,050 $5,238 $1,990 $2,164
Progressive $1,560 $1,495 $1,287 $1,339 $3,902 $4,397 $1,872 $2,018
State Farm $1,329 $1,329 $1,171 $1,171 $3,669 $4,638 $1,495 $1,711
Travelers $2,313 $2,361 $2,243 $2,250 $10,142 $16,154 $2,404 $2,848
USAA $1,239 $1,254 $1,136 $1,161 $3,318 $3,528 $1,487 $1,644

Cheap Hull, Iowa Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Hull, Iowa is a challenge. Take a look at the annual teen auto insurance rates in Hull, Iowa.

Annual Auto Insurance Rates for Teen Drivers in Hull, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,294 $7,089
American Family $5,098 $7,150
Farmers $4,580 $4,887
GEICO $4,142 $3,866
Liberty Mutual $10,198 $11,487
Nationwide $4,050 $5,238
Progressive $3,902 $4,397
State Farm $3,669 $4,638
Travelers $10,142 $16,154
USAA $3,318 $3,528

Cheap Hull, Iowa Auto Insurance for Seniors

What are senior auto insurance rates in Hull, Iowa? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Hull, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,920 $1,954
American Family $1,710 $1,710
Farmers $1,351 $1,477
GEICO $1,620 $1,483
Liberty Mutual $1,886 $2,294
Nationwide $1,567 $1,671
Progressive $1,287 $1,339
State Farm $1,171 $1,171
Travelers $2,243 $2,250
USAA $1,136 $1,161

Cheap Hull, Iowa Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Hull, Iowa compared to the annual auto insurance rates with a clean record in Hull, Iowa.

Annual Hull, Iowa Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,787 $3,381 $3,843 $3,118
American Family $2,139 $3,135 $4,064 $2,514
Farmers $2,088 $2,586 $2,622 $2,496
GEICO $1,702 $2,373 $3,058 $1,826
Liberty Mutual $3,829 $4,733 $4,834 $4,333
Nationwide $1,831 $2,631 $3,586 $2,072
Progressive $1,794 $2,949 $1,949 $2,244
State Farm $1,906 $2,222 $2,064 $2,064
Travelers $3,717 $4,944 $6,614 $5,084
USAA $1,411 $1,893 $2,461 $1,619

Cheap Hull, Iowa Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Hull, Iowa is not easy. Compare the annual rates for DUI auto insurance in Hull, Iowa to find the best deal.

Annual Auto Insurance Rates After a DUI in Hull, Iowa

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,843
American Family $4,064
Farmers $2,622
GEICO $3,058
Liberty Mutual $4,834
Nationwide $3,586
Progressive $1,949
State Farm $2,064
Travelers $6,614
USAA $2,461

Cheap Hull, Iowa Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Hull, Iowa annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Hull, Iowa

Insurance Company Poor Fair Good
Allstate $3,929 $3,118 $2,800
American Family $3,778 $2,776 $2,334
Farmers $2,805 $2,331 $2,208
GEICO $2,691 $2,240 $1,788
Liberty Mutual $6,328 $3,898 $3,070
Nationwide $3,071 $2,408 $2,111
Progressive $2,632 $2,134 $1,935
State Farm $2,939 $1,819 $1,435
Travelers $5,728 $4,886 $4,654
USAA $2,427 $1,667 $1,444

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Cheap Hull, Iowa Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Hull, Iowa can vary. Compare the annual cost of auto insurance by ZIP code in Hull, Iowa to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Hull, Iowa

ZIP Code Average Annual Rates
51239 $2,458

Cheap Hull, Iowa Auto Insurance Rates By Commute

Commute length and annual mileage affect Hull, Iowa auto insurance. Find the cheapest annual Hull, Iowa auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Hull, Iowa

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,204 $3,361
American Family $2,928 $2,997
Farmers $2,448 $2,448
GEICO $2,195 $2,285
Liberty Mutual $4,432 $4,432
Nationwide $2,530 $2,530
Progressive $2,234 $2,234
State Farm $2,015 $2,113
Travelers $5,089 $5,089
USAA $1,779 $1,913

Cheap Hull, Iowa Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Hull, Iowa? Check out the comparison of annual Hull, Iowa auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Hull, Iowa

Insurance Company Low Medium High
Allstate $3,145 $3,287 $3,416
American Family $2,976 $3,128 $2,785
Farmers $2,348 $2,456 $2,540
GEICO $2,141 $2,240 $2,338
Liberty Mutual $4,248 $4,422 $4,626
Nationwide $2,624 $2,522 $2,444
Progressive $2,094 $2,243 $2,365
State Farm $1,964 $2,075 $2,152
Travelers $4,786 $5,167 $5,316
USAA $1,748 $1,852 $1,938

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Best By Category: Cheapest Auto Insurance in Hull, Iowa

Compare the cheapest auto insurance companies in Hull, Iowa in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Hull, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

The Cheapest Hull, Iowa Auto Insurance Companies

What auto insurance companies in Hull, Iowa are the cheapest? Compare the top Hull, Iowa auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Hull, Iowa

Insurance Company Average Annual Rates
Allstate $3,282
American Family $2,963
Farmers $2,448
GEICO $2,240
Liberty Mutual $4,432
Nationwide $2,530
Progressive $2,234
State Farm $2,064
Travelers $5,089
USAA $1,846

What affects auto insurance rates in Hull, Iowa?

There are a lot of reasons why auto insurance rates in Hull, Iowa are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Hull, Iowa. Many local factors may affect your Hull auto insurance rates.

Hull Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Hull, Iowa commute length is 12.9 minutes according to City-Data.

Hull Traffic

How does Hull, Iowa rank for traffic? According to Inrix Hull, Iowa is the 129th most congested worldwide.

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Compare Hull, Iowa Auto Insurance Quotes

Before you buy Hull, Iowa auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Hull, Iowa auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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