Best Cheap Auto Insurance in Hugo, OK (2021)

The average Hugo, OK auto insurance rates are $346 per month. The minimum auto insurance in Hugo is at least 25/50/25 in coverage to comply with Oklahoma auto insurance laws. To find the best cheap auto insurance in Hugo, Oklahoma, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • Average auto insurance rates in Hugo, OK for senior drivers are $2,442 per year
  • The average commute length in Hugo is 14.7 minutes
  • The most expensive auto insurance company in Hugo for teen drivers is Liberty Mutual

Hugo, Oklahoma auto insurance requirements are 25/50/25 according to Oklahoma auto insurance laws. Finding cheap auto insurance in Hugo can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Hugo, Oklahoma, including driving record, credit, commute time, and more.

Compare auto insurance in Hugo to other Oklahoma cities, including Norman auto insurance rates, Lawton auto insurance rates, and Oklahoma City auto insurance rates to see how Hugo, Oklahoma auto insurance rates stack up.

Before you buy Hugo, Oklahoma auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Hugo, Oklahoma auto insurance quotes.

Minimum Auto Insurance in Hugo, Oklahoma

Hugo, Oklahoma auto insurance laws require that you have at least the Oklahoma minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Hugo, Oklahoma.

Minimum Required Auto Insurance Coverage in Hugo, Oklahoma

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Hugo, Oklahoma Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Hugo, Oklahoma are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Hugo, Oklahoma

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,211 $2,224 $2,029 $2,131 $6,773 $7,954 $2,395 $2,541
Farmers $2,320 $2,303 $2,090 $2,205 $8,571 $8,767 $2,631 $2,760
GEICO $2,263 $2,475 $2,409 $2,699 $6,596 $7,054 $1,981 $2,014
Liberty Mutual $4,878 $5,163 $4,263 $4,654 $13,676 $15,039 $5,092 $5,307
Progressive $2,700 $2,567 $2,219 $2,357 $10,603 $11,881 $3,147 $3,280
State Farm $2,069 $2,069 $1,803 $1,803 $4,889 $6,209 $2,162 $2,415
USAA $1,829 $1,834 $1,751 $1,772 $5,929 $6,621 $2,358 $2,593

Cheap Hugo, Oklahoma Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Hugo, Oklahoma is a challenge. Take a look at the annual teen auto insurance rates in Hugo, Oklahoma.

Annual Auto Insurance Rates for Teen Drivers in Hugo, Oklahoma

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,773 $7,954
Farmers $8,571 $8,767
GEICO $6,596 $7,054
Liberty Mutual $13,676 $15,039
Progressive $10,603 $11,881
State Farm $4,889 $6,209
USAA $5,929 $6,621

Cheap Hugo, Oklahoma Auto Insurance for Seniors

What are senior auto insurance rates in Hugo, Oklahoma? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Hugo, Oklahoma

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,029 $2,131
Farmers $2,090 $2,205
GEICO $2,409 $2,699
Liberty Mutual $4,263 $4,654
Progressive $2,219 $2,357
State Farm $1,803 $1,803
USAA $1,751 $1,772

Cheap Hugo, Oklahoma Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Hugo, Oklahoma compared to the annual auto insurance rates with a clean record in Hugo, Oklahoma.

Annual Hugo, Oklahoma Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,035 $3,558 $4,118 $3,418
Farmers $3,341 $4,282 $4,179 $4,021
GEICO $2,507 $3,833 $4,242 $3,163
Liberty Mutual $4,879 $8,177 $9,255 $6,726
Progressive $3,775 $7,000 $4,170 $4,433
State Farm $2,742 $3,113 $2,927 $2,927
USAA $2,276 $3,266 $4,001 $2,801

Cheap Hugo, Oklahoma Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Hugo, Oklahoma is not easy. Compare the annual rates for DUI auto insurance in Hugo, Oklahoma to find the best deal.

Annual Auto Insurance Rates After a DUI in Hugo, Oklahoma

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,118
Farmers $4,179
GEICO $4,242
Liberty Mutual $9,255
Progressive $4,170
State Farm $2,927
USAA $4,001

Cheap Hugo, Oklahoma Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Hugo, Oklahoma annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Hugo, Oklahoma

Insurance Company Poor Fair Good
Allstate $4,363 $3,311 $2,922
Farmers $4,563 $3,744 $3,561
GEICO $4,141 $3,436 $2,732
Liberty Mutual $10,442 $6,355 $4,980
Progressive $5,506 $4,680 $4,347
State Farm $4,076 $2,608 $2,098
USAA $4,578 $2,604 $2,075

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Cheap Hugo, Oklahoma Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Hugo, Oklahoma can vary. Compare the annual cost of auto insurance by ZIP code in Hugo, Oklahoma to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Hugo, Oklahoma

ZIP Code Average Annual Rates
74743 $4,103

Cheap Hugo, Oklahoma Auto Insurance Rates By Commute

Commute length and annual mileage affect Hugo, Oklahoma auto insurance. Find the cheapest annual Hugo, Oklahoma auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Hugo, Oklahoma

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,532 $3,532
Farmers $3,956 $3,956
GEICO $3,370 $3,503
Liberty Mutual $7,259 $7,259
Progressive $4,844 $4,844
State Farm $2,876 $2,978
USAA $3,049 $3,123

Cheap Hugo, Oklahoma Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Hugo, Oklahoma? Check out the comparison of annual Hugo, Oklahoma auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Hugo, Oklahoma

Insurance Company Low Medium High
Allstate $3,340 $3,520 $3,737
Farmers $3,794 $3,915 $4,159
GEICO $3,204 $3,441 $3,665
Liberty Mutual $6,908 $7,235 $7,635
Progressive $4,455 $4,809 $5,269
State Farm $2,773 $2,907 $3,103
USAA $2,972 $3,078 $3,207

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Best By Category: Cheapest Auto Insurance in Hugo, Oklahoma

Compare the cheapest auto insurance companies in Hugo, Oklahoma in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Hugo, Oklahoma

Category Insurance Company
Teenagers State Farm
Seniors USAA
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Hugo, Oklahoma Auto Insurance Companies

What auto insurance companies in Hugo, Oklahoma are the cheapest? Compare the top Hugo, Oklahoma auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Hugo, Oklahoma

Insurance Company Average Annual Rates
Allstate $3,532
Farmers $3,956
GEICO $3,436
Liberty Mutual $7,259
Progressive $4,844
State Farm $2,927
USAA $3,086

What affects auto insurance rates in Hugo, Oklahoma?

There are a lot of reasons why auto insurance rates in Hugo, Oklahoma are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Hugo, Oklahoma. Many local factors may affect your Hugo auto insurance rates.

Hugo Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Hugo, Oklahoma commute length is 14.7 minutes according to City-Data.

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Compare Hugo, Oklahoma Auto Insurance Quotes

Before you buy Hugo, Oklahoma auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Hugo, Oklahoma auto insurance quotes.

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