Best Cheap Auto Insurance in Hudson, TX (2021)

The average Hudson, TX auto insurance rates are $319 per month. The minimum auto insurance in Hudson is at least 30/60/25 in coverage to comply with Texas auto insurance laws. To find the best cheap auto insurance in Hudson, Texas, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 18, 2021

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Things to Remember

  • The average commute length in Hudson is 28.1 minutes
  • The minimum auto insurance required in Hudson, Texas is 30/60/25
  • The cheapest auto insurance company in Hudson is USAA

Hudson, Texas auto insurance requirements are 30/60/25 according to Texas auto insurance laws. Finding cheap auto insurance in Hudson can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Hudson, Texas, including driving record, credit, commute time, and more.

Compare auto insurance in Hudson to other Texas cities, including Dallas auto insurance rates, Corpus Christi auto insurance rates, and Houston auto insurance rates to see how Hudson, Texas auto insurance rates stack up.

Before you buy Hudson, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Hudson, Texas auto insurance quotes.

Minimum Auto Insurance in Hudson, Texas

Hudson, Texas auto insurance laws require that you have at least the Texas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Hudson, Texas.

Minimum Required Auto Insurance Coverage in Hudson, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Hudson, Texas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Hudson, Texas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Hudson, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,589 $3,623 $3,543 $3,543 $9,455 $11,421 $4,441 $4,631
American Family $2,284 $2,542 $2,159 $2,470 $6,110 $7,976 $3,284 $3,738
GEICO $2,445 $2,638 $2,356 $2,664 $5,352 $5,589 $2,647 $2,652
Nationwide $2,366 $2,405 $2,092 $2,213 $6,714 $8,614 $2,780 $3,006
Progressive $2,526 $2,367 $2,250 $2,295 $10,620 $11,791 $2,955 $2,952
State Farm $2,157 $2,157 $1,922 $1,922 $5,231 $6,680 $2,349 $2,423
USAA $1,641 $1,647 $1,569 $1,552 $4,674 $5,082 $2,186 $2,337

Cheap Hudson, Texas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Hudson, Texas is a challenge. Take a look at the annual teen auto insurance rates in Hudson, Texas.

Annual Auto Insurance Rates for Teen Drivers in Hudson, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,455 $11,421
American Family $6,110 $7,976
GEICO $5,352 $5,589
Nationwide $6,714 $8,614
Progressive $10,620 $11,791
State Farm $5,231 $6,680
USAA $4,674 $5,082

Cheap Hudson, Texas Auto Insurance for Seniors

What are senior auto insurance rates in Hudson, Texas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Hudson, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,543 $3,543
American Family $2,159 $2,470
GEICO $2,356 $2,664
Nationwide $2,092 $2,213
Progressive $2,250 $2,295
State Farm $1,922 $1,922
USAA $1,569 $1,552

Cheap Hudson, Texas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Hudson, Texas compared to the annual auto insurance rates with a clean record in Hudson, Texas.

Annual Hudson, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,301 $6,618 $6,903 $4,301
American Family $3,487 $4,422 $3,887 $3,487
GEICO $2,795 $3,695 $3,084 $3,597
Nationwide $3,275 $3,275 $4,847 $3,698
Progressive $4,113 $5,339 $4,803 $4,624
State Farm $2,753 $3,166 $3,749 $2,753
USAA $1,924 $2,849 $3,362 $2,209

Cheap Hudson, Texas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Hudson, Texas is not easy. Compare the annual rates for DUI auto insurance in Hudson, Texas to find the best deal.

Annual Auto Insurance Rates After a DUI in Hudson, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,903
American Family $3,887
GEICO $3,084
Nationwide $4,847
Progressive $4,803
State Farm $3,749
USAA $3,362

Cheap Hudson, Texas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Hudson, Texas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Hudson, Texas

Insurance Company Poor Fair Good
Allstate $7,031 $5,152 $4,409
American Family $5,233 $3,320 $2,909
GEICO $5,083 $2,877 $1,918
Nationwide $4,528 $3,636 $3,158
Progressive $5,309 $4,593 $4,257
State Farm $4,399 $2,737 $2,180
USAA $3,796 $2,195 $1,766

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Cheap Hudson, Texas Auto Insurance Rates By Commute

Commute length and annual mileage affect Hudson, Texas auto insurance. Find the cheapest annual Hudson, Texas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Hudson, Texas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,398 $5,663
American Family $3,821 $3,821
GEICO $3,232 $3,354
Nationwide $3,774 $3,774
Progressive $4,720 $4,720
State Farm $3,105 $3,105
USAA $2,553 $2,618

Cheap Hudson, Texas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Hudson, Texas? Check out the comparison of annual Hudson, Texas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Hudson, Texas

Insurance Company Low Medium High
Allstate $5,407 $5,484 $5,700
American Family $3,549 $3,679 $4,234
GEICO $3,128 $3,254 $3,497
Nationwide $4,056 $3,611 $3,655
Progressive $4,423 $4,688 $5,048
State Farm $2,946 $3,095 $3,275
USAA $2,498 $2,575 $2,685

Best By Category: Cheapest Auto Insurance in Hudson, Texas

Compare the cheapest auto insurance companies in Hudson, Texas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Hudson, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

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The Cheapest Hudson, Texas Auto Insurance Companies

What auto insurance companies in Hudson, Texas are the cheapest? Compare the top Hudson, Texas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Hudson, Texas

Insurance Company Average Annual Rates
Allstate $5,531
American Family $3,821
GEICO $3,293
Nationwide $3,774
Progressive $4,720
State Farm $3,105
USAA $2,586

What affects auto insurance rates in Hudson, Texas?

There are a lot of reasons why auto insurance rates in Hudson, Texas are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Hudson, Texas. Many local factors may affect your Hudson auto insurance rates.

Hudson Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Hudson, Texas auto theft statistics, there have been 0 auto thefts in the city.

Hudson Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Hudson, Texas commute length is 28.1 minutes according to City-Data.

Compare Hudson, Texas Auto Insurance Quotes

Before you buy Hudson, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Hudson, Texas auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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