Best Cheap Auto Insurance in Hudson Oaks, TX (2021)

The average Hudson Oaks, TX auto insurance rates are $300 per month. The minimum auto insurance in Hudson Oaks is at least 30/60/25 in coverage to comply with Texas auto insurance laws. To find the best cheap auto insurance in Hudson Oaks, Texas, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • Average auto insurance rates in Hudson Oaks, TX for senior drivers are $2,192 per year
  • The average commute length in Hudson Oaks is 28.1 minutes
  • The most expensive auto insurance company in Hudson Oaks for teen drivers is Progressive

Hudson Oaks, Texas auto insurance requirements are 30/60/25 according to Texas auto insurance laws. Finding cheap auto insurance in Hudson Oaks can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Hudson Oaks, Texas, including driving record, credit, commute time, and more.

Compare auto insurance in Hudson Oaks to other Texas cities, including El Paso auto insurance rates, Houston auto insurance rates, and Arlington auto insurance rates to see how Hudson Oaks, Texas auto insurance rates stack up.

Before you buy Hudson Oaks, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Hudson Oaks, Texas auto insurance quotes.

Minimum Auto Insurance in Hudson Oaks, Texas

Hudson Oaks, Texas auto insurance laws require that you have at least the Texas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Hudson Oaks, Texas.

Minimum Required Auto Insurance Coverage in Hudson Oaks, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Hudson Oaks, Texas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Hudson Oaks, Texas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Hudson Oaks, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,197 $3,226 $3,156 $3,156 $8,427 $10,166 $3,950 $4,117
American Family $2,563 $2,827 $2,321 $2,636 $6,229 $8,191 $3,572 $4,062
GEICO $2,374 $2,559 $2,291 $2,579 $5,200 $5,444 $2,568 $2,580
Nationwide $2,214 $2,257 $1,952 $2,074 $6,210 $8,004 $2,592 $2,811
Progressive $2,325 $2,221 $2,064 $2,107 $9,550 $10,646 $2,760 $2,809
State Farm $1,949 $1,949 $1,740 $1,740 $4,753 $6,076 $2,125 $2,192
USAA $1,510 $1,519 $1,442 $1,431 $4,229 $4,605 $2,009 $2,153

Cheap Hudson Oaks, Texas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Hudson Oaks, Texas is a challenge. Take a look at the annual teen auto insurance rates in Hudson Oaks, Texas.

Annual Auto Insurance Rates for Teen Drivers in Hudson Oaks, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,427 $10,166
American Family $6,229 $8,191
GEICO $5,200 $5,444
Nationwide $6,210 $8,004
Progressive $9,550 $10,646
State Farm $4,753 $6,076
USAA $4,229 $4,605

Cheap Hudson Oaks, Texas Auto Insurance for Seniors

What are senior auto insurance rates in Hudson Oaks, Texas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Hudson Oaks, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,156 $3,156
American Family $2,321 $2,636
GEICO $2,291 $2,579
Nationwide $1,952 $2,074
Progressive $2,064 $2,107
State Farm $1,740 $1,740
USAA $1,442 $1,431

Cheap Hudson Oaks, Texas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Hudson Oaks, Texas compared to the annual auto insurance rates with a clean record in Hudson Oaks, Texas.

Annual Hudson Oaks, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,832 $5,880 $6,152 $3,832
American Family $3,706 $4,678 $4,110 $3,706
GEICO $2,717 $3,597 $2,996 $3,488
Nationwide $3,043 $3,043 $4,529 $3,442
Progressive $3,763 $4,844 $4,394 $4,241
State Farm $2,494 $2,871 $3,403 $2,494
USAA $1,763 $2,599 $3,064 $2,023

Cheap Hudson Oaks, Texas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Hudson Oaks, Texas is not easy. Compare the annual rates for DUI auto insurance in Hudson Oaks, Texas to find the best deal.

Annual Auto Insurance Rates After a DUI in Hudson Oaks, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,152
American Family $4,110
GEICO $2,996
Nationwide $4,529
Progressive $4,394
State Farm $3,403
USAA $3,064

Cheap Hudson Oaks, Texas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Hudson Oaks, Texas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Hudson Oaks, Texas

Insurance Company Poor Fair Good
Allstate $6,251 $4,591 $3,931
American Family $5,644 $3,476 $3,031
GEICO $4,935 $2,796 $1,867
Nationwide $4,216 $3,382 $2,944
Progressive $4,861 $4,190 $3,879
State Farm $3,986 $2,482 $1,979
USAA $3,472 $2,004 $1,611

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Cheap Hudson Oaks, Texas Auto Insurance Rates By Commute

Commute length and annual mileage affect Hudson Oaks, Texas auto insurance. Find the cheapest annual Hudson Oaks, Texas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Hudson Oaks, Texas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,810 $5,039
American Family $4,050 $4,050
GEICO $3,143 $3,256
Nationwide $3,514 $3,514
Progressive $4,310 $4,310
State Farm $2,816 $2,816
USAA $2,332 $2,392

Cheap Hudson Oaks, Texas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Hudson Oaks, Texas? Check out the comparison of annual Hudson Oaks, Texas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Hudson Oaks, Texas

Insurance Company Low Medium High
Allstate $4,809 $4,881 $5,082
American Family $3,811 $3,922 $4,417
GEICO $3,052 $3,168 $3,378
Nationwide $3,820 $3,364 $3,359
Progressive $4,124 $4,291 $4,515
State Farm $2,677 $2,811 $2,958
USAA $2,285 $2,353 $2,449

Best By Category: Cheapest Auto Insurance in Hudson Oaks, Texas

Compare the cheapest auto insurance companies in Hudson Oaks, Texas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Hudson Oaks, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

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The Cheapest Hudson Oaks, Texas Auto Insurance Companies

What auto insurance companies in Hudson Oaks, Texas are the cheapest? Compare the top Hudson Oaks, Texas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Hudson Oaks, Texas

Insurance Company Average Annual Rates
Allstate $4,924
American Family $4,050
GEICO $3,200
Nationwide $3,514
Progressive $4,310
State Farm $2,816
USAA $2,362

What affects auto insurance rates in Hudson Oaks, Texas?

There are a lot of reasons why auto insurance rates in Hudson Oaks, Texas are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Hudson Oaks, Texas. Many local factors may affect your Hudson Oaks auto insurance rates.

Hudson Oaks Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Hudson Oaks, Texas commute length is 28.1 minutes according to City-Data.

Compare Hudson Oaks, Texas Auto Insurance Quotes

Before you buy Hudson Oaks, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Hudson Oaks, Texas auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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