Best Cheap Auto Insurance in Hudson, IA (2021)

The average Hudson, IA auto insurance rates are $243 per month. The minimum auto insurance in Hudson is at least 20/40/15 in coverage to comply with Iowa auto insurance laws. To find the best cheap auto insurance in Hudson, Iowa, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 18, 2021

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Things to Remember

  • Average auto insurance rates in Hudson, IA for senior drivers are $1,602 per year
  • The most expensive auto insurance company in Hudson for teen drivers is Travelers
  • The cheapest auto insurance company in Hudson is USAA

Hudson, Iowa auto insurance requirements are 20/40/15 according to Iowa auto insurance laws. Finding cheap auto insurance in Hudson can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Hudson, Iowa, including driving record, credit, commute time, and more.

Compare auto insurance in Hudson to other Iowa cities, including Iowa City auto insurance rates, Des Moines auto insurance rates, and Ames auto insurance rates to see how Hudson, Iowa auto insurance rates stack up.

Before you buy Hudson, Iowa auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Hudson, Iowa auto insurance quotes.

Minimum Auto Insurance in Hudson, Iowa

Hudson, Iowa auto insurance laws require that you have at least the Iowa minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Hudson, Iowa.

Minimum Required Auto Insurance Coverage in Hudson, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Cheap Hudson, Iowa Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Hudson, Iowa are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Hudson, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,808 $1,732 $1,613 $1,641 $5,272 $5,943 $1,960 $2,011
American Family $1,834 $1,834 $1,646 $1,646 $4,981 $6,935 $1,834 $2,204
Farmers $1,483 $1,511 $1,327 $1,449 $4,490 $4,788 $2,009 $2,153
GEICO $1,893 $1,693 $1,696 $1,552 $4,278 $3,972 $1,787 $1,651
Liberty Mutual $1,820 $1,968 $1,617 $1,962 $9,375 $10,542 $2,061 $2,265
Nationwide $1,759 $1,804 $1,569 $1,672 $4,099 $5,291 $1,997 $2,169
Progressive $1,650 $1,587 $1,365 $1,412 $4,078 $4,598 $1,987 $2,145
State Farm $1,406 $1,406 $1,261 $1,261 $4,211 $5,289 $1,589 $1,835
Travelers $2,585 $2,634 $2,535 $2,538 $11,937 $19,057 $2,702 $3,152
USAA $1,234 $1,249 $1,130 $1,155 $3,311 $3,520 $1,482 $1,637

Cheap Hudson, Iowa Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Hudson, Iowa is a challenge. Take a look at the annual teen auto insurance rates in Hudson, Iowa.

Annual Auto Insurance Rates for Teen Drivers in Hudson, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,272 $5,943
American Family $4,981 $6,935
Farmers $4,490 $4,788
GEICO $4,278 $3,972
Liberty Mutual $9,375 $10,542
Nationwide $4,099 $5,291
Progressive $4,078 $4,598
State Farm $4,211 $5,289
Travelers $11,937 $19,057
USAA $3,311 $3,520

Cheap Hudson, Iowa Auto Insurance for Seniors

What are senior auto insurance rates in Hudson, Iowa? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Hudson, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,613 $1,641
American Family $1,646 $1,646
Farmers $1,327 $1,449
GEICO $1,696 $1,552
Liberty Mutual $1,617 $1,962
Nationwide $1,569 $1,672
Progressive $1,365 $1,412
State Farm $1,261 $1,261
Travelers $2,535 $2,538
USAA $1,130 $1,155

Cheap Hudson, Iowa Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Hudson, Iowa compared to the annual auto insurance rates with a clean record in Hudson, Iowa.

Annual Hudson, Iowa Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,332 $2,829 $3,218 $2,610
American Family $2,067 $3,034 $3,928 $2,429
Farmers $2,047 $2,538 $2,573 $2,447
GEICO $1,756 $2,451 $3,170 $1,884
Liberty Mutual $3,407 $4,235 $4,295 $3,867
Nationwide $1,846 $2,646 $3,601 $2,086
Progressive $1,891 $3,103 $2,051 $2,366
State Farm $2,086 $2,479 $2,282 $2,282
Travelers $4,275 $5,738 $7,693 $5,863
USAA $1,407 $1,885 $2,453 $1,615

Cheap Hudson, Iowa Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Hudson, Iowa is not easy. Compare the annual rates for DUI auto insurance in Hudson, Iowa to find the best deal.

Annual Auto Insurance Rates After a DUI in Hudson, Iowa

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,218
American Family $3,928
Farmers $2,573
GEICO $3,170
Liberty Mutual $4,295
Nationwide $3,601
Progressive $2,051
State Farm $2,282
Travelers $7,693
USAA $2,453

Cheap Hudson, Iowa Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Hudson, Iowa annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Hudson, Iowa

Insurance Company Poor Fair Good
Allstate $3,281 $2,612 $2,349
American Family $3,650 $2,683 $2,261
Farmers $2,752 $2,286 $2,166
GEICO $2,783 $2,315 $1,848
Liberty Mutual $5,610 $3,496 $2,748
Nationwide $3,089 $2,424 $2,122
Progressive $2,776 $2,247 $2,035
State Farm $3,250 $2,011 $1,586
Travelers $6,611 $5,663 $5,403
USAA $2,421 $1,661 $1,438

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Cheap Hudson, Iowa Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Hudson, Iowa can vary. Compare the annual cost of auto insurance by ZIP code in Hudson, Iowa to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Hudson, Iowa

ZIP Code Average Annual Rates
50643 $2,474

Cheap Hudson, Iowa Auto Insurance Rates By Commute

Commute length and annual mileage affect Hudson, Iowa auto insurance. Find the cheapest annual Hudson, Iowa auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Hudson, Iowa

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $2,683 $2,813
American Family $2,831 $2,898
Farmers $2,401 $2,401
GEICO $2,269 $2,362
Liberty Mutual $3,951 $3,951
Nationwide $2,545 $2,545
Progressive $2,353 $2,353
State Farm $2,227 $2,338
Travelers $5,893 $5,893
USAA $1,773 $1,907

Cheap Hudson, Iowa Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Hudson, Iowa? Check out the comparison of annual Hudson, Iowa auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Hudson, Iowa

Insurance Company Low Medium High
Allstate $2,628 $2,752 $2,863
American Family $2,864 $3,025 $2,704
Farmers $2,304 $2,409 $2,490
GEICO $2,192 $2,316 $2,437
Liberty Mutual $3,781 $3,944 $4,128
Nationwide $2,653 $2,534 $2,448
Progressive $2,226 $2,364 $2,468
State Farm $2,149 $2,299 $2,399
Travelers $5,538 $5,982 $6,158
USAA $1,749 $1,845 $1,925

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Best By Category: Cheapest Auto Insurance in Hudson, Iowa

Compare the cheapest auto insurance companies in Hudson, Iowa in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Hudson, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

The Cheapest Hudson, Iowa Auto Insurance Companies

What auto insurance companies in Hudson, Iowa are the cheapest? Compare the top Hudson, Iowa auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Hudson, Iowa

Insurance Company Average Annual Rates
Allstate $2,748
American Family $2,864
Farmers $2,401
GEICO $2,315
Liberty Mutual $3,951
Nationwide $2,545
Progressive $2,353
State Farm $2,282
Travelers $5,893
USAA $1,840

What affects auto insurance rates in Hudson, Iowa?

There are a lot of reasons why auto insurance rates in Hudson, Iowa are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Hudson, Iowa. Many local factors may affect your Hudson auto insurance rates.

Hudson Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Hudson, Iowa commute length is 16.3 minutes according to City-Data.

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Compare Hudson, Iowa Auto Insurance Quotes

Before you buy Hudson, Iowa auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Hudson, Iowa auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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