Best Cheap Auto Insurance in Hubbardston, MI (2021)

The average Hubbardston, MI auto insurance rates are $797 per month. The minimum auto insurance in Hubbardston is at least 20/40/10 in coverage to comply with Michigan auto insurance laws. To find the best cheap auto insurance in Hubbardston, Michigan, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The average commute length in Hubbardston is 28.6 minutes
  • The cheapest auto insurance company in Hubbardston is USAA
  • Average auto insurance rates in Hubbardston, MI for senior drivers are $6,357 per year

Hubbardston, Michigan auto insurance requirements are 20/40/10 according to Michigan auto insurance laws. Finding cheap auto insurance in Hubbardston can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Hubbardston, Michigan, including driving record, credit, commute time, and more.

Compare auto insurance in Hubbardston to other Michigan cities, including Detroit auto insurance rates, Flint auto insurance rates, and Warren auto insurance rates to see how Hubbardston, Michigan auto insurance rates stack up.

Before you buy Hubbardston, Michigan auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Hubbardston, Michigan auto insurance quotes.

Minimum Auto Insurance in Hubbardston, Michigan

Hubbardston, Michigan auto insurance laws require that you have at least the Michigan minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Hubbardston, Michigan.

Minimum Required Auto Insurance Coverage in Hubbardston, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Hubbardston, Michigan Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Hubbardston, Michigan are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Hubbardston, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $16,758 $16,758 $15,566 $15,566 $41,506 $41,506 $17,653 $17,653
Farmers $4,781 $4,781 $4,459 $4,459 $10,257 $10,257 $5,365 $5,365
GEICO $4,070 $4,070 $4,099 $4,099 $10,975 $10,975 $3,889 $3,889
Liberty Mutual $14,499 $14,499 $14,355 $14,355 $34,357 $34,357 $14,499 $14,499
Nationwide $4,236 $4,236 $3,756 $3,756 $11,284 $11,284 $4,649 $4,649
Progressive $3,228 $3,030 $2,832 $3,153 $11,490 $12,277 $3,774 $3,536
State Farm $6,371 $6,371 $5,873 $5,873 $21,832 $21,832 $7,466 $7,466
Travelers $4,480 $4,480 $3,858 $3,858 $13,395 $13,395 $4,862 $4,862
USAA $2,462 $2,344 $2,313 $2,195 $5,952 $5,682 $3,004 $2,899

Cheap Hubbardston, Michigan Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Hubbardston, Michigan is a challenge. Take a look at the annual teen auto insurance rates in Hubbardston, Michigan.

Annual Auto Insurance Rates for Teen Drivers in Hubbardston, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $41,506 $41,506
Farmers $10,257 $10,257
GEICO $10,975 $10,975
Liberty Mutual $34,357 $34,357
Nationwide $11,284 $11,284
Progressive $11,490 $12,277
State Farm $21,832 $21,832
Travelers $13,395 $13,395
USAA $5,952 $5,682

Cheap Hubbardston, Michigan Auto Insurance for Seniors

What are senior auto insurance rates in Hubbardston, Michigan? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Hubbardston, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $15,566 $15,566
Farmers $4,459 $4,459
GEICO $4,099 $4,099
Liberty Mutual $14,355 $14,355
Nationwide $3,756 $3,756
Progressive $2,832 $3,153
State Farm $5,873 $5,873
Travelers $3,858 $3,858
USAA $2,313 $2,195

Cheap Hubbardston, Michigan Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Hubbardston, Michigan compared to the annual auto insurance rates with a clean record in Hubbardston, Michigan.

Annual Hubbardston, Michigan Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $11,140 $14,886 $49,871 $15,586
Farmers $5,233 $6,644 $6,570 $6,416
GEICO $2,088 $4,290 $12,872 $3,783
Liberty Mutual $13,662 $16,428 $30,178 $17,443
Nationwide $5,129 $6,810 $6,216 $5,772
Progressive $4,594 $6,015 $5,418 $5,633
State Farm $6,708 $7,987 $16,941 $9,906
Travelers $4,510 $6,426 $10,331 $5,327
USAA $2,706 $3,364 $4,409 $2,948

Cheap Hubbardston, Michigan Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Hubbardston, Michigan is not easy. Compare the annual rates for DUI auto insurance in Hubbardston, Michigan to find the best deal.

Annual Auto Insurance Rates After a DUI in Hubbardston, Michigan

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $49,871
Farmers $6,570
GEICO $12,872
Liberty Mutual $30,178
Nationwide $6,216
Progressive $5,418
State Farm $16,941
Travelers $10,331
USAA $4,409

Cheap Hubbardston, Michigan Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Hubbardston, Michigan annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Hubbardston, Michigan

Insurance Company Poor Fair Good
Allstate $34,761 $19,207 $14,645
Farmers $8,297 $5,389 $4,961
GEICO $7,404 $5,443 $4,428
Liberty Mutual $30,734 $17,750 $9,799
Nationwide $7,479 $5,650 $4,815
Progressive $6,268 $5,249 $4,727
State Farm $16,830 $8,528 $5,799
Travelers $6,813 $6,608 $6,525
USAA $5,016 $2,864 $2,189

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Cheap Hubbardston, Michigan Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Hubbardston, Michigan can vary. Compare the annual cost of auto insurance by ZIP code in Hubbardston, Michigan to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Hubbardston, Michigan

ZIP Code Average Annual Rates
48845 $6,699

Cheap Hubbardston, Michigan Auto Insurance Rates By Commute

Commute length and annual mileage affect Hubbardston, Michigan auto insurance. Find the cheapest annual Hubbardston, Michigan auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Hubbardston, Michigan

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $22,871 $22,871
Farmers $6,216 $6,216
GEICO $5,622 $5,894
Liberty Mutual $18,753 $20,103
Nationwide $5,982 $5,982
Progressive $5,415 $5,415
State Farm $10,111 $10,661
Travelers $6,611 $6,686
USAA $3,318 $3,395

Cheap Hubbardston, Michigan Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Hubbardston, Michigan? Check out the comparison of annual Hubbardston, Michigan auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Hubbardston, Michigan

Insurance Company Low Medium High
Allstate $22,308 $22,921 $23,383
Farmers $6,077 $6,202 $6,367
GEICO $5,409 $5,711 $6,155
Liberty Mutual $18,989 $19,385 $19,909
Nationwide $6,263 $5,879 $5,803
Progressive $5,270 $5,420 $5,554
State Farm $9,904 $10,445 $10,808
Travelers $6,575 $6,656 $6,715
USAA $3,262 $3,364 $3,444

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Best By Category: Cheapest Auto Insurance in Hubbardston, Michigan

Compare the cheapest auto insurance companies in Hubbardston, Michigan in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Hubbardston, Michigan

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Hubbardston, Michigan Auto Insurance Companies

What auto insurance companies in Hubbardston, Michigan are the cheapest? Compare the top Hubbardston, Michigan auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Hubbardston, Michigan

Insurance Company Average Annual Rates
Allstate $22,871
Farmers $6,216
GEICO $5,758
Liberty Mutual $19,428
Nationwide $5,982
Progressive $5,415
State Farm $10,386
Travelers $6,649
USAA $3,356

What affects auto insurance rates in Hubbardston, Michigan?

There are a lot of reasons why auto insurance rates in Hubbardston, Michigan are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Hubbardston, Michigan. Many local factors may affect your Hubbardston auto insurance rates.

Hubbardston Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Hubbardston, Michigan commute length is 28.6 minutes according to City-Data.

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Compare Hubbardston, Michigan Auto Insurance Quotes

Before you buy Hubbardston, Michigan auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Hubbardston, Michigan auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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