Best Cheap Auto Insurance in Howell, NJ (2021)

The average Howell, NJ auto insurance rates are $447 per month. The minimum auto insurance in Howell is at least 15/30/5 in coverage to comply with New Jersey auto insurance laws. To find the best cheap auto insurance in Howell, New Jersey, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The minimum auto insurance required in Howell, New Jersey is 15/30/5
  • The cheapest auto insurance company in Howell is GEICO
  • The most expensive auto insurance company in Howell for teen drivers is State Farm

Howell, New Jersey auto insurance requirements are 15/30/5 according to New Jersey auto insurance laws. Finding cheap auto insurance in Howell can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Howell, New Jersey, including driving record, credit, commute time, and more.

Compare auto insurance in Howell to other New Jersey cities, including Trenton auto insurance rates, Camden auto insurance rates, and Elizabeth auto insurance rates to see how Howell, New Jersey auto insurance rates stack up.

Before you buy Howell, New Jersey auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Howell, New Jersey auto insurance quotes.

Minimum Auto Insurance in Howell, New Jersey

Howell, New Jersey auto insurance laws require that you have at least the New Jersey minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Howell, New Jersey.

Minimum Required Auto Insurance Coverage in Howell, New Jersey

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Cheap Howell, New Jersey Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Howell, New Jersey are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Howell, New Jersey

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,192 $3,177 $3,103 $3,103 $9,989 $12,115 $3,761 $3,843
Farmers $4,651 $4,689 $4,528 $4,426 $13,556 $15,575 $5,521 $5,615
GEICO $2,244 $2,202 $2,189 $2,189 $4,060 $4,055 $2,576 $2,511
Liberty Mutual $4,185 $4,185 $4,595 $4,595 $10,843 $12,307 $4,595 $5,275
Progressive $1,984 $1,834 $1,791 $1,844 $8,945 $9,821 $2,343 $2,236
State Farm $4,399 $4,399 $3,987 $3,987 $14,451 $18,548 $5,018 $5,603
Travelers $3,374 $3,264 $3,131 $3,151 $7,602 $8,563 $3,263 $3,224

Cheap Howell, New Jersey Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Howell, New Jersey is a challenge. Take a look at the annual teen auto insurance rates in Howell, New Jersey.

Annual Auto Insurance Rates for Teen Drivers in Howell, New Jersey

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,989 $12,115
Farmers $13,556 $15,575
GEICO $4,060 $4,055
Liberty Mutual $10,843 $12,307
Progressive $8,945 $9,821
State Farm $14,451 $18,548
Travelers $7,602 $8,563

Cheap Howell, New Jersey Auto Insurance for Seniors

What are senior auto insurance rates in Howell, New Jersey? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Howell, New Jersey

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,103 $3,103
Farmers $4,528 $4,426
GEICO $2,189 $2,189
Liberty Mutual $4,595 $4,595
Progressive $1,791 $1,844
State Farm $3,987 $3,987
Travelers $3,131 $3,151

Cheap Howell, New Jersey Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Howell, New Jersey compared to the annual auto insurance rates with a clean record in Howell, New Jersey.

Annual Howell, New Jersey Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,963 $6,583 $5,773 $4,822
Farmers $5,672 $9,620 $7,845 $6,143
GEICO $2,141 $2,815 $3,916 $2,141
Liberty Mutual $6,073 $6,946 $6,199 $6,073
Progressive $3,309 $4,442 $3,786 $3,861
State Farm $4,101 $7,470 $12,009 $6,617
Travelers $3,410 $5,090 $4,919 $4,366

Cheap Howell, New Jersey Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Howell, New Jersey is not easy. Compare the annual rates for DUI auto insurance in Howell, New Jersey to find the best deal.

Annual Auto Insurance Rates After a DUI in Howell, New Jersey

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,773
Farmers $7,845
GEICO $3,916
Liberty Mutual $6,199
Progressive $3,786
State Farm $12,009
Travelers $4,919

Cheap Howell, New Jersey Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Howell, New Jersey annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Howell, New Jersey

Insurance Company Poor Fair Good
Allstate $7,371 $4,753 $3,733
Farmers $8,718 $6,814 $6,428
GEICO $4,145 $2,385 $1,729
Liberty Mutual $8,007 $5,942 $5,019
Progressive $4,310 $3,763 $3,476
State Farm $10,924 $6,588 $5,135
Travelers $6,001 $4,373 $2,965

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Cheap Howell, New Jersey Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Howell, New Jersey can vary. Compare the annual cost of auto insurance by ZIP code in Howell, New Jersey to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Howell, New Jersey

ZIP Code Average Annual Rates
7731 $5,055

Cheap Howell, New Jersey Auto Insurance Rates By Commute

Commute length and annual mileage affect Howell, New Jersey auto insurance. Find the cheapest annual Howell, New Jersey auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Howell, New Jersey

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,275 $5,296
Farmers $7,320 $7,320
GEICO $2,730 $2,776
Liberty Mutual $6,261 $6,384
Progressive $3,850 $3,850
State Farm $7,353 $7,746
Travelers $4,446 $4,446

Cheap Howell, New Jersey Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Howell, New Jersey? Check out the comparison of annual Howell, New Jersey auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Howell, New Jersey

Insurance Company Low Medium High
Allstate $4,890 $5,361 $5,605
Farmers $6,581 $7,284 $8,096
GEICO $2,462 $2,807 $2,990
Liberty Mutual $5,655 $6,515 $6,798
Progressive $3,490 $3,911 $4,148
State Farm $6,997 $7,651 $8,000
Travelers $4,049 $4,445 $4,846

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Best By Category: Cheapest Auto Insurance in Howell, New Jersey

Compare the cheapest auto insurance companies in Howell, New Jersey in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Howell, New Jersey

Category Insurance Company
Teenagers GEICO
Seniors Progressive
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI Progressive
With 1 Speeding Violation GEICO

The Cheapest Howell, New Jersey Auto Insurance Companies

What auto insurance companies in Howell, New Jersey are the cheapest? Compare the top Howell, New Jersey auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Howell, New Jersey

Insurance Company Average Annual Rates
Allstate $5,285
Farmers $7,320
GEICO $2,753
Liberty Mutual $6,322
Progressive $3,850
State Farm $7,549
Travelers $4,446

Compare Howell, New Jersey Auto Insurance Quotes

Before you buy Howell, New Jersey auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Howell, New Jersey auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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