Best Cheap Auto Insurance in Howe, OK (2021)

The average Howe, OK auto insurance rates are $346 per month. The minimum auto insurance in Howe is at least 25/50/25 in coverage to comply with Oklahoma auto insurance laws. To find the best cheap auto insurance in Howe, Oklahoma, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The minimum auto insurance required in Howe, Oklahoma is 25/50/25
  • The average commute length in Howe is 22.3 minutes
  • The most expensive auto insurance company in Howe for teen drivers is Liberty Mutual

Howe, Oklahoma auto insurance requirements are 25/50/25 according to Oklahoma auto insurance laws. Finding cheap auto insurance in Howe can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Howe, Oklahoma, including driving record, credit, commute time, and more.

Compare auto insurance in Howe to other Oklahoma cities, including Lawton auto insurance rates, Moore auto insurance rates, and Oklahoma City auto insurance rates to see how Howe, Oklahoma auto insurance rates stack up.

Before you buy Howe, Oklahoma auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Howe, Oklahoma auto insurance quotes.

Minimum Auto Insurance in Howe, Oklahoma

Howe, Oklahoma auto insurance laws require that you have at least the Oklahoma minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Howe, Oklahoma.

Minimum Required Auto Insurance Coverage in Howe, Oklahoma

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Howe, Oklahoma Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Howe, Oklahoma are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Howe, Oklahoma

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,211 $2,224 $2,029 $2,131 $6,773 $7,954 $2,395 $2,541
Farmers $2,330 $2,313 $2,097 $2,209 $8,636 $8,849 $2,649 $2,786
GEICO $2,341 $2,562 $2,465 $2,763 $6,880 $7,375 $2,059 $2,106
Liberty Mutual $4,606 $4,874 $4,034 $4,402 $12,691 $13,953 $4,798 $4,985
Progressive $2,836 $2,692 $2,332 $2,474 $11,426 $12,809 $3,322 $3,494
State Farm $2,010 $2,010 $1,763 $1,763 $5,008 $6,327 $2,108 $2,368
USAA $1,855 $1,862 $1,778 $1,801 $5,933 $6,634 $2,390 $2,629

Cheap Howe, Oklahoma Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Howe, Oklahoma is a challenge. Take a look at the annual teen auto insurance rates in Howe, Oklahoma.

Annual Auto Insurance Rates for Teen Drivers in Howe, Oklahoma

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,773 $7,954
Farmers $8,636 $8,849
GEICO $6,880 $7,375
Liberty Mutual $12,691 $13,953
Progressive $11,426 $12,809
State Farm $5,008 $6,327
USAA $5,933 $6,634

Cheap Howe, Oklahoma Auto Insurance for Seniors

What are senior auto insurance rates in Howe, Oklahoma? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Howe, Oklahoma

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,029 $2,131
Farmers $2,097 $2,209
GEICO $2,465 $2,763
Liberty Mutual $4,034 $4,402
Progressive $2,332 $2,474
State Farm $1,763 $1,763
USAA $1,778 $1,801

Cheap Howe, Oklahoma Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Howe, Oklahoma compared to the annual auto insurance rates with a clean record in Howe, Oklahoma.

Annual Howe, Oklahoma Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,035 $3,558 $4,118 $3,418
Farmers $3,363 $4,311 $4,207 $4,053
GEICO $2,606 $3,978 $4,401 $3,290
Liberty Mutual $4,580 $7,642 $8,650 $6,299
Progressive $4,024 $7,497 $4,443 $4,729
State Farm $2,717 $3,122 $2,920 $2,920
USAA $2,297 $3,292 $4,028 $2,824

Cheap Howe, Oklahoma Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Howe, Oklahoma is not easy. Compare the annual rates for DUI auto insurance in Howe, Oklahoma to find the best deal.

Annual Auto Insurance Rates After a DUI in Howe, Oklahoma

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,118
Farmers $4,207
GEICO $4,401
Liberty Mutual $8,650
Progressive $4,443
State Farm $2,920
USAA $4,028

Cheap Howe, Oklahoma Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Howe, Oklahoma annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Howe, Oklahoma

Insurance Company Poor Fair Good
Allstate $4,363 $3,311 $2,922
Farmers $4,591 $3,772 $3,588
GEICO $4,301 $3,569 $2,836
Liberty Mutual $9,767 $5,946 $4,666
Progressive $5,866 $5,001 $4,653
State Farm $4,065 $2,601 $2,093
USAA $4,609 $2,627 $2,095

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Cheap Howe, Oklahoma Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Howe, Oklahoma can vary. Compare the annual cost of auto insurance by ZIP code in Howe, Oklahoma to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Howe, Oklahoma

ZIP Code Average Annual Rates
74940 $4,130

Cheap Howe, Oklahoma Auto Insurance Rates By Commute

Commute length and annual mileage affect Howe, Oklahoma auto insurance. Find the cheapest annual Howe, Oklahoma auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Howe, Oklahoma

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,532 $3,532
Farmers $3,984 $3,984
GEICO $3,498 $3,640
Liberty Mutual $6,793 $6,793
Progressive $5,173 $5,173
State Farm $2,870 $2,969
USAA $3,073 $3,148

Cheap Howe, Oklahoma Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Howe, Oklahoma? Check out the comparison of annual Howe, Oklahoma auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Howe, Oklahoma

Insurance Company Low Medium High
Allstate $3,340 $3,520 $3,737
Farmers $3,830 $3,944 $4,176
GEICO $3,343 $3,576 $3,788
Liberty Mutual $6,445 $6,769 $7,165
Progressive $4,803 $5,140 $5,577
State Farm $2,755 $2,899 $3,105
USAA $2,987 $3,101 $3,242

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Best By Category: Cheapest Auto Insurance in Howe, Oklahoma

Compare the cheapest auto insurance companies in Howe, Oklahoma in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Howe, Oklahoma

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Howe, Oklahoma Auto Insurance Companies

What auto insurance companies in Howe, Oklahoma are the cheapest? Compare the top Howe, Oklahoma auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Howe, Oklahoma

Insurance Company Average Annual Rates
Allstate $3,532
Farmers $3,984
GEICO $3,569
Liberty Mutual $6,793
Progressive $5,173
State Farm $2,920
USAA $3,110

What affects auto insurance rates in Howe, Oklahoma?

There are a lot of reasons why auto insurance rates in Howe, Oklahoma are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Howe, Oklahoma. Many local factors may affect your Howe auto insurance rates.

Howe Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Howe, Oklahoma commute length is 22.3 minutes according to City-Data.

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Compare Howe, Oklahoma Auto Insurance Quotes

Before you buy Howe, Oklahoma auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Howe, Oklahoma auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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