Best Cheap Auto Insurance in Howard, GA (2021)

The average Howard, GA auto insurance rates are $414 per month. The minimum auto insurance in Howard is at least 25/50/25 in coverage to comply with Georgia auto insurance laws. To find the best cheap auto insurance in Howard, Georgia, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • Average auto insurance rates in Howard, GA for senior drivers are $2,780 per year
  • The cheapest auto insurance company in Howard is GEICO
  • The minimum auto insurance required in Howard, Georgia is 25/50/25

Howard, Georgia auto insurance requirements are 25/50/25 according to Georgia auto insurance laws. Finding cheap auto insurance in Howard can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Howard, Georgia, including driving record, credit, commute time, and more.

Compare auto insurance in Howard to other Georgia cities, including Warner Robins auto insurance rates, South Fulton auto insurance rates, and Albany auto insurance rates to see how Howard, Georgia auto insurance rates stack up.

Before you buy Howard, Georgia auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Howard, Georgia auto insurance quotes.

Minimum Auto Insurance in Howard, Georgia

Howard, Georgia auto insurance laws require that you have at least the Georgia minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Howard, Georgia.

Minimum Required Auto Insurance Coverage in Howard, Georgia

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Howard, Georgia Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Howard, Georgia are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Howard, Georgia

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,618 $2,618 $2,506 $2,506 $6,099 $7,859 $2,929 $3,198
GEICO $1,822 $1,782 $1,749 $1,749 $5,134 $6,120 $2,266 $2,557
Liberty Mutual $5,174 $5,635 $4,237 $4,807 $21,481 $23,987 $5,489 $5,849
Nationwide $4,165 $4,309 $4,110 $4,526 $13,045 $16,826 $5,088 $5,528
Progressive $3,066 $2,868 $2,625 $2,731 $8,918 $9,897 $3,560 $3,748
State Farm $2,179 $2,179 $1,946 $1,946 $5,644 $7,435 $2,386 $2,571
USAA $1,892 $1,891 $1,732 $1,750 $6,719 $8,012 $2,363 $2,622

Cheap Howard, Georgia Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Howard, Georgia is a challenge. Take a look at the annual teen auto insurance rates in Howard, Georgia.

Annual Auto Insurance Rates for Teen Drivers in Howard, Georgia

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,099 $7,859
GEICO $5,134 $6,120
Liberty Mutual $21,481 $23,987
Nationwide $13,045 $16,826
Progressive $8,918 $9,897
State Farm $5,644 $7,435
USAA $6,719 $8,012

Cheap Howard, Georgia Auto Insurance for Seniors

What are senior auto insurance rates in Howard, Georgia? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Howard, Georgia

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,506 $2,506
GEICO $1,749 $1,749
Liberty Mutual $4,237 $4,807
Nationwide $4,110 $4,526
Progressive $2,625 $2,731
State Farm $1,946 $1,946
USAA $1,732 $1,750

Cheap Howard, Georgia Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Howard, Georgia compared to the annual auto insurance rates with a clean record in Howard, Georgia.

Annual Howard, Georgia Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,128 $4,823 $3,927 $3,290
GEICO $1,933 $2,442 $5,048 $2,167
Liberty Mutual $7,283 $9,931 $11,420 $9,694
Nationwide $5,531 $6,498 $10,054 $6,716
Progressive $3,725 $6,331 $4,322 $4,328
State Farm $3,006 $3,565 $3,286 $3,286
USAA $2,575 $3,247 $4,800 $2,868

Cheap Howard, Georgia Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Howard, Georgia is not easy. Compare the annual rates for DUI auto insurance in Howard, Georgia to find the best deal.

Annual Auto Insurance Rates After a DUI in Howard, Georgia

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,927
GEICO $5,048
Liberty Mutual $11,420
Nationwide $10,054
Progressive $4,322
State Farm $3,286
USAA $4,800

Cheap Howard, Georgia Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Howard, Georgia annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Howard, Georgia

Insurance Company Poor Fair Good
Allstate $4,911 $3,416 $3,048
GEICO $3,644 $2,560 $2,487
Liberty Mutual $13,737 $8,412 $6,598
Nationwide $8,584 $6,945 $6,070
Progressive $5,349 $4,526 $4,155
State Farm $4,659 $2,901 $2,298
USAA $4,414 $3,082 $2,622

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Cheap Howard, Georgia Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Howard, Georgia can vary. Compare the annual cost of auto insurance by ZIP code in Howard, Georgia to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Howard, Georgia

ZIP Code Average Annual Rates
31039 $4,803

Cheap Howard, Georgia Auto Insurance Rates By Commute

Commute length and annual mileage affect Howard, Georgia auto insurance. Find the cheapest annual Howard, Georgia auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Howard, Georgia

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,706 $3,877
GEICO $2,846 $2,948
Liberty Mutual $9,582 $9,582
Nationwide $7,200 $7,200
Progressive $4,677 $4,677
State Farm $3,286 $3,286
USAA $3,219 $3,527

Cheap Howard, Georgia Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Howard, Georgia? Check out the comparison of annual Howard, Georgia auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Howard, Georgia

Insurance Company Low Medium High
Allstate $3,499 $3,830 $4,046
GEICO $2,696 $2,910 $3,086
Liberty Mutual $9,203 $9,532 $10,012
Nationwide $7,059 $7,330 $7,210
Progressive $4,355 $4,615 $5,060
State Farm $3,091 $3,288 $3,479
USAA $3,240 $3,357 $3,520

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Best By Category: Cheapest Auto Insurance in Howard, Georgia

Compare the cheapest auto insurance companies in Howard, Georgia in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Howard, Georgia

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI State Farm
With 1 Speeding Violation GEICO

The Cheapest Howard, Georgia Auto Insurance Companies

What auto insurance companies in Howard, Georgia are the cheapest? Compare the top Howard, Georgia auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Howard, Georgia

Insurance Company Average Annual Rates
Allstate $3,792
GEICO $2,897
Liberty Mutual $9,582
Nationwide $7,200
Progressive $4,677
State Farm $3,286
USAA $3,373

Compare Howard, Georgia Auto Insurance Quotes

Before you buy Howard, Georgia auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Howard, Georgia auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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