Best Cheap Auto Insurance in Howard Beach, NY (2021)

The average Howard Beach, NY auto insurance rates are $728 per month. The minimum auto insurance in Howard Beach is at least 25/50/10 in coverage to comply with New York auto insurance laws. To find the best cheap auto insurance in Howard Beach, New York, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The most expensive auto insurance company in Howard Beach for teen drivers is Liberty Mutual
  • The cheapest auto insurance company in Howard Beach is GEICO
  • Average auto insurance rates in Howard Beach, NY for senior drivers are $5,473 per year

Howard Beach, New York auto insurance requirements are 25/50/10 according to New York auto insurance laws. Finding cheap auto insurance in Howard Beach can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Howard Beach, New York, including driving record, credit, commute time, and more.

Compare auto insurance in Howard Beach to other New York cities, including Utica auto insurance rates, Schenectady auto insurance rates, and Albany auto insurance rates to see how Howard Beach, New York auto insurance rates stack up.

Before you buy Howard Beach, New York auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Howard Beach, New York auto insurance quotes.

Minimum Auto Insurance in Howard Beach, New York

Howard Beach, New York auto insurance laws require that you have at least the New York minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Howard Beach, New York.

Minimum Required Auto Insurance Coverage in Howard Beach, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Howard Beach, New York Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Howard Beach, New York are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Howard Beach, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $6,049 $5,535 $5,790 $5,834 $18,164 $19,185 $5,643 $5,537
GEICO $3,855 $3,706 $3,705 $3,651 $8,001 $12,390 $3,449 $3,540
Liberty Mutual $9,619 $9,619 $8,953 $8,953 $18,817 $27,266 $9,619 $10,221
Nationwide $6,266 $6,266 $5,883 $5,883 $11,531 $17,459 $6,266 $8,139
Progressive $4,953 $4,411 $3,788 $3,893 $15,746 $16,868 $6,083 $5,538
State Farm $6,288 $6,288 $5,525 $5,525 $18,161 $22,052 $6,954 $7,179
Travelers $7,422 $7,150 $6,645 $6,892 $16,276 $18,842 $7,645 $7,669
USAA $3,642 $3,580 $3,325 $3,327 $15,089 $17,840 $4,697 $5,215

Cheap Howard Beach, New York Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Howard Beach, New York is a challenge. Take a look at the annual teen auto insurance rates in Howard Beach, New York.

Annual Auto Insurance Rates for Teen Drivers in Howard Beach, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $18,164 $19,185
GEICO $8,001 $12,390
Liberty Mutual $18,817 $27,266
Nationwide $11,531 $17,459
Progressive $15,746 $16,868
State Farm $18,161 $22,052
Travelers $16,276 $18,842
USAA $15,089 $17,840

Cheap Howard Beach, New York Auto Insurance for Seniors

What are senior auto insurance rates in Howard Beach, New York? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Howard Beach, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $5,790 $5,834
GEICO $3,705 $3,651
Liberty Mutual $8,953 $8,953
Nationwide $5,883 $5,883
Progressive $3,788 $3,893
State Farm $5,525 $5,525
Travelers $6,645 $6,892
USAA $3,325 $3,327

Cheap Howard Beach, New York Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Howard Beach, New York compared to the annual auto insurance rates with a clean record in Howard Beach, New York.

Annual Howard Beach, New York Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $7,517 $7,517 $11,219 $9,616
GEICO $4,052 $4,423 $8,621 $4,052
Liberty Mutual $10,107 $10,107 $21,214 $10,107
Nationwide $6,332 $6,332 $14,693 $6,489
Progressive $7,428 $7,428 $8,295 $7,489
State Farm $9,255 $9,255 $10,238 $10,238
Travelers $8,344 $10,525 $10,653 $9,748
USAA $6,338 $6,443 $9,134 $6,443

Cheap Howard Beach, New York Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Howard Beach, New York is not easy. Compare the annual rates for DUI auto insurance in Howard Beach, New York to find the best deal.

Annual Auto Insurance Rates After a DUI in Howard Beach, New York

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $11,219
GEICO $8,621
Liberty Mutual $21,214
Nationwide $14,693
Progressive $8,295
State Farm $10,238
Travelers $10,653
USAA $9,134

Cheap Howard Beach, New York Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Howard Beach, New York annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Howard Beach, New York

Insurance Company Poor Fair Good
Allstate $13,297 $7,396 $6,208
GEICO $6,625 $4,868 $4,369
Liberty Mutual $18,088 $11,779 $8,784
Nationwide $8,462 $8,462 $8,462
Progressive $12,814 $5,958 $4,209
State Farm $13,750 $8,633 $6,857
Travelers $14,155 $8,301 $6,998
USAA $10,847 $5,544 $4,877

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Cheap Howard Beach, New York Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Howard Beach, New York can vary. Compare the annual cost of auto insurance by ZIP code in Howard Beach, New York to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Howard Beach, New York

ZIP Code Average Annual Rates
11414 $8,679

Cheap Howard Beach, New York Auto Insurance Rates By Commute

Commute length and annual mileage affect Howard Beach, New York auto insurance. Find the cheapest annual Howard Beach, New York auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Howard Beach, New York

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $8,837 $9,097
GEICO $5,149 $5,425
Liberty Mutual $12,509 $13,258
Nationwide $8,462 $8,462
Progressive $7,660 $7,660
State Farm $9,367 $10,126
Travelers $9,818 $9,818
USAA $7,017 $7,162

Cheap Howard Beach, New York Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Howard Beach, New York? Check out the comparison of annual Howard Beach, New York auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Howard Beach, New York

Insurance Company Low Medium High
Allstate $7,798 $8,883 $10,220
GEICO $4,925 $5,241 $5,696
Liberty Mutual $12,239 $12,850 $13,562
Nationwide $7,791 $8,358 $9,237
Progressive $7,139 $7,584 $8,258
State Farm $9,198 $9,801 $10,240
Travelers $9,089 $9,647 $10,717
USAA $6,793 $7,031 $7,444

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Best By Category: Cheapest Auto Insurance in Howard Beach, New York

Compare the cheapest auto insurance companies in Howard Beach, New York in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Howard Beach, New York

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI Progressive
With 1 Speeding Violation GEICO

The Cheapest Howard Beach, New York Auto Insurance Companies

What auto insurance companies in Howard Beach, New York are the cheapest? Compare the top Howard Beach, New York auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Howard Beach, New York

Insurance Company Average Annual Rates
Allstate $8,967
GEICO $5,287
Liberty Mutual $12,884
Nationwide $8,462
Progressive $7,660
State Farm $9,747
Travelers $9,818
USAA $7,089

Compare Howard Beach, New York Auto Insurance Quotes

Before you buy Howard Beach, New York auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Howard Beach, New York auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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