How to Find Cheap Chevrolet Equinox Insurance Quotes
Chevrolet Equinox insurance rates cost $114 per month ($1,370 per year) on average. Finding Chevrolet Equinox teenager insurance coverage can cost on average $5,007 a year, so shop around to find cheap rates.
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Written by
Leslie Kasperowicz
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Reviewed by
Daniel Walker
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UPDATED: Jun 25, 2020
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Key takeaways:
- Full coverage costs around $1,370 a year or $114 each month
- A liability-only policy costs around $549 a year or $46 each month
- Highest rates are for teenage drivers at around $5,007 a year or $417 each month
- Good drivers can save as much as $565 a year by earning policy discounts
- Chevrolet Equinox insurance costs around $149 less per year than the average vehicle
Chevrolet Equinox insurance rates are $149 cheaper than the average vehicle. You can pay as low as $49 per month for Chevrolet Equinox insurance rates. However, high-risk drivers could pay up to $417 per month for insurance. Continue reading to learn how you can save money on Chevrolet Equinox.
You can start comparing quotes for Chevrolet Equinox insurance rates from some of the best auto insurance companies by using our free online tool now.
Table of Contents
Chevrolet Equinox Insurance Cost
The average Chevrolet Equinox auto insurance costs are $1,370 a year or $114 a month.
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Are Chevrolet Equinoxs Expensive to Insure?
The chart below details how Chevrolet Equinox insurance rates compare to other crossovers like the Cadillac XT4, Audi SQ5, and Toyota C-HR.
| Vehicle | Comprehensive | Collision | Liability | Total |
| Chevrolet Equinox | $308 | $532 | $372 | $1,370 |
| Cadillac XT4 | $362 | $656 | $316 | $1,470 |
| Audi SQ5 | $394 | $774 | $264 | $1,542 |
| Toyota C-HR | $254 | $452 | $258 | $1,074 |
| Toyota RAV4 | $280 | $482 | $390 | $1,310 |
| Lincoln MKC | $306 | $596 | $398 | $1,458 |
| Kia Sportage | $280 | $470 | $372 | $1,280 |
However, there are a few things you can do to find the cheapest Chevrolet insurance rates online.
What Impacts the Cost of Chevrolet Equinox Insurance?
The Chevrolet Equinox trim and model you choose can impact the total price you will pay for Chevrolet Equinox insurance coverage.
Age of the Vehicle
The average Chevrolet Equinox auto insurance rates are higher for newer models. For example, auto insurance rates for a 2020 Chevrolet Equinox cost $1,370, while 2010 Chevrolet Equinox rates are $1,130, a difference of $240.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2020 Chevrolet Equinox | $308 | $532 | $372 | $1,370 |
| 2019 Chevrolet Equinox | $294 | $512 | $390 | $1,354 |
| 2018 Chevrolet Equinox | $282 | $506 | $398 | $1,344 |
| 2017 Chevrolet Equinox | $272 | $494 | $416 | $1,340 |
| 2016 Chevrolet Equinox | $262 | $474 | $430 | $1,324 |
| 2015 Chevrolet Equinox | $248 | $458 | $442 | $1,306 |
| 2014 Chevrolet Equinox | $238 | $424 | $452 | $1,272 |
| 2013 Chevrolet Equinox | $230 | $400 | $456 | $1,244 |
| 2012 Chevrolet Equinox | $220 | $358 | $460 | $1,196 |
| 2011 Chevrolet Equinox | $206 | $330 | $460 | $1,154 |
| 2010 Chevrolet Equinox | $198 | $310 | $464 | $1,130 |
Driver Age
Driver age can have a significant effect on Chevrolet Equinox insurance rates. For example, 20-year-old drivers pay $1,676 more for their Chevrolet Equinox auto insurance each year than 30-year-old drivers.
Driver Location
Where you live can have a large impact on Chevrolet Equinox insurance rates. For example, drivers in Los Angeles may pay $1,178 a year more than drivers in Indianapolis.
Your Driving Record
Your driving record can have an impact on the cost of Chevrolet Equinox auto insurance. Teens and drivers in their 20’s see the highest jump in their Chevrolet Equinox auto insurance rates with violations on their driving record.
Chevrolet Equinox Safety Ratings
Your Chevrolet Equinox insurance rates are influenced by the safety ratings of the Chevrolet Equinox. See the breakdown below:
| Test Type | Rating |
| Small overlap front: driver-side | Good |
|---|---|
| Small overlap front: passenger-side | Good |
| Moderate overlap front | Good |
| Side | Good |
| Roof strength | Good |
| Head restraints and seats | Good |
| Source: Insurance Institute for Highway Safety | |
Chevrolet Equinox Crash Test Ratings
Chevrolet Equinox crash test ratings can impact the cost of your Chevrolet Equinox auto insurance. See Chevrolet Equinox crash test results below:
| Vehicle Tested | Overall | Frontal | Side | Rollover |
| 2020 Chevrolet Equinox SUV FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2020 Chevrolet Equinox SUV AWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2019 Chevrolet Equinox SUV FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2019 Chevrolet Equinox SUV AWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2018 Chevrolet Equinox SUV FWD Later Release | 5 stars | 5 stars | 5 stars | 4 stars |
| 2018 Chevrolet Equinox SUV FWD Early Release | 4 stars | 5 stars | 4 stars | 4 stars |
| 2018 Chevrolet Equinox SUV AWD Later Release | 5 stars | 5 stars | 5 stars | 4 stars |
| 2018 Chevrolet Equinox SUV AWD Early Release | 4 stars | 5 stars | 4 stars | 4 stars |
| 2017 Chevrolet Equinox SUV FWD | 4 stars | 4 stars | 5 stars | 4 stars |
| 2017 Chevrolet Equinox SUV AWD | 4 stars | 4 stars | 5 stars | 4 stars |
| 2016 Chevrolet Equinox SUV FWD | 4 stars | 4 stars | 5 stars | 4 stars |
| 2016 Chevrolet Equinox SUV AWD | 4 stars | 4 stars | 5 stars | 4 stars |
| 1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration | ||||
|---|---|---|---|---|
Chevrolet Equinox Safety Features
The numerous safety features of the Chevrolet Equinox help contribute to lower insurance rates. The 2020 Chevrolet Equinox has the following safety features:
- Driver Air Bag
- Passenger Air Bag
- Front Head Air Bag
- Rear Head Air Bag
- Front Side Air Bag
- 4-Wheel ABS
- 4-Wheel Disc Brakes
- Electronic Stability Control
- Daytime Running Lights
- Child Safety Locks
- Traction Control
- Lane Departure Warning
- Lane Keeping Assist
Chevrolet Equinox Insurance Loss Probability
The Chevrolet Equinox’s insurance loss probability varies for each form of coverage. The lower percentage means lower Chevrolet Equinox auto insurance rates; higher percentages mean higher Chevrolet Equinox insurance rates.
| Insurance Coverage Category | Loss Rate |
| Collision | -18% |
|---|---|
| Property Damage | -14% |
| Comprehensive | -26% |
| Personal Injury | 1% |
| Medical Payment | 4% |
| Bodily Injury | -7% |
| Source: Insurance Institute for Highway Safety | |
Chevrolet Equinox Finance and Insurance Cost
If you are financing a Chevrolet Equinox, most lenders will require your carry higher Chevrolet Equinox coverage options including comprehensive coverage, so be sure to shop around and compare Chevrolet Equinox auto insurance rates from the best companies using our FREE tool below.
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5 Ways to Save on Chevrolet Equinox Insurance
Although it may seem like your Chevrolet Equinox insurance rates are set, there are a few measures that you can take to secure the best Chevrolet Equinox insurance rates possible. Take a look at the following five ways to save on Chevrolet Equinox auto insurance.
- Ask About Retiree Discounts
- Use Paperless Billing for Your Chevrolet Equinox Insurance Policy
- Get a Plan with Only Liability Coverage If You’re Driving an Older Chevrolet Equinox
- Be Picky About Who Drives Your Chevrolet Equinox
- Check Reviews and State Complaints Before You Choose an Insurer
Top Chevrolet Equinox Insurance Companies
The best auto insurance companies for Chevrolet Equinox insurance rates will offer competitive rates, discounts, and account for the Chevrolet Equinox’s safety features. The following list of auto insurance companies outlines which companies hold the highest market share.
| Rank | Company | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | GEICO | $46,106,971 | 6.6% |
| 3 | Progressive | $39,222,879 | 5.6% |
| 4 | Liberty Mutual | $35,600,051 | 5.1% |
| 5 | Allstate | $35,025,903 | 5.0% |
| 6 | Travelers | $28,016,966 | 4.0% |
| 7 | USAA | $23,483,080 | 3.3% |
| 8 | Chubb | $23,388,385 | 3.3% |
| 9 | Farmers | $20,643,559 | 2.9% |
| 10 | Nationwide | $18,442,145 | 2.6% |
| Source: Insurance Information Institute | |||
Compare Free Chevrolet Equinox Insurance Quotes Online
You can start comparing quotes for Chevrolet Equinox insurance rates from some of the best auto insurance companies by using our free online tool now.