Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jun 22, 2020

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Key takeaways:

  • Full coverage costs around $1,344 a year or $112 each month
  • A liability-only policy costs around $539 a year or $45 each month
  • Highest rates are for teenage drivers at around $4,912 a year or $409 each month
  • Good drivers can save as much as $554 a year by earning policy discounts
  • Toyota Venza insurance costs around $175 less per year than the average vehicle

Toyota Venza insurance rates are $175 cheaper than the average vehicle. Full coverage insurance costs $112 per month, while liability-only insurance cost $45 per month. Teen drivers could pay up to $409 per month. Continue reading to learn how you can save $554 per year on Toyota Venza.

You can start comparing quotes for Toyota Venza auto insurance rates from some of the best auto insurance companies by using our free online tool now.

Toyota Venza Insurance Cost

The average Toyota Venza auto insurance rates are $1,344 a year or $112 a month.

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Are Toyota Venzas Expensive to Insure?

The chart below details how Toyota Venza insurance rates compare to other crossovers like the Cadillac XT4, Hyundai Tucson, and Lincoln MKC.

Vehicle Comprehensive Collision Liability Total
Cadillac XT4 $362 $656 $316 $1,470
Hyundai Tucson $294 $470 $372 $1,294
Lincoln MKC $306 $596 $398 $1,458
Lexus NX 300 $376 $688 $372 $1,594
Lexus RX 450h $390 $718 $420 $1,708
Ford EcoSport $280 $500 $372 $1,310
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However, there are a few things you can do to find the cheapest Toyota insurance rates online.

What Impacts the Cost of Toyota Venza Insurance?

Even though the average annual rate for the Toyota Venza is $1,344, your policy can be higher or lower depending upon your profile. Those factors include your age, home address, driving history, and the model year of your Toyota Venza.

Age of the Vehicle

Older Toyota Venza models generally cost less to insure. For example, auto insurance rates for a 2015 Toyota Venza are $1,344, while 2010 Toyota Venza rates are $1,156, a difference of $188.

Model Year Comprehensive Collision Liability Total
2015 Toyota Venza $260 $484 $442 $1,344
2014 Toyota Venza $250 $450 $452 $1,310
2013 Toyota Venza $240 $424 $456 $1,278
2012 Toyota Venza $230 $380 $460 $1,228
2011 Toyota Venza $214 $350 $460 $1,182
2010 Toyota Venza $206 $328 $464 $1,156
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Driver Age

Driver age can have a significant effect on the cost of Toyota Venza auto insurance. For example, 30-year-old drivers pay approximately $59 more for their Toyota Venza auto insurance than 40-year-old drivers.

Driver Location

Where you live can have a large impact on Toyota Venza insurance rates. For example, drivers in New York may pay $820 a year more than drivers in Seattle.

Your Driving Record

Your driving record can have an impact on the cost of Toyota Venza auto insurance. Teens and drivers in their 20’s see the highest jump in their Toyota Venza auto insurance with violations on their driving record.

Toyota Venza Safety Ratings

Your Toyota Venza auto insurance rates are tied to the safety ratings of the Toyota Venza. See the breakdown below:

Test Type Rating
Small overlap front: driver-side Not Tested
Small overlap front: passenger-side Not Tested
Moderate overlap front G
Side G
Roof strength G
Head restraints and seats G
Source: Insurance Institute for Highway Safety
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Toyota Venza Crash Test Ratings

Poor Toyota Venza crash test ratings could mean higher Toyota Venza auto insurance rates.

Vehicle Tested Overall Frontal Side Rollover
Toyota Venza 5 stars 4 stars 5 stars 4 stars
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration
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Toyota Venza Safety Features

The Toyota Venza safety features can help lower insurance costs. According to AutoBlog, the 2020 Toyota Venza has the following safety features:

  • Driver Air Bag
  • Passenger Air Bag
  • Front Head Air Bag
  • Rear Head Air Bag
  • Front Side Air Bag
  • 4-Wheel ABS
  • 4-Wheel Disc Brakes
  • Brake Assist
  • Electronic Stability Control
  • Daytime Running Lights
  • Child Safety Locks
  • Integrated Turn Signal Mirrors
  • Traction Control

Toyota Venza Insurance Loss Probability

The lower percentage means lower Toyota Venza auto insurance rates; higher percentages mean higher Toyota Venza auto insurance rates. Insurance loss probability on the Toyota Venza fluctuates between each type of coverage.

Insurance Coverage Category Loss Rate
Collision -7%
Property Damage 2%
Comprehensive -14%
Personal Injury 15%
Medical Payment 10%
Bodily Injury -7%
Source: Insurance Institute for Highway Safety
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Toyota Venza Finance and Insurance Cost

If you are financing a Toyota Venza, you will pay more if you purchase Toyota Venza auto insurance at the dealership, so be sure to shop around and compare Toyota Venza auto insurance quotes from the best companies using our FREE tool below.

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Ways to Save on Toyota Venza Insurance

There are many ways that you can save on Toyota Venza auto insurance. Below are five actions you can take to find cheap Toyota Venza auto insurance rates.

  • Work with a Direct Insurer Instead of an Insurance Broker for Your Toyota Venza
  • Ask for a New Toyota Venza Auto Insurance Rate Based on Your Improved Credit Score
  • Ask About Discounts for People with Disabilities
  • Ask About Farm and Ranch Vehicle Discounts
  • Park Your Toyota Venza Somewhere Safe – like a Garage or Private Driveway

Top Toyota Venza Insurance Companies

The best auto insurance companies for Toyota Venza auto insurance rates will offer competitive rates, discounts, and account for the Toyota Venza’s safety features. The following list of auto insurance companies outlines which companies hold the highest market share.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute
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Compare Free Toyota Venza Insurance Quotes Online

Save on your Toyota Venza auto insurance rates by taking advantage of our FREE comparison tool.