How much is an AAA membership?

How much is AAA for the average driver in the US? It depends on the membership tier, your location, your record, and other factors. On average, AAA Basic/Classic costs $57 per year. Plus costs $94. And Premier costs $121. More expensive membership options are ideal for drivers who take advantage of the deals on shopping and travel which AAA offers.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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UPDATED: Jan 12, 2022

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Things to Remember

  • AAA Basic/Classic costs an average of $57 each year
  • AAA Plus and Premier cost an average of $94 and $121 each year respectively
  • Adding a family member to your AAA membership costs an additional $50 per year for each person

The American Automobile Association (AAA) is a federation of motor clubs throughout North America. Among its most popular services for its 60 million members is roadside assistance.

How much is a AAA membership package or auto insurance? There’s no simple answer to that. The truth is, much like other auto insurance companies, it depends.

AAA memberships vary in cost based on your location and which membership level you choose. Since AAA covers tows, fuel delivery, and just about anything else you need if you have car trouble on the road, their roadside assistance program is worth the cost for most people who commute long distances to work or otherwise travel frequently.

And while your current auto insurance company may offer a roadside assistance service, AAA also offers members a variety of deals on purchases and travel expenses from thousands of companies.

When all this is taken into consideration, it’s worth asking how much AAA would cost you based on the many opportunities for savings the service provides. With this guide, we’ll help you answer that question.

Before you decide if AAA is right for you, enter your ZIP code in our free online tool to compare auto insurance rates and find affordable coverage that’s right for you.

How much does an AAA membership cost?

The cost of AAA can vary considerably based on your location, with the Basic/Classic membership tier costing $50 per year on the low end and a little over $70 on the high end. The reason AAA membership costs vary this much is that AAA consists of over 40 different clubs operating in as many locations — and sometimes with unique perks for members.

This is how much an average driver can expect to pay annually:

  • AAA Basic/Classic: $57
  • AAA Plus: $94
  • AAA Premier: $121
  • Adding a family member to your membership: An additional $50 per person each year

What are the different memberships for AAA?

AAA offers three different membership tiers: Basic/Classic (same service with a different name based on your region), Plus, and Premier. Which membership level is best for you depends on how far you travel and how much you take advantage of AAA member discounts on travel and purchases.

Here’s an example of how the tiers differ when it comes to a core benefit of roadside assistance, towing: Basic/Classic covers four tows per year and has a seven-mile limit on each tow. The Plus level increases this limit to 100 miles for all four tows. The Premier plan adds a single 200-mile tow each year.

If you travel frequently or you’re looking for a plan that ensures a safe road trip, AAA Plus may be all you need as Premier’s roadside assistance benefits aren’t much greater than Plus. Here’s a summary of what type of driver each AAA membership tier is ideal for:

  • AAA Basic/Classic: Drivers who don’t frequently travel far from home looking for reliable roadside assistance coverage
  • AAA Plus: Drivers who travel regularly and plan to take advantage of the perks and discounts AAA provides
  • AAA Premier: Drivers who love to travel or are often on the road for work and want to get the most out of their AAA membership

Does AAA have a free membership option?

No, AAA doesn’t offer a free membership program. You may be able to save by joining a family member’s plan and splitting the membership cost, but AAA will likely cost you $50 per year at a minimum.

If you’re looking to save money on an AAA membership, here are a few options you can try:

  • Look for discounts online or by visiting your nearest AAA branch. While this isn’t guaranteed to save you money, you’ll at least be able to find out more about the perks AAA members in your area receive
  • Join AAA with a referral or refer a friend to receive a small discount on your membership
  • Some employers offer AAA membership as a benefit. Talk to your employer to see if they offer (or would be interested in) an AAA corporate membership program

How much does AAA cost in each state?

The table below shows how much AAA Basic/Classic will cost in your state. Keep in mind that Plus will cost a bit less than double Basic/Classic and Premier will cost around $20 to $30 more than that.

Yearly cost of AAA Basic/Classic membershipStates
$50 – $54Alabama, Illinois, Indiana, Iowa, Kentucky, Maine, Massachusetts, Michigan, Minnesota, Montana, Nebraska, New Hampshire, New Mexico, New York, North Dakota, Pennsylvania, Rhode Island, Texas, Vermont, Wisconsin, Wyoming
$55 – $59Arizona, Arkansas, California, Florida, Georgia, Hawaii, Kansas, Louisiana, Mississippi, Missouri, Nevada, North Carolina, Oklahoma, South Carolina, South Dakota, Tennessee, Utah, Washington
$60 – $64Alaska
$65 – $69Idaho, Oregon, West Virginia
$70 or moreColorado, Connecticut, Delaware, Maryland, New Jersey, Ohio, Virginia
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Where can I find alternatives to AAA roadside assistance?

Many insurance companies offer some form of roadside assistance that may be a better fit for you than an AAA membership. Here are what some of the largest auto insurers in the United States call their roadside assistance programs:

  • Allstate Roadside Assistance
  • Farmers Towing & Roadside Assistance
  • GEICO Emergency Road Service
  • Progressive Roadside Assistance
  • Nationwide Roadside Assistance (Basic or Plus)
  • State Farm Emergency Roadside Service

Is AAA roadside assistance worth it?

While AAA roadside assistance may be more expensive than other options depending on your insurance company, the discounts on travel and shopping available to members make it cost effective for drivers who take advantage of those perks.

AAA also has one other advantage over roadside assistance from insurance companies: AAA covers the driver, not the vehicle. According to Fox Business, many car insurance companies apply their roadside assistance coverage to drivers’ vehicles instead of the drivers. This means that if you find yourself stranded in a friend’s vehicle, roadside assistance may not be covered through your insurance. But in this same situation, you could call AAA as coverage applies to members, not their vehicles.

What to Keep in Mind About AAA

  • The cost of an AAA membership depends on your membership level and location. Basic/Classic costs an average of $57 each year. Plus costs $94 on average. And average Premier cost is $121
  • AAA offers a range of travel and shopping deals to members in addition to reliable roadside assistance. The more expensive membership plans are best for drivers who take advantage of these perks
  • Most major auto insurance companies offer roadside assistance programs as well but the coverage available through these often applies to drivers’ vehicles and not the policyholder. AAA applies to drivers

Now that we’ve taken a look at the costs and advantages of AAA’s roadside assistance and membership tiers, try our free online quote tool to compare companies and find affordable auto insurance coverage in your area.

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