How Much are Dodge Caliber Insurance Rates?
Dodge Caliber insurance rates cost $96 per month ($1,146 per year) on average. On average, Dodge Caliber comprehensive insurance coverage costs $279, collision coverage costs $407, and liability coverage costs $323.
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Written by
Mathew B. Sims
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Reviewed by
Daniel Walker
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UPDATED: Jun 23, 2020
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Key takeaways:
- Full coverage costs around $1,146 a year or $96 each month
- A liability-only policy costs around $460 a year or $38 each month
- Highest rates are for teenage drivers at around $4,189 a year or $349 each month
- Good drivers can save as much as $472 a year by earning policy discounts
- Dodge Caliber insurance costs around $373 less per year than the average vehicle
Dodge Caliber insurance rates are $373 cheaper than the average vehicles. Full coverage costs $96 per month and liability-only coverage is $38 per month. Teen drivers pay about $350 per month, but parents can get cheaper Dodge Caliber insurance rates through policy discounts. Continue reading to learn more.
You can start comparing quotes for Dodge Caliber auto insurance rates from some of the best auto insurance companies by using our free online tool now.
Dodge Caliber Insurance Cost
The average Dodge Caliber auto insurance rates are $1,146 a year or $96 a month.
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Are Dodge Calibers Expensive to Insure?
The chart below details how Dodge Caliber insurance rates compare to other hatchbacks like the Kia Soul, FIAT 500L, and Toyota Yaris.
| Vehicle | Comprehensive | Collision | Liability | Total |
| Kia Soul | $308 | $500 | $372 | $1,338 |
| FIAT 500L | $256 | $478 | $450 | $1,364 |
| Toyota Yaris | $256 | $478 | $398 | $1,290 |
However, there are a few things you can do to find the cheapest Dodge insurance rates online.
What Impacts the Cost of Dodge Caliber Insurance?
The Dodge Caliber trim and model you choose can impact the total price you will pay for Dodge Caliber insurance coverage.
Age of the Vehicle
Older Dodge Caliber models generally cost less to insure. For example, auto insurance for a 2012 Dodge Caliber costs $1,146, while 2010 Dodge Caliber insurance costs are $1,086, a difference of $60.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2012 Dodge Caliber | $190 | $338 | $460 | $1,146 |
| 2011 Dodge Caliber | $178 | $310 | $460 | $1,106 |
| 2010 Dodge Caliber | $172 | $292 | $464 | $1,086 |
Driver Age
Driver age can have a significant impact on the cost of Dodge Caliber auto insurance. For example, 20-year-old drivers pay as much as $1,452 more each year for their Dodge Caliber auto insurance than 40-year-old drivers.
Driver Location
Where you live can have a large impact on Dodge Caliber insurance rates. For example, drivers in Los Angeles may pay $631 a year more than drivers in Phoenix.
Your Driving Record
Your driving record can have an impact on the cost of Dodge Caliber auto insurance. Teens and drivers in their 20’s see the highest jump in their Dodge Caliber auto insurance rates with violations on their driving record.
Dodge Caliber Safety Ratings
Your Dodge Caliber auto insurance rates are tied to the Dodge Caliber’s safety ratings. See the breakdown below:
| Test Type | Rating |
| Small overlap front: driver-side | Not Tested |
|---|---|
| Small overlap front: passenger-side | Not Tested |
| Moderate overlap front | G |
| Side | M |
| Roof strength | A |
| Head restraints and seats | G |
| Source: Insurance Institute for Highway Safety | |
Dodge Caliber Crash Test Ratings
Poor Dodge Caliber crash test ratings could mean higher Dodge Caliber auto insurance rates.
| Vehicle Tested | Overall | Frontal | Side | Rollover |
| Dodge Caliber | 3 stars | 4 stars | 3 stars | 4 stars |
| 1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration | ||||
|---|---|---|---|---|
Dodge Caliber Safety Features
The more safety features you have on your Dodge Caliber, the more likely it is that you can earn a discount. The Dodge Caliber’s safety features include:
- Driver Air Bag
- Passenger Air Bag
- Front Head Air Bag
- Rear Head Air Bag
- 4-Wheel ABS
- Front Disc/Rear Drum Brakes
- Brake Assist
- Electronic Stability Control
- Child Safety Locks
- Traction Control
Dodge Caliber Finance and Insurance Cost
If you are financing a Dodge Caliber, you will pay more if you purchase Dodge Caliber auto insurance at the dealership, so be sure to shop around and compare Dodge Caliber auto insurance quotes from the best companies using our FREE tool below.
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5 Ways to Save on Dodge Caliber Insurance
You can save more money on your Dodge Caliber auto insurance rates by employing any of the following five strategies.
- Reduce Your Coverage on an Older Dodge Caliber
- Ask for a Higher Deductible for Your Dodge Caliber Auto Insurance Policy
- Ask About Usage-Based Insurance for Your Dodge Caliber
- Consider Ride Sharing Services to Lower Your Dodge Caliber Mileage
- Consider Renting a Car Instead of Buying a Second Dodge Caliber
Top Dodge Caliber Insurance Companies
Several insurance companies offer competitive rates for the Dodge Caliber based on factors like discounts for safety features. Take a look at these top auto insurance companies that are popular with Dodge Caliber drivers organized by market share.
| Rank | Company | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | GEICO | $46,106,971 | 6.6% |
| 3 | Progressive | $39,222,879 | 5.6% |
| 4 | Liberty Mutual | $35,600,051 | 5.1% |
| 5 | Allstate | $35,025,903 | 5.0% |
| 6 | Travelers | $28,016,966 | 4.0% |
| 7 | USAA | $23,483,080 | 3.3% |
| 8 | Chubb | $23,388,385 | 3.3% |
| 9 | Farmers | $20,643,559 | 2.9% |
| 10 | Nationwide | $18,442,145 | 2.6% |
| Source: Insurance Information Institute | |||
Compare Free Dodge Caliber Insurance Quotes Online
You can start comparing quotes for Dodge Caliber auto insurance rates from some of the best auto insurance companies by using our free online tool now.