Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that exis...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Apr 25, 2020

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We partner with top insurance providers. This doesn’t influence our content. Our opinions are our own.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Things to Remember...

  • Driving without coverage can result in legal consequences
  • Fact-checking the claims of a provider is always recommended
  • An individual should not randomly choose an auto insurance provider

Virtually all states require that drivers have a current auto insurance policy. Driving around without coverage can result in big legal consequences. There is no reason that a person should fail to acquire a policy from one company or another.

Luckily, auto insurance company information is available in a variety of ways. Nobody will have trouble finding free information about auto insurance companies and statistics they need to choose the right provider and coverage.

It is important to take a look around at various companies and sources. Otherwise, a person cannot hope to make a smart decision at some point.

Enter your zip code into our FREE car insurance comparison tool above to find the rates that will help you make a smart decision.

Information Straight from The Provider

Obviously, the best auto insurance companies have their own websites. An individual can see all the products a particular company offers and more. Acquiring a quote for coverage can always be taken care of online too.

The provider is undoubtedly going to paint a positive image of itself.

It is important to keep that in mind because a person should not believe everything they hear or read.

With that in mind, checking out other sources for information on specific companies is always a smart idea. These options are just as easy to access too.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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Facts and Opinions from Third Parties

Across the Internet, there are various consumer sites dedicated to providing information and unbiased reviews of auto insurance companies. A person can use these sites in order to do further research on any given provider.

Fact-checking the claims of a provider is always recommended. Plus, other valuable resources are available for free.

Perhaps the best thing about these third party sites is the reviews.

Of course, reviews and ratings can come from professionals or everyday consumers. Nobody should pass up the chance to see what others have to say about a company.

A person should always base their decision at least partially upon reviews from others.

First-Person Accounts from Former and Current Policyholders

Reviews are not only available on the Internet. In most cases, a person is bound to know others who have policies with various auto insurance companies. This includes former policyholders too.

These individuals will have insight into any given provider based upon their past or current experiences.

Undoubtedly, acquiring this information from people who have actually dealt with the company is recommended.

First-person accounts are subjective, but a person will quickly see if a company is generally favored or disliked by the people they know.

This can help anyone choose or reject a particular provider. Luckily, no money is necessary to hear these opinions.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Other Sources

Various sources offer general information on auto insurance companies as a whole.

Also, more specific details are available for any given provider. In fact, some of this information can come from the government, specifically information about the laws and regulations.

Other sources can include newspapers or sites that feature car insurance columns. There are hundreds of other sources and resources available.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Knowledge Does Equal Power in This Situation

In the end, an individual should not randomly choose an auto insurance provider. This applies to whether a person is looking for their first provider or looking to switch from their current one.

Too many people make egregious errors when searching for coverage. Unfortunately, that can result in lost money or other problems.

The more an individual knows, the more likely they are to find the perfect provider. In reality, finding companies that offer great rates, low deductibles, and excellent customer service is not always easy.

Doing all of this research can help make this whole process a lot easier. It does take time, but the payoff is huge in most cases.

Anyone who thinks that all insurance companies are the same is mistaken. Each company offers a different experience for the car and that experience is now always good.

Luckily, information on these companies is so widely available that a person should have no trouble acquiring the knowledge they need to make the right decisions on car insurance.

Enter your zip code below and start comparing affordable auto insurance now!

References:

  1. http://www.naic.org/state_web_map.htm
  2. https://www.allstate.com/auto-insurance.aspx
  3. http://www.iii.org/publications/insurance-handbook/insurance-basics/auto-insurance-basics
  4. http://clark.com/insurance/best-auto-insurance-companies/
  5. http://www.21st.com/insurance-newsletters/2013/02/how-to-choose-your-deductible.htm