Best Cheap Auto Insurance in Houlton, WI (2021)

The average Houlton, WI auto insurance rates are $250 per month. The minimum auto insurance in Houlton is at least 25/50/10 in coverage to comply with Wisconsin auto insurance laws. To find the best cheap auto insurance in Houlton, Wisconsin, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 18, 2021

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Things to Remember

  • The minimum auto insurance required in Houlton, Wisconsin is 25/50/10
  • Average auto insurance rates in Houlton, WI for senior drivers are $1,675 per year
  • The cheapest auto insurance company in Houlton is American Family

Houlton, Wisconsin auto insurance requirements are 25/50/10 according to Wisconsin auto insurance laws. Finding cheap auto insurance in Houlton can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Houlton, Wisconsin, including driving record, credit, commute time, and more.

Compare auto insurance in Houlton to other Wisconsin cities, including Waukesha auto insurance rates, Oshkosh auto insurance rates, and Appleton auto insurance rates to see how Houlton, Wisconsin auto insurance rates stack up.

Before you buy Houlton, Wisconsin auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Houlton, Wisconsin auto insurance quotes.

Minimum Auto Insurance in Houlton, Wisconsin

Houlton, Wisconsin auto insurance laws require that you have at least the Wisconsin minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Houlton, Wisconsin.

Minimum Required Auto Insurance Coverage in Houlton, Wisconsin

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Houlton, Wisconsin Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Houlton, Wisconsin are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Houlton, Wisconsin

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,253 $2,383 $2,072 $2,295 $7,041 $9,039 $2,300 $2,501
American Family $1,034 $1,083 $976 $984 $3,113 $3,438 $1,229 $1,312
Farmers $1,868 $1,873 $1,657 $1,753 $8,731 $9,067 $2,112 $2,211
GEICO $1,309 $1,448 $1,357 $1,560 $4,372 $4,713 $1,211 $1,249
Liberty Mutual $1,810 $1,980 $1,466 $1,668 $5,864 $6,583 $1,926 $2,091
Nationwide $3,926 $4,140 $3,245 $3,424 $7,939 $12,151 $4,772 $5,691
Progressive $1,648 $1,562 $1,353 $1,412 $6,434 $7,246 $1,981 $2,153
State Farm $1,291 $1,291 $1,151 $1,151 $3,701 $4,682 $1,457 $1,659
USAA $1,441 $1,442 $1,302 $1,330 $3,635 $4,224 $1,878 $2,068

Cheap Houlton, Wisconsin Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Houlton, Wisconsin is a challenge. Take a look at the annual teen auto insurance rates in Houlton, Wisconsin.

Annual Auto Insurance Rates for Teen Drivers in Houlton, Wisconsin

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,041 $9,039
American Family $3,113 $3,438
Farmers $8,731 $9,067
GEICO $4,372 $4,713
Liberty Mutual $5,864 $6,583
Nationwide $7,939 $12,151
Progressive $6,434 $7,246
State Farm $3,701 $4,682
USAA $3,635 $4,224

Cheap Houlton, Wisconsin Auto Insurance for Seniors

What are senior auto insurance rates in Houlton, Wisconsin? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Houlton, Wisconsin

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,072 $2,295
American Family $976 $984
Farmers $1,657 $1,753
GEICO $1,357 $1,560
Liberty Mutual $1,466 $1,668
Nationwide $3,245 $3,424
Progressive $1,353 $1,412
State Farm $1,151 $1,151
USAA $1,302 $1,330

Cheap Houlton, Wisconsin Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Houlton, Wisconsin compared to the annual auto insurance rates with a clean record in Houlton, Wisconsin.

Annual Houlton, Wisconsin Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,071 $4,195 $3,903 $3,772
American Family $1,574 $1,670 $1,670 $1,670
Farmers $3,186 $4,018 $3,820 $3,612
GEICO $1,489 $2,415 $2,769 $1,937
Liberty Mutual $2,243 $3,167 $3,298 $2,987
Nationwide $4,786 $5,536 $6,786 $5,536
Progressive $2,720 $3,306 $2,826 $3,043
State Farm $1,882 $2,213 $2,048 $2,048
USAA $1,698 $2,135 $2,890 $1,937

Cheap Houlton, Wisconsin Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Houlton, Wisconsin is not easy. Compare the annual rates for DUI auto insurance in Houlton, Wisconsin to find the best deal.

Annual Auto Insurance Rates After a DUI in Houlton, Wisconsin

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,903
American Family $1,670
Farmers $3,820
GEICO $2,769
Liberty Mutual $3,298
Nationwide $6,786
Progressive $2,826
State Farm $2,048
USAA $2,890

Cheap Houlton, Wisconsin Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Houlton, Wisconsin annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Houlton, Wisconsin

Insurance Company Poor Fair Good
Allstate $4,908 $3,375 $2,924
American Family $2,202 $1,453 $1,283
Farmers $4,138 $3,495 $3,344
GEICO $2,826 $2,015 $1,617
Liberty Mutual $4,222 $2,542 $2,007
Nationwide $6,365 $5,309 $5,309
Progressive $3,371 $2,874 $2,676
State Farm $3,054 $1,754 $1,335
USAA $3,342 $1,754 $1,398

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Cheap Houlton, Wisconsin Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Houlton, Wisconsin can vary. Compare the annual cost of auto insurance by ZIP code in Houlton, Wisconsin to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Houlton, Wisconsin

ZIP Code Average Annual Rates
54082 $2,911

Cheap Houlton, Wisconsin Auto Insurance Rates By Commute

Commute length and annual mileage affect Houlton, Wisconsin auto insurance. Find the cheapest annual Houlton, Wisconsin auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Houlton, Wisconsin

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,646 $3,825
American Family $1,618 $1,675
Farmers $3,659 $3,659
GEICO $2,108 $2,196
Liberty Mutual $2,924 $2,924
Nationwide $5,661 $5,661
Progressive $2,974 $2,974
State Farm $1,997 $2,099
USAA $2,137 $2,193

Cheap Houlton, Wisconsin Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Houlton, Wisconsin? Check out the comparison of annual Houlton, Wisconsin auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Houlton, Wisconsin

Insurance Company Low Medium High
Allstate $3,575 $3,726 $3,905
American Family $1,625 $1,661 $1,653
Farmers $3,368 $3,630 $3,980
GEICO $2,010 $2,152 $2,295
Liberty Mutual $2,702 $2,952 $3,116
Nationwide $5,492 $5,659 $5,832
Progressive $2,793 $3,001 $3,127
State Farm $1,927 $2,055 $2,162
USAA $2,088 $2,167 $2,240

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Best By Category: Cheapest Auto Insurance in Houlton, Wisconsin

Compare the cheapest auto insurance companies in Houlton, Wisconsin in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Houlton, Wisconsin

Category Insurance Company
Teenagers American Family
Seniors American Family
Clean Record GEICO
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation American Family

The Cheapest Houlton, Wisconsin Auto Insurance Companies

What auto insurance companies in Houlton, Wisconsin are the cheapest? Compare the top Houlton, Wisconsin auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Houlton, Wisconsin

Insurance Company Average Annual Rates
Allstate $3,735
American Family $1,646
Farmers $3,659
GEICO $2,152
Liberty Mutual $2,924
Nationwide $5,661
Progressive $2,974
State Farm $2,048
USAA $2,165

Compare Houlton, Wisconsin Auto Insurance Quotes

Before you buy Houlton, Wisconsin auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Houlton, Wisconsin auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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