Best Cheap Auto Insurance in Hot Springs Village, AR (2021)

The average Hot Springs Village, AR auto insurance rates are $358 per month. The minimum auto insurance in Hot Springs Village is at least 25/50/25 in coverage to comply with Arkansas auto insurance laws. To find the best cheap auto insurance in Hot Springs Village, Arkansas, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The most expensive auto insurance company in Hot Springs Village for teen drivers is Travelers
  • The average commute length in Hot Springs Village is 28.9 minutes
  • Average auto insurance rates in Hot Springs Village, AR for senior drivers are $2,215 per year

Hot Springs Village, Arkansas auto insurance requirements are 25/50/25 according to Arkansas auto insurance laws. Finding cheap auto insurance in Hot Springs Village can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Hot Springs Village, Arkansas, including driving record, credit, commute time, and more.

Compare auto insurance in Hot Springs Village to other Arkansas cities, including Little Rock auto insurance rates, Rogers auto insurance rates, and Pine Bluff auto insurance rates to see how Hot Springs Village, Arkansas auto insurance rates stack up.

Before you buy Hot Springs Village, Arkansas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Hot Springs Village, Arkansas auto insurance quotes.

Minimum Auto Insurance in Hot Springs Village, Arkansas

Hot Springs Village, Arkansas auto insurance laws require that you have at least the Arkansas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Hot Springs Village, Arkansas.

Minimum Required Auto Insurance Coverage in Hot Springs Village, Arkansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Hot Springs Village, Arkansas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Hot Springs Village, Arkansas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Hot Springs Village, Arkansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,925 $2,932 $2,619 $2,799 $11,003 $13,240 $3,211 $3,482
Farmers $2,328 $2,314 $2,077 $2,188 $10,025 $10,392 $2,673 $2,811
GEICO $2,641 $2,604 $2,429 $2,361 $7,174 $7,166 $2,616 $2,653
Liberty Mutual $2,464 $2,639 $2,356 $2,630 $8,947 $9,855 $2,671 $2,796
Nationwide $2,837 $2,888 $2,546 $2,687 $7,012 $8,924 $3,263 $3,516
Progressive $3,004 $2,832 $2,472 $2,588 $13,176 $14,835 $3,599 $3,914
State Farm $1,855 $1,855 $1,663 $1,663 $5,436 $6,822 $2,092 $2,409
Travelers $2,085 $2,121 $2,083 $2,083 $12,414 $19,921 $2,242 $2,562
USAA $1,413 $1,424 $1,312 $1,316 $4,537 $4,743 $1,823 $1,961

Cheap Hot Springs Village, Arkansas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Hot Springs Village, Arkansas is a challenge. Take a look at the annual teen auto insurance rates in Hot Springs Village, Arkansas.

Annual Auto Insurance Rates for Teen Drivers in Hot Springs Village, Arkansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,003 $13,240
Farmers $10,025 $10,392
GEICO $7,174 $7,166
Liberty Mutual $8,947 $9,855
Nationwide $7,012 $8,924
Progressive $13,176 $14,835
State Farm $5,436 $6,822
Travelers $12,414 $19,921
USAA $4,537 $4,743

Cheap Hot Springs Village, Arkansas Auto Insurance for Seniors

What are senior auto insurance rates in Hot Springs Village, Arkansas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Hot Springs Village, Arkansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,619 $2,799
Farmers $2,077 $2,188
GEICO $2,429 $2,361
Liberty Mutual $2,356 $2,630
Nationwide $2,546 $2,687
Progressive $2,472 $2,588
State Farm $1,663 $1,663
Travelers $2,083 $2,083
USAA $1,312 $1,316

Cheap Hot Springs Village, Arkansas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Hot Springs Village, Arkansas compared to the annual auto insurance rates with a clean record in Hot Springs Village, Arkansas.

Annual Hot Springs Village, Arkansas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,321 $5,470 $6,114 $5,200
Farmers $3,674 $4,716 $4,610 $4,404
GEICO $2,527 $3,859 $5,717 $2,719
Liberty Mutual $2,917 $4,759 $5,573 $3,930
Nationwide $3,273 $4,231 $5,729 $3,604
Progressive $4,991 $6,982 $5,248 $5,988
State Farm $2,725 $3,224 $2,974 $2,974
Travelers $4,761 $4,918 $7,227 $5,849
USAA $1,774 $2,256 $3,266 $1,969

Cheap Hot Springs Village, Arkansas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Hot Springs Village, Arkansas is not easy. Compare the annual rates for DUI auto insurance in Hot Springs Village, Arkansas to find the best deal.

Annual Auto Insurance Rates After a DUI in Hot Springs Village, Arkansas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,114
Farmers $4,610
GEICO $5,717
Liberty Mutual $5,573
Nationwide $5,729
Progressive $5,248
State Farm $2,974
Travelers $7,227
USAA $3,266

Cheap Hot Springs Village, Arkansas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Hot Springs Village, Arkansas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Hot Springs Village, Arkansas

Insurance Company Poor Fair Good
Allstate $6,620 $5,086 $4,123
Farmers $4,941 $4,155 $3,957
GEICO $4,437 $3,652 $3,028
Liberty Mutual $6,200 $3,749 $2,935
Nationwide $4,979 $4,003 $3,645
Progressive $6,550 $5,618 $5,239
State Farm $4,311 $2,594 $2,018
Travelers $6,520 $5,450 $5,096
USAA $3,068 $2,095 $1,786

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Cheap Hot Springs Village, Arkansas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Hot Springs Village, Arkansas can vary. Compare the annual cost of auto insurance by ZIP code in Hot Springs Village, Arkansas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Hot Springs Village, Arkansas

ZIP Code Average Annual Rates
71909 $4,361
71949 $4,428

Cheap Hot Springs Village, Arkansas Auto Insurance Rates By Commute

Commute length and annual mileage affect Hot Springs Village, Arkansas auto insurance. Find the cheapest annual Hot Springs Village, Arkansas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Hot Springs Village, Arkansas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,276 $5,276
Farmers $4,351 $4,351
GEICO $3,675 $3,736
Liberty Mutual $4,295 $4,295
Nationwide $4,209 $4,209
Progressive $5,802 $5,802
State Farm $2,903 $3,045
Travelers $5,689 $5,689
USAA $2,251 $2,382

Cheap Hot Springs Village, Arkansas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Hot Springs Village, Arkansas? Check out the comparison of annual Hot Springs Village, Arkansas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Hot Springs Village, Arkansas

Insurance Company Low Medium High
Allstate $5,130 $5,274 $5,425
Farmers $4,126 $4,303 $4,624
GEICO $3,547 $3,704 $3,865
Liberty Mutual $4,150 $4,266 $4,468
Nationwide $4,227 $4,121 $4,280
Progressive $5,326 $5,704 $6,377
State Farm $2,832 $2,972 $3,119
Travelers $5,402 $5,704 $5,960
USAA $2,222 $2,308 $2,418

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Best By Category: Cheapest Auto Insurance in Hot Springs Village, Arkansas

Compare the cheapest auto insurance companies in Hot Springs Village, Arkansas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Hot Springs Village, Arkansas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Hot Springs Village, Arkansas Auto Insurance Companies

What auto insurance companies in Hot Springs Village, Arkansas are the cheapest? Compare the top Hot Springs Village, Arkansas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Hot Springs Village, Arkansas

Insurance Company Average Annual Rates
Allstate $5,276
Farmers $4,351
GEICO $3,706
Liberty Mutual $4,295
Nationwide $4,209
Progressive $5,802
State Farm $2,974
Travelers $5,689
USAA $2,316

What affects auto insurance rates in Hot Springs Village, Arkansas?

There are a lot of reasons why auto insurance rates in Hot Springs Village, Arkansas are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Hot Springs Village, Arkansas. Many local factors may affect your Hot Springs Village auto insurance rates.

Hot Springs Village Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Hot Springs Village, Arkansas commute length is 28.9 minutes according to City-Data.

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Compare Hot Springs Village, Arkansas Auto Insurance Quotes

Before you buy Hot Springs Village, Arkansas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Hot Springs Village, Arkansas auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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