Best Cheap Auto Insurance in Hoschton, GA (2021)

The average Hoschton, GA auto insurance rates are $404 per month. The minimum auto insurance in Hoschton is at least 25/50/25 in coverage to comply with Georgia auto insurance laws. To find the best cheap auto insurance in Hoschton, Georgia, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • Average auto insurance rates in Hoschton, GA for senior drivers are $2,671 per year
  • The minimum auto insurance required in Hoschton, Georgia is 25/50/25
  • The average commute length in Hoschton is 38.6 minutes

Hoschton, Georgia auto insurance requirements are 25/50/25 according to Georgia auto insurance laws. Finding cheap auto insurance in Hoschton can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Hoschton, Georgia, including driving record, credit, commute time, and more.

Compare auto insurance in Hoschton to other Georgia cities, including Sandy Springs auto insurance rates, Roswell auto insurance rates, and Albany auto insurance rates to see how Hoschton, Georgia auto insurance rates stack up.

Before you buy Hoschton, Georgia auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Hoschton, Georgia auto insurance quotes.

Minimum Auto Insurance in Hoschton, Georgia

Hoschton, Georgia auto insurance laws require that you have at least the Georgia minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Hoschton, Georgia.

Minimum Required Auto Insurance Coverage in Hoschton, Georgia

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Hoschton, Georgia Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Hoschton, Georgia are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Hoschton, Georgia

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,228 $3,228 $3,095 $3,095 $7,644 $9,843 $3,615 $3,947
GEICO $1,678 $1,665 $1,633 $1,633 $5,163 $6,194 $2,199 $2,432
Liberty Mutual $5,472 $5,958 $4,473 $5,080 $23,310 $26,038 $5,804 $6,180
Nationwide $2,591 $2,673 $2,580 $2,818 $7,871 $10,074 $3,141 $3,392
Progressive $2,973 $2,730 $2,563 $2,697 $9,581 $10,606 $3,442 $3,603
State Farm $2,485 $2,485 $2,235 $2,235 $6,700 $8,792 $2,730 $2,953
USAA $1,741 $1,737 $1,629 $1,628 $6,366 $7,513 $2,167 $2,388

Cheap Hoschton, Georgia Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Hoschton, Georgia is a challenge. Take a look at the annual teen auto insurance rates in Hoschton, Georgia.

Annual Auto Insurance Rates for Teen Drivers in Hoschton, Georgia

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,644 $9,843
GEICO $5,163 $6,194
Liberty Mutual $23,310 $26,038
Nationwide $7,871 $10,074
Progressive $9,581 $10,606
State Farm $6,700 $8,792
USAA $6,366 $7,513

Cheap Hoschton, Georgia Auto Insurance for Seniors

What are senior auto insurance rates in Hoschton, Georgia? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Hoschton, Georgia

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,095 $3,095
GEICO $1,633 $1,633
Liberty Mutual $4,473 $5,080
Nationwide $2,580 $2,818
Progressive $2,563 $2,697
State Farm $2,235 $2,235
USAA $1,629 $1,628

Cheap Hoschton, Georgia Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Hoschton, Georgia compared to the annual auto insurance rates with a clean record in Hoschton, Georgia.

Annual Hoschton, Georgia Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,857 $6,018 $4,907 $4,066
GEICO $1,911 $2,386 $4,862 $2,142
Liberty Mutual $7,813 $10,672 $12,270 $10,403
Nationwide $3,415 $3,987 $6,056 $4,112
Progressive $3,723 $6,625 $4,414 $4,335
State Farm $3,482 $4,172 $3,827 $3,827
USAA $2,408 $3,057 $4,435 $2,685

Cheap Hoschton, Georgia Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Hoschton, Georgia is not easy. Compare the annual rates for DUI auto insurance in Hoschton, Georgia to find the best deal.

Annual Auto Insurance Rates After a DUI in Hoschton, Georgia

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,907
GEICO $4,862
Liberty Mutual $12,270
Nationwide $6,056
Progressive $4,414
State Farm $3,827
USAA $4,435

Cheap Hoschton, Georgia Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Hoschton, Georgia annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Hoschton, Georgia

Insurance Company Poor Fair Good
Allstate $6,100 $4,248 $3,787
GEICO $3,553 $2,498 $2,424
Liberty Mutual $14,743 $9,040 $7,085
Nationwide $5,196 $4,248 $3,733
Progressive $5,358 $4,650 $4,315
State Farm $5,423 $3,379 $2,678
USAA $4,086 $2,885 $2,467

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Cheap Hoschton, Georgia Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Hoschton, Georgia can vary. Compare the annual cost of auto insurance by ZIP code in Hoschton, Georgia to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Hoschton, Georgia

ZIP Code Average Annual Rates
30548 $4,684

Cheap Hoschton, Georgia Auto Insurance Rates By Commute

Commute length and annual mileage affect Hoschton, Georgia auto insurance. Find the cheapest annual Hoschton, Georgia auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Hoschton, Georgia

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,604 $4,820
GEICO $2,777 $2,872
Liberty Mutual $10,289 $10,289
Nationwide $4,393 $4,393
Progressive $4,774 $4,774
State Farm $3,827 $3,827
USAA $3,003 $3,289

Cheap Hoschton, Georgia Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Hoschton, Georgia? Check out the comparison of annual Hoschton, Georgia auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Hoschton, Georgia

Insurance Company Low Medium High
Allstate $4,365 $4,759 $5,012
GEICO $2,628 $2,840 $3,006
Liberty Mutual $9,864 $10,236 $10,768
Nationwide $4,254 $4,471 $4,453
Progressive $4,383 $4,699 $5,241
State Farm $3,575 $3,830 $4,076
USAA $2,992 $3,129 $3,318

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Best By Category: Cheapest Auto Insurance in Hoschton, Georgia

Compare the cheapest auto insurance companies in Hoschton, Georgia in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Hoschton, Georgia

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI State Farm
With 1 Speeding Violation GEICO

The Cheapest Hoschton, Georgia Auto Insurance Companies

What auto insurance companies in Hoschton, Georgia are the cheapest? Compare the top Hoschton, Georgia auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Hoschton, Georgia

Insurance Company Average Annual Rates
Allstate $4,712
GEICO $2,825
Liberty Mutual $10,289
Nationwide $4,393
Progressive $4,774
State Farm $3,827
USAA $3,146

What affects auto insurance rates in Hoschton, Georgia?

There are a lot of reasons why auto insurance rates in Hoschton, Georgia are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Hoschton, Georgia. Many local factors may affect your Hoschton auto insurance rates.

Hoschton Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Hoschton, Georgia commute length is 38.6 minutes according to City-Data.

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Compare Hoschton, Georgia Auto Insurance Quotes

Before you buy Hoschton, Georgia auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Hoschton, Georgia auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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