Best Cheap Auto Insurance in Horton, AL (2021)

The average Horton, AL auto insurance rates are $298 per month. The minimum auto insurance in Horton is at least 25/50/25 in coverage to comply with Alabama auto insurance laws. To find the best cheap auto insurance in Horton, Alabama, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The most expensive auto insurance company in Horton for teen drivers is Liberty Mutual
  • Average auto insurance rates in Horton, AL for senior drivers are $1,890 per year
  • The cheapest auto insurance company in Horton is USAA

Horton, Alabama auto insurance requirements are 25/50/25 according to Alabama auto insurance laws. Finding cheap auto insurance in Horton can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Horton, Alabama, including driving record, credit, commute time, and more.

Compare auto insurance in Horton to other Alabama cities, including Madison auto insurance rates, Tuscaloosa auto insurance rates, and Auburn auto insurance rates to see how Horton, Alabama auto insurance rates stack up.

Before you buy Horton, Alabama auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Horton, Alabama auto insurance quotes.

Minimum Auto Insurance in Horton, Alabama

Horton, Alabama auto insurance laws require that you have at least the Alabama minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Horton, Alabama.

Minimum Required Auto Insurance Coverage in Horton, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Horton, Alabama Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Horton, Alabama are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Horton, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,016 $1,921 $1,821 $1,856 $6,983 $7,489 $2,260 $2,314
Farmers $2,288 $2,269 $2,044 $2,172 $8,901 $9,156 $2,607 $2,713
GEICO $1,887 $1,878 $1,810 $1,872 $4,963 $4,863 $1,985 $1,837
Liberty Mutual $2,932 $3,166 $2,406 $2,689 $10,743 $11,940 $3,121 $3,324
Nationwide $1,696 $1,716 $1,548 $1,600 $4,472 $5,749 $1,882 $2,100
Progressive $2,217 $2,072 $1,818 $1,944 $9,352 $10,436 $2,597 $2,778
State Farm $2,987 $2,987 $2,701 $2,701 $9,082 $11,340 $3,374 $3,917
Travelers $1,381 $1,402 $1,299 $1,292 $7,255 $11,329 $1,310 $1,501
USAA $1,327 $1,347 $1,238 $1,212 $3,975 $4,408 $1,732 $1,868

Cheap Horton, Alabama Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Horton, Alabama is a challenge. Take a look at the annual teen auto insurance rates in Horton, Alabama.

Annual Auto Insurance Rates for Teen Drivers in Horton, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,983 $7,489
Farmers $8,901 $9,156
GEICO $4,963 $4,863
Liberty Mutual $10,743 $11,940
Nationwide $4,472 $5,749
Progressive $9,352 $10,436
State Farm $9,082 $11,340
Travelers $7,255 $11,329
USAA $3,975 $4,408

Cheap Horton, Alabama Auto Insurance for Seniors

What are senior auto insurance rates in Horton, Alabama? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Horton, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,821 $1,856
Farmers $2,044 $2,172
GEICO $1,810 $1,872
Liberty Mutual $2,406 $2,689
Nationwide $1,548 $1,600
Progressive $1,818 $1,944
State Farm $2,701 $2,701
Travelers $1,299 $1,292
USAA $1,238 $1,212

Cheap Horton, Alabama Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Horton, Alabama compared to the annual auto insurance rates with a clean record in Horton, Alabama.

Annual Horton, Alabama Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,833 $3,338 $3,958 $3,201
Farmers $3,377 $4,375 $4,267 $4,056
GEICO $1,776 $2,863 $3,548 $2,362
Liberty Mutual $3,951 $5,506 $5,378 $5,325
Nationwide $2,274 $2,274 $3,298 $2,535
Progressive $3,746 $4,728 $4,027 $4,106
State Farm $4,407 $5,472 $4,833 $4,833
Travelers $2,786 $2,924 $4,275 $3,399
USAA $1,644 $2,064 $3,067 $1,778

Cheap Horton, Alabama Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Horton, Alabama is not easy. Compare the annual rates for DUI auto insurance in Horton, Alabama to find the best deal.

Annual Auto Insurance Rates After a DUI in Horton, Alabama

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,958
Farmers $4,267
GEICO $3,548
Liberty Mutual $5,378
Nationwide $3,298
Progressive $4,027
State Farm $4,833
Travelers $4,275
USAA $3,067

Cheap Horton, Alabama Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Horton, Alabama annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Horton, Alabama

Insurance Company Poor Fair Good
Allstate $4,116 $3,234 $2,647
Farmers $4,505 $3,877 $3,674
GEICO $3,353 $2,393 $2,165
Liberty Mutual $7,215 $4,429 $3,476
Nationwide $3,130 $2,444 $2,211
Progressive $4,671 $4,021 $3,763
State Farm $7,919 $4,012 $2,727
Travelers $3,652 $3,164 $3,223
USAA $2,877 $1,869 $1,668

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Cheap Horton, Alabama Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Horton, Alabama can vary. Compare the annual cost of auto insurance by ZIP code in Horton, Alabama to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Horton, Alabama

ZIP Code Average Annual Rates
35980 $3,655

Cheap Horton, Alabama Auto Insurance Rates By Commute

Commute length and annual mileage affect Horton, Alabama auto insurance. Find the cheapest annual Horton, Alabama auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Horton, Alabama

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,333 $3,333
Farmers $4,019 $4,019
GEICO $2,591 $2,683
Liberty Mutual $5,040 $5,040
Nationwide $2,595 $2,595
Progressive $4,152 $4,152
State Farm $4,771 $5,001
Travelers $3,346 $3,346
USAA $2,040 $2,236

Cheap Horton, Alabama Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Horton, Alabama? Check out the comparison of annual Horton, Alabama auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Horton, Alabama

Insurance Company Low Medium High
Allstate $3,217 $3,327 $3,454
Farmers $3,797 $3,967 $4,292
GEICO $2,419 $2,624 $2,868
Liberty Mutual $4,809 $5,016 $5,295
Nationwide $2,578 $2,574 $2,635
Progressive $3,727 $4,131 $4,597
State Farm $4,639 $4,879 $5,141
Travelers $3,187 $3,413 $3,439
USAA $2,064 $2,127 $2,223

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Best By Category: Cheapest Auto Insurance in Horton, Alabama

Compare the cheapest auto insurance companies in Horton, Alabama in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Horton, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Horton, Alabama Auto Insurance Companies

What auto insurance companies in Horton, Alabama are the cheapest? Compare the top Horton, Alabama auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Horton, Alabama

Insurance Company Average Annual Rates
Allstate $3,333
Farmers $4,019
GEICO $2,637
Liberty Mutual $5,040
Nationwide $2,595
Progressive $4,152
State Farm $4,886
Travelers $3,346
USAA $2,138

Compare Horton, Alabama Auto Insurance Quotes

Before you buy Horton, Alabama auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Horton, Alabama auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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