Best Cheap Auto Insurance in Hortense, GA (2021)

The average Hortense, GA auto insurance rates are $368 per month. The minimum auto insurance in Hortense is at least 25/50/25 in coverage to comply with Georgia auto insurance laws. To find the best cheap auto insurance in Hortense, Georgia, compare quotes from multiple companies.

Free Auto Insurance Comparison

 Secured with SHA-256 Encryption

Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

Full Bio →

Written by

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

Full Bio →

Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Things to Remember

  • The minimum auto insurance required in Hortense, Georgia is 25/50/25
  • Average auto insurance rates in Hortense, GA for senior drivers are $2,456 per year
  • The most expensive auto insurance company in Hortense for teen drivers is Liberty Mutual

Hortense, Georgia auto insurance requirements are 25/50/25 according to Georgia auto insurance laws. Finding cheap auto insurance in Hortense can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Hortense, Georgia, including driving record, credit, commute time, and more.

Compare auto insurance in Hortense to other Georgia cities, including Columbus auto insurance rates, Roswell auto insurance rates, and Atlanta auto insurance rates to see how Hortense, Georgia auto insurance rates stack up.

Before you buy Hortense, Georgia auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Hortense, Georgia auto insurance quotes.

Minimum Auto Insurance in Hortense, Georgia

Hortense, Georgia auto insurance laws require that you have at least the Georgia minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Hortense, Georgia.

Minimum Required Auto Insurance Coverage in Hortense, Georgia

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Hortense, Georgia Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Hortense, Georgia are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Hortense, Georgia

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,355 $2,355 $2,255 $2,255 $5,433 $6,994 $2,632 $2,873
GEICO $1,515 $1,495 $1,468 $1,468 $4,498 $5,384 $1,947 $2,165
Liberty Mutual $5,019 $5,468 $4,115 $4,669 $20,684 $23,096 $5,325 $5,681
Nationwide $3,718 $3,844 $3,666 $4,031 $11,550 $14,887 $4,531 $4,920
Progressive $2,370 $2,192 $2,034 $2,137 $7,417 $8,225 $2,751 $2,895
State Farm $1,931 $1,931 $1,726 $1,726 $5,008 $6,591 $2,114 $2,278
USAA $1,521 $1,520 $1,414 $1,420 $5,376 $6,360 $1,887 $2,082

Cheap Hortense, Georgia Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Hortense, Georgia is a challenge. Take a look at the annual teen auto insurance rates in Hortense, Georgia.

Annual Auto Insurance Rates for Teen Drivers in Hortense, Georgia

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,433 $6,994
GEICO $4,498 $5,384
Liberty Mutual $20,684 $23,096
Nationwide $11,550 $14,887
Progressive $7,417 $8,225
State Farm $5,008 $6,591
USAA $5,376 $6,360

Cheap Hortense, Georgia Auto Insurance for Seniors

What are senior auto insurance rates in Hortense, Georgia? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Hortense, Georgia

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,255 $2,255
GEICO $1,468 $1,468
Liberty Mutual $4,115 $4,669
Nationwide $3,666 $4,031
Progressive $2,034 $2,137
State Farm $1,726 $1,726
USAA $1,414 $1,420

Cheap Hortense, Georgia Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Hortense, Georgia compared to the annual auto insurance rates with a clean record in Hortense, Georgia.

Annual Hortense, Georgia Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,807 $4,318 $3,501 $2,950
GEICO $1,679 $2,104 $4,305 $1,882
Liberty Mutual $7,035 $9,591 $11,032 $9,370
Nationwide $4,921 $5,775 $8,911 $5,967
Progressive $2,950 $5,175 $3,454 $3,432
State Farm $2,665 $3,162 $2,913 $2,913
USAA $2,072 $2,615 $3,797 $2,306

Cheap Hortense, Georgia Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Hortense, Georgia is not easy. Compare the annual rates for DUI auto insurance in Hortense, Georgia to find the best deal.

Annual Auto Insurance Rates After a DUI in Hortense, Georgia

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,501
GEICO $4,305
Liberty Mutual $11,032
Nationwide $8,911
Progressive $3,454
State Farm $2,913
USAA $3,797

Cheap Hortense, Georgia Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Hortense, Georgia annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Hortense, Georgia

Insurance Company Poor Fair Good
Allstate $4,399 $3,055 $2,727
GEICO $3,135 $2,203 $2,139
Liberty Mutual $13,286 $8,119 $6,367
Nationwide $7,617 $6,168 $5,395
Progressive $4,234 $3,649 $3,376
State Farm $4,127 $2,573 $2,040
USAA $3,510 $2,471 $2,111

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Hortense, Georgia Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Hortense, Georgia can vary. Compare the annual cost of auto insurance by ZIP code in Hortense, Georgia to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Hortense, Georgia

ZIP Code Average Annual Rates
31543 $4,262

Cheap Hortense, Georgia Auto Insurance Rates By Commute

Commute length and annual mileage affect Hortense, Georgia auto insurance. Find the cheapest annual Hortense, Georgia auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Hortense, Georgia

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,317 $3,470
GEICO $2,450 $2,535
Liberty Mutual $9,257 $9,257
Nationwide $6,393 $6,393
Progressive $3,753 $3,753
State Farm $2,913 $2,913
USAA $2,575 $2,820

Cheap Hortense, Georgia Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Hortense, Georgia? Check out the comparison of annual Hortense, Georgia auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Hortense, Georgia

Insurance Company Low Medium High
Allstate $3,109 $3,431 $3,642
GEICO $2,306 $2,504 $2,668
Liberty Mutual $8,883 $9,207 $9,682
Nationwide $6,271 $6,505 $6,405
Progressive $3,469 $3,698 $4,091
State Farm $2,736 $2,914 $3,090
USAA $2,572 $2,683 $2,838

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Best By Category: Cheapest Auto Insurance in Hortense, Georgia

Compare the cheapest auto insurance companies in Hortense, Georgia in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Hortense, Georgia

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI State Farm
With 1 Speeding Violation GEICO

The Cheapest Hortense, Georgia Auto Insurance Companies

What auto insurance companies in Hortense, Georgia are the cheapest? Compare the top Hortense, Georgia auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Hortense, Georgia

Insurance Company Average Annual Rates
Allstate $3,394
GEICO $2,492
Liberty Mutual $9,257
Nationwide $6,393
Progressive $3,753
State Farm $2,913
USAA $2,697

Compare Hortense, Georgia Auto Insurance Quotes

Before you buy Hortense, Georgia auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Hortense, Georgia auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption