Best Cheap Auto Insurance in Horsham, PA (2021)

The average Horsham, PA auto insurance rates are $391 per month. The minimum auto insurance in Horsham is at least 15/30/5 in coverage to comply with Pennsylvania auto insurance laws. To find the best cheap auto insurance in Horsham, Pennsylvania, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The most expensive auto insurance company in Horsham for teen drivers is Travelers
  • The cheapest auto insurance company in Horsham is USAA
  • The minimum auto insurance required in Horsham, Pennsylvania is 15/30/5

Horsham, Pennsylvania auto insurance requirements are 15/30/5 according to Pennsylvania auto insurance laws. Finding cheap auto insurance in Horsham can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Horsham, Pennsylvania, including driving record, credit, commute time, and more.

Compare auto insurance in Horsham to other Pennsylvania cities, including Erie auto insurance rates, Scranton auto insurance rates, and Philadelphia auto insurance rates to see how Horsham, Pennsylvania auto insurance rates stack up.

Before you buy Horsham, Pennsylvania auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Horsham, Pennsylvania auto insurance quotes.

Minimum Auto Insurance in Horsham, Pennsylvania

Horsham, Pennsylvania auto insurance laws require that you have at least the Pennsylvania minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Horsham, Pennsylvania.

Minimum Required Auto Insurance Coverage in Horsham, Pennsylvania

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Cheap Horsham, Pennsylvania Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Horsham, Pennsylvania are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Horsham, Pennsylvania

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,966 $2,966 $2,779 $2,779 $10,628 $10,628 $3,214 $3,214
GEICO $2,076 $1,795 $2,009 $1,738 $5,341 $4,632 $2,068 $1,789
Liberty Mutual $4,292 $4,292 $3,936 $3,936 $12,431 $12,431 $5,434 $5,434
Nationwide $2,124 $2,124 $2,024 $2,024 $5,941 $5,941 $2,382 $2,382
Progressive $3,463 $3,463 $3,120 $3,120 $11,213 $11,213 $4,335 $4,335
State Farm $1,823 $1,823 $1,624 $1,624 $6,734 $6,734 $2,025 $2,025
Travelers $2,077 $2,077 $2,271 $2,271 $32,279 $32,279 $2,477 $2,477
USAA $1,244 $1,244 $1,130 $1,130 $3,878 $3,878 $1,648 $1,648

Cheap Horsham, Pennsylvania Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Horsham, Pennsylvania is a challenge. Take a look at the annual teen auto insurance rates in Horsham, Pennsylvania.

Annual Auto Insurance Rates for Teen Drivers in Horsham, Pennsylvania

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,628 $10,628
GEICO $5,341 $4,632
Liberty Mutual $12,431 $12,431
Nationwide $5,941 $5,941
Progressive $11,213 $11,213
State Farm $6,734 $6,734
Travelers $32,279 $32,279
USAA $3,878 $3,878

Cheap Horsham, Pennsylvania Auto Insurance for Seniors

What are senior auto insurance rates in Horsham, Pennsylvania? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Horsham, Pennsylvania

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,779 $2,779
GEICO $2,009 $1,738
Liberty Mutual $3,936 $3,936
Nationwide $2,024 $2,024
Progressive $3,120 $3,120
State Farm $1,624 $1,624
Travelers $2,271 $2,271
USAA $1,130 $1,130

Cheap Horsham, Pennsylvania Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Horsham, Pennsylvania compared to the annual auto insurance rates with a clean record in Horsham, Pennsylvania.

Annual Horsham, Pennsylvania Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,674 $5,566 $4,674 $4,674
GEICO $1,967 $3,423 $2,630 $2,704
Liberty Mutual $5,917 $6,853 $6,662 $6,662
Nationwide $2,267 $3,030 $4,179 $2,995
Progressive $4,999 $6,957 $5,161 $5,015
State Farm $2,770 $3,333 $3,051 $3,051
Travelers $6,874 $9,859 $12,511 $9,859
USAA $1,581 $2,202 $2,350 $1,768

Cheap Horsham, Pennsylvania Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Horsham, Pennsylvania is not easy. Compare the annual rates for DUI auto insurance in Horsham, Pennsylvania to find the best deal.

Annual Auto Insurance Rates After a DUI in Horsham, Pennsylvania

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,674
GEICO $2,630
Liberty Mutual $6,662
Nationwide $4,179
Progressive $5,161
State Farm $3,051
Travelers $12,511
USAA $2,350

Cheap Horsham, Pennsylvania Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Horsham, Pennsylvania annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Horsham, Pennsylvania

Insurance Company Poor Fair Good
Allstate $6,236 $4,685 $3,769
GEICO $4,027 $2,266 $1,750
Liberty Mutual $8,323 $5,972 $5,275
Nationwide $3,657 $3,013 $2,683
Progressive $7,302 $5,153 $4,144
State Farm $4,344 $2,688 $2,121
Travelers $10,605 $9,622 $9,100
USAA $2,467 $1,834 $1,625

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Cheap Horsham, Pennsylvania Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Horsham, Pennsylvania can vary. Compare the annual cost of auto insurance by ZIP code in Horsham, Pennsylvania to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Horsham, Pennsylvania

ZIP Code Average Annual Rates
19044 $5,928

Cheap Horsham, Pennsylvania Auto Insurance Rates By Commute

Commute length and annual mileage affect Horsham, Pennsylvania auto insurance. Find the cheapest annual Horsham, Pennsylvania auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Horsham, Pennsylvania

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,791 $5,002
GEICO $2,640 $2,722
Liberty Mutual $6,358 $6,689
Nationwide $3,118 $3,118
Progressive $5,533 $5,533
State Farm $2,960 $3,143
Travelers $9,776 $9,776
USAA $1,919 $2,031

Cheap Horsham, Pennsylvania Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Horsham, Pennsylvania? Check out the comparison of annual Horsham, Pennsylvania auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Horsham, Pennsylvania

Insurance Company Low Medium High
Allstate $4,603 $4,938 $5,148
GEICO $2,385 $2,718 $2,940
Liberty Mutual $6,128 $6,584 $6,858
Nationwide $3,066 $3,169 $3,119
Progressive $4,891 $5,584 $6,123
State Farm $2,800 $3,106 $3,247
Travelers $9,714 $9,822 $9,791
USAA $1,796 $1,998 $2,131

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Best By Category: Cheapest Auto Insurance in Horsham, Pennsylvania

Compare the cheapest auto insurance companies in Horsham, Pennsylvania in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Horsham, Pennsylvania

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Horsham, Pennsylvania Auto Insurance Companies

What auto insurance companies in Horsham, Pennsylvania are the cheapest? Compare the top Horsham, Pennsylvania auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Horsham, Pennsylvania

Insurance Company Average Annual Rates
Allstate $4,897
GEICO $2,681
Liberty Mutual $6,523
Nationwide $3,118
Progressive $5,533
State Farm $3,051
Travelers $9,776
USAA $1,975

What affects auto insurance rates in Horsham, Pennsylvania?

There are a lot of reasons why auto insurance rates in Horsham, Pennsylvania are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Horsham, Pennsylvania. Many local factors may affect your Horsham auto insurance rates.

Horsham Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Horsham, Pennsylvania commute length is 29.3 minutes according to City-Data.

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Compare Horsham, Pennsylvania Auto Insurance Quotes

Before you buy Horsham, Pennsylvania auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Horsham, Pennsylvania auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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