Best Cheap Auto Insurance in Horse Branch, KY (2021)

The average Horse Branch, KY auto insurance rates are $356 per month. The minimum auto insurance in Horse Branch is at least 25/50/25 in coverage to comply with Kentucky auto insurance laws. To find the best cheap auto insurance in Horse Branch, Kentucky, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The minimum auto insurance required in Horse Branch, Kentucky is 25/50/25
  • The most expensive auto insurance company in Horse Branch for teen drivers is Travelers
  • The cheapest auto insurance company in Horse Branch is USAA

Horse Branch, Kentucky auto insurance requirements are 25/50/25 according to Kentucky auto insurance laws. Finding cheap auto insurance in Horse Branch can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Horse Branch, Kentucky, including driving record, credit, commute time, and more.

Compare auto insurance in Horse Branch to other Kentucky cities, including Owensboro auto insurance rates, Elizabeth auto insurance rates, and Florence auto insurance rates to see how Horse Branch, Kentucky auto insurance rates stack up.

Before you buy Horse Branch, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Horse Branch, Kentucky auto insurance quotes.

Minimum Auto Insurance in Horse Branch, Kentucky

Horse Branch, Kentucky auto insurance laws require that you have at least the Kentucky minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Horse Branch, Kentucky.

Minimum Required Auto Insurance Coverage in Horse Branch, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Horse Branch, Kentucky Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Horse Branch, Kentucky are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Horse Branch, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,091 $3,062 $2,785 $2,969 $11,290 $12,672 $3,439 $3,644
GEICO $3,469 $3,214 $3,608 $3,267 $6,831 $8,150 $2,841 $2,465
Liberty Mutual $2,614 $2,829 $2,244 $2,500 $10,711 $11,812 $2,719 $2,805
Nationwide $2,787 $2,798 $2,519 $2,640 $6,037 $7,550 $3,132 $3,296
Progressive $2,265 $2,167 $2,013 $2,033 $10,641 $12,039 $2,813 $2,892
State Farm $2,104 $2,104 $1,883 $1,883 $6,338 $8,007 $2,348 $2,636
Travelers $2,251 $2,292 $2,206 $2,213 $10,780 $17,334 $2,349 $2,717
USAA $1,808 $1,817 $1,625 $1,660 $4,763 $5,030 $2,289 $2,513

Cheap Horse Branch, Kentucky Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Horse Branch, Kentucky is a challenge. Take a look at the annual teen auto insurance rates in Horse Branch, Kentucky.

Annual Auto Insurance Rates for Teen Drivers in Horse Branch, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,290 $12,672
GEICO $6,831 $8,150
Liberty Mutual $10,711 $11,812
Nationwide $6,037 $7,550
Progressive $10,641 $12,039
State Farm $6,338 $8,007
Travelers $10,780 $17,334
USAA $4,763 $5,030

Cheap Horse Branch, Kentucky Auto Insurance for Seniors

What are senior auto insurance rates in Horse Branch, Kentucky? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Horse Branch, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,785 $2,969
GEICO $3,608 $3,267
Liberty Mutual $2,244 $2,500
Nationwide $2,519 $2,640
Progressive $2,013 $2,033
State Farm $1,883 $1,883
Travelers $2,206 $2,213
USAA $1,625 $1,660

Cheap Horse Branch, Kentucky Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Horse Branch, Kentucky compared to the annual auto insurance rates with a clean record in Horse Branch, Kentucky.

Annual Horse Branch, Kentucky Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,463 $5,807 $6,182 $5,025
GEICO $2,508 $4,482 $6,862 $3,070
Liberty Mutual $3,983 $6,128 $4,767 $4,239
Nationwide $3,060 $3,953 $4,997 $3,369
Progressive $3,815 $5,616 $4,358 $4,644
State Farm $3,115 $3,710 $3,413 $3,413
Travelers $4,596 $4,728 $6,822 $4,925
USAA $2,027 $2,867 $3,420 $2,438

Cheap Horse Branch, Kentucky Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Horse Branch, Kentucky is not easy. Compare the annual rates for DUI auto insurance in Horse Branch, Kentucky to find the best deal.

Annual Auto Insurance Rates After a DUI in Horse Branch, Kentucky

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,182
GEICO $6,862
Liberty Mutual $4,767
Nationwide $4,997
Progressive $4,358
State Farm $3,413
Travelers $6,822
USAA $3,420

Cheap Horse Branch, Kentucky Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Horse Branch, Kentucky annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Horse Branch, Kentucky

Insurance Company Poor Fair Good
Allstate $7,104 $4,908 $4,095
GEICO $6,955 $3,473 $2,264
Liberty Mutual $6,827 $4,199 $3,312
Nationwide $4,672 $3,666 $3,197
Progressive $5,174 $4,483 $4,167
State Farm $4,934 $2,980 $2,325
Travelers $5,876 $4,973 $4,954
USAA $4,007 $2,237 $1,820

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Cheap Horse Branch, Kentucky Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Horse Branch, Kentucky can vary. Compare the annual cost of auto insurance by ZIP code in Horse Branch, Kentucky to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Horse Branch, Kentucky

ZIP Code Average Annual Rates
42349 $3,830

Cheap Horse Branch, Kentucky Auto Insurance Rates By Commute

Commute length and annual mileage affect Horse Branch, Kentucky auto insurance. Find the cheapest annual Horse Branch, Kentucky auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Horse Branch, Kentucky

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,369 $5,369
GEICO $4,191 $4,270
Liberty Mutual $4,779 $4,779
Nationwide $3,845 $3,845
Progressive $4,608 $4,608
State Farm $3,331 $3,495
Travelers $5,268 $5,268
USAA $2,588 $2,788

Cheap Horse Branch, Kentucky Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Horse Branch, Kentucky? Check out the comparison of annual Horse Branch, Kentucky auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Horse Branch, Kentucky

Insurance Company Low Medium High
Allstate $5,028 $5,350 $5,729
GEICO $3,993 $4,208 $4,492
Liberty Mutual $4,541 $4,747 $5,050
Nationwide $3,908 $3,801 $3,826
Progressive $4,325 $4,566 $4,933
State Farm $3,223 $3,409 $3,607
Travelers $4,996 $5,291 $5,517
USAA $2,578 $2,682 $2,803

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Best By Category: Cheapest Auto Insurance in Horse Branch, Kentucky

Compare the cheapest auto insurance companies in Horse Branch, Kentucky in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Horse Branch, Kentucky

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Horse Branch, Kentucky Auto Insurance Companies

What auto insurance companies in Horse Branch, Kentucky are the cheapest? Compare the top Horse Branch, Kentucky auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Horse Branch, Kentucky

Insurance Company Average Annual Rates
Allstate $5,369
GEICO $4,231
Liberty Mutual $4,779
Nationwide $3,845
Progressive $4,608
State Farm $3,413
Travelers $5,268
USAA $2,688

Compare Horse Branch, Kentucky Auto Insurance Quotes

Before you buy Horse Branch, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Horse Branch, Kentucky auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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