Best Cheap Auto Insurance in Horntown, VA (2021)

The average Horntown, VA auto insurance rates are $193 per month. The minimum auto insurance in Horntown is at least 25/50/20 in coverage to comply with Virginia auto insurance laws. To find the best cheap auto insurance in Horntown, Virginia, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The minimum auto insurance required in Horntown, Virginia is 25/50/20
  • Average auto insurance rates in Horntown, VA for senior drivers are $1,350 per year
  • The most expensive auto insurance company in Horntown for teen drivers is Allstate

Horntown, Virginia auto insurance requirements are 25/50/20 according to Virginia auto insurance laws. Finding cheap auto insurance in Horntown can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Horntown, Virginia, including driving record, credit, commute time, and more.

Compare auto insurance in Horntown to other Virginia cities, including Hampton auto insurance rates, Chesapeake auto insurance rates, and Portsmouth auto insurance rates to see how Horntown, Virginia auto insurance rates stack up.

Before you buy Horntown, Virginia auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Horntown, Virginia auto insurance quotes.

Minimum Auto Insurance in Horntown, Virginia

Horntown, Virginia auto insurance laws require that you have at least the Virginia minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Horntown, Virginia.

Minimum Required Auto Insurance Coverage in Horntown, Virginia

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

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Cheap Horntown, Virginia Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Horntown, Virginia are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Horntown, Virginia

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,070 $1,952 $2,061 $2,061 $6,450 $7,397 $2,693 $2,692
GEICO $1,490 $1,493 $1,413 $1,413 $3,090 $4,147 $1,729 $1,719
Nationwide $1,436 $1,447 $1,273 $1,310 $3,384 $4,377 $1,582 $1,727
Progressive $1,163 $1,109 $1,049 $1,054 $5,199 $5,839 $1,405 $1,437
State Farm $1,383 $1,383 $1,245 $1,245 $4,129 $5,189 $1,563 $1,796
USAA $1,114 $1,099 $1,036 $1,046 $3,414 $4,077 $1,438 $1,583

Cheap Horntown, Virginia Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Horntown, Virginia is a challenge. Take a look at the annual teen auto insurance rates in Horntown, Virginia.

Annual Auto Insurance Rates for Teen Drivers in Horntown, Virginia

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,450 $7,397
GEICO $3,090 $4,147
Nationwide $3,384 $4,377
Progressive $5,199 $5,839
State Farm $4,129 $5,189
USAA $3,414 $4,077

Cheap Horntown, Virginia Auto Insurance for Seniors

What are senior auto insurance rates in Horntown, Virginia? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Horntown, Virginia

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,061 $2,061
GEICO $1,413 $1,413
Nationwide $1,273 $1,310
Progressive $1,049 $1,054
State Farm $1,245 $1,245
USAA $1,036 $1,046

Cheap Horntown, Virginia Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Horntown, Virginia compared to the annual auto insurance rates with a clean record in Horntown, Virginia.

Annual Horntown, Virginia Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,560 $4,096 $3,733 $3,299
GEICO $1,560 $2,032 $3,095 $1,560
Nationwide $1,795 $1,795 $2,638 $2,039
Progressive $1,958 $2,573 $2,323 $2,273
State Farm $2,049 $2,434 $2,242 $2,242
USAA $1,434 $1,858 $2,463 $1,649

Cheap Horntown, Virginia Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Horntown, Virginia is not easy. Compare the annual rates for DUI auto insurance in Horntown, Virginia to find the best deal.

Annual Auto Insurance Rates After a DUI in Horntown, Virginia

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,733
GEICO $3,095
Nationwide $2,638
Progressive $2,323
State Farm $2,242
USAA $2,463

Cheap Horntown, Virginia Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Horntown, Virginia annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Horntown, Virginia

Insurance Company Poor Fair Good
Allstate $4,170 $3,337 $2,758
GEICO $2,290 $1,947 $1,947
Nationwide $2,449 $1,967 $1,785
Progressive $2,550 $2,222 $2,073
State Farm $3,188 $1,976 $1,561
USAA $2,479 $1,685 $1,388

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Cheap Horntown, Virginia Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Horntown, Virginia can vary. Compare the annual cost of auto insurance by ZIP code in Horntown, Virginia to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Horntown, Virginia

ZIP Code Average Annual Rates
23395 $2,007

Cheap Horntown, Virginia Auto Insurance Rates By Commute

Commute length and annual mileage affect Horntown, Virginia auto insurance. Find the cheapest annual Horntown, Virginia auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Horntown, Virginia

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,317 $3,527
GEICO $2,023 $2,101
Nationwide $2,067 $2,067
Progressive $2,282 $2,282
State Farm $2,187 $2,297
USAA $1,783 $1,919

Cheap Horntown, Virginia Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Horntown, Virginia? Check out the comparison of annual Horntown, Virginia auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Horntown, Virginia

Insurance Company Low Medium High
Allstate $3,307 $3,422 $3,536
GEICO $1,983 $2,059 $2,142
Nationwide $2,165 $2,047 $1,989
Progressive $2,180 $2,256 $2,409
State Farm $2,112 $2,238 $2,375
USAA $1,782 $1,854 $1,917

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Best By Category: Cheapest Auto Insurance in Horntown, Virginia

Compare the cheapest auto insurance companies in Horntown, Virginia in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Horntown, Virginia

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record USAA
With 1 Accident Nationwide
With 1 DUI State Farm
With 1 Speeding Violation GEICO

The Cheapest Horntown, Virginia Auto Insurance Companies

What auto insurance companies in Horntown, Virginia are the cheapest? Compare the top Horntown, Virginia auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Horntown, Virginia

Insurance Company Average Annual Rates
Allstate $3,422
GEICO $2,062
Nationwide $2,067
Progressive $2,282
State Farm $2,242
USAA $1,851

Compare Horntown, Virginia Auto Insurance Quotes

Before you buy Horntown, Virginia auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Horntown, Virginia auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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