Best Cheap Auto Insurance in Horizon West, FL (2021)

The average Horizon West, FL auto insurance rates are $379 per month. The minimum auto insurance in Horizon West is at least 10/20/10 in coverage to comply with Florida auto insurance laws. To find the best cheap auto insurance in Horizon West, Florida, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • Average auto insurance rates in Horizon West, FL for senior drivers are $2,739 per year
  • The minimum auto insurance required in Horizon West, Florida is 10/20/10
  • The average commute length in Horizon West is 29.4 minutes

Horizon West, Florida auto insurance requirements are 10/20/10 according to Florida auto insurance laws. Finding cheap auto insurance in Horizon West can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Horizon West, Florida, including driving record, credit, commute time, and more.

Compare auto insurance in Horizon West to other Florida cities, including Miami auto insurance rates, Fort Lauderdale auto insurance rates, and Tallahassee auto insurance rates to see how Horizon West, Florida auto insurance rates stack up.

Before you buy Horizon West, Florida auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Horizon West, Florida auto insurance quotes.

Minimum Auto Insurance in Horizon West, Florida

Horizon West, Florida auto insurance laws require that you have at least the Florida minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Horizon West, Florida.

Minimum Required Auto Insurance Coverage in Horizon West, Florida

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $10,000 per person
$20,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Horizon West, Florida Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Horizon West, Florida are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Horizon West, Florida

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $4,399 $4,207 $3,829 $3,891 $15,326 $16,630 $4,376 $4,440
GEICO $2,905 $2,915 $2,722 $2,722 $5,216 $6,533 $3,199 $3,238
Liberty Mutual $3,881 $3,881 $3,548 $3,548 $8,295 $12,826 $3,881 $5,295
Nationwide $2,877 $2,837 $2,567 $2,654 $6,956 $8,557 $3,169 $3,293
Progressive $3,572 $3,370 $3,071 $3,282 $10,121 $11,014 $4,303 $4,105
State Farm $1,983 $1,983 $1,798 $1,798 $5,900 $7,551 $2,208 $2,371
USAA $1,570 $1,542 $1,467 $1,453 $5,419 $6,293 $1,961 $2,115

Cheap Horizon West, Florida Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Horizon West, Florida is a challenge. Take a look at the annual teen auto insurance rates in Horizon West, Florida.

Annual Auto Insurance Rates for Teen Drivers in Horizon West, Florida

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $15,326 $16,630
GEICO $5,216 $6,533
Liberty Mutual $8,295 $12,826
Nationwide $6,956 $8,557
Progressive $10,121 $11,014
State Farm $5,900 $7,551
USAA $5,419 $6,293

Cheap Horizon West, Florida Auto Insurance for Seniors

What are senior auto insurance rates in Horizon West, Florida? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Horizon West, Florida

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,829 $3,891
GEICO $2,722 $2,722
Liberty Mutual $3,548 $3,548
Nationwide $2,567 $2,654
Progressive $3,071 $3,282
State Farm $1,798 $1,798
USAA $1,467 $1,453

Cheap Horizon West, Florida Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Horizon West, Florida compared to the annual auto insurance rates with a clean record in Horizon West, Florida.

Annual Horizon West, Florida Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $6,144 $7,379 $8,197 $6,829
GEICO $2,551 $3,273 $4,892 $4,009
Liberty Mutual $4,023 $5,272 $7,727 $5,555
Nationwide $3,504 $3,851 $5,202 $3,897
Progressive $4,223 $6,256 $5,265 $5,674
State Farm $2,920 $3,477 $3,199 $3,199
USAA $2,129 $2,635 $3,912 $2,233

Cheap Horizon West, Florida Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Horizon West, Florida is not easy. Compare the annual rates for DUI auto insurance in Horizon West, Florida to find the best deal.

Annual Auto Insurance Rates After a DUI in Horizon West, Florida

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $8,197
GEICO $4,892
Liberty Mutual $7,727
Nationwide $5,202
Progressive $5,265
State Farm $3,199
USAA $3,912

Cheap Horizon West, Florida Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Horizon West, Florida annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Horizon West, Florida

Insurance Company Poor Fair Good
Allstate $9,987 $6,310 $5,115
GEICO $5,381 $3,240 $2,422
Liberty Mutual $7,298 $5,331 $4,304
Nationwide $5,148 $3,777 $3,416
Progressive $6,971 $4,958 $4,136
State Farm $4,393 $2,864 $2,340
USAA $4,439 $2,169 $1,574

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Cheap Horizon West, Florida Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Horizon West, Florida can vary. Compare the annual cost of auto insurance by ZIP code in Horizon West, Florida to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Horizon West, Florida

ZIP Code Average Annual Rates
34786 $3,512
34787 $3,499

Cheap Horizon West, Florida Auto Insurance Rates By Commute

Commute length and annual mileage affect Horizon West, Florida auto insurance. Find the cheapest annual Horizon West, Florida auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Horizon West, Florida

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $6,935 $7,340
GEICO $3,664 $3,699
Liberty Mutual $5,459 $5,830
Nationwide $4,114 $4,114
Progressive $5,355 $5,355
State Farm $3,089 $3,309
USAA $2,697 $2,758

Cheap Horizon West, Florida Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Horizon West, Florida? Check out the comparison of annual Horizon West, Florida auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Horizon West, Florida

Insurance Company Low Medium High
Allstate $5,475 $7,517 $8,420
GEICO $3,031 $3,808 $4,205
Liberty Mutual $5,178 $5,737 $6,018
Nationwide $3,239 $4,277 $4,825
Progressive $4,472 $5,482 $6,110
State Farm $2,725 $3,281 $3,591
USAA $2,365 $2,822 $2,996

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Best By Category: Cheapest Auto Insurance in Horizon West, Florida

Compare the cheapest auto insurance companies in Horizon West, Florida in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Horizon West, Florida

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Horizon West, Florida Auto Insurance Companies

What auto insurance companies in Horizon West, Florida are the cheapest? Compare the top Horizon West, Florida auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Horizon West, Florida

Insurance Company Average Annual Rates
Allstate $7,137
GEICO $3,681
Liberty Mutual $5,644
Nationwide $4,114
Progressive $5,355
State Farm $3,199
USAA $2,727

What affects auto insurance rates in Horizon West, Florida?

There are a lot of reasons why auto insurance rates in Horizon West, Florida are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Horizon West, Florida. Many local factors may affect your Horizon West auto insurance rates.

Horizon West Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Horizon West, Florida commute length is 29.4 minutes according to City-Data.

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Compare Horizon West, Florida Auto Insurance Quotes

Before you buy Horizon West, Florida auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Horizon West, Florida auto insurance quotes.

Free Auto Insurance Comparison

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