Best Cheap Auto Insurance in Horicon, WI (2021)

The average Horicon, WI auto insurance rates are $222 per month. The minimum auto insurance in Horicon is at least 25/50/10 in coverage to comply with Wisconsin auto insurance laws. To find the best cheap auto insurance in Horicon, Wisconsin, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 18, 2021

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Things to Remember

  • The most expensive auto insurance company in Horicon for teen drivers is Farmers
  • Average auto insurance rates in Horicon, WI for senior drivers are $1,470 per year
  • The minimum auto insurance required in Horicon, Wisconsin is 25/50/10

Horicon, Wisconsin auto insurance requirements are 25/50/10 according to Wisconsin auto insurance laws. Finding cheap auto insurance in Horicon can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Horicon, Wisconsin, including driving record, credit, commute time, and more.

Compare auto insurance in Horicon to other Wisconsin cities, including Janesville auto insurance rates, Eau Claire auto insurance rates, and Racine auto insurance rates to see how Horicon, Wisconsin auto insurance rates stack up.

Before you buy Horicon, Wisconsin auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Horicon, Wisconsin auto insurance quotes.

Minimum Auto Insurance in Horicon, Wisconsin

Horicon, Wisconsin auto insurance laws require that you have at least the Wisconsin minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Horicon, Wisconsin.

Minimum Required Auto Insurance Coverage in Horicon, Wisconsin

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Horicon, Wisconsin Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Horicon, Wisconsin are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Horicon, Wisconsin

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,198 $2,314 $2,031 $2,240 $7,156 $9,135 $2,232 $2,428
American Family $892 $931 $851 $857 $2,700 $2,966 $1,054 $1,120
Farmers $1,792 $1,792 $1,585 $1,685 $8,717 $9,034 $2,036 $2,126
GEICO $1,138 $1,260 $1,191 $1,377 $3,807 $4,096 $1,052 $1,078
Liberty Mutual $1,587 $1,729 $1,281 $1,454 $5,627 $6,311 $1,685 $1,821
Nationwide $3,143 $3,301 $2,616 $2,751 $6,584 $10,130 $3,836 $4,518
Progressive $1,391 $1,316 $1,141 $1,195 $5,399 $6,077 $1,660 $1,791
State Farm $1,122 $1,122 $998 $998 $3,191 $4,036 $1,264 $1,441
USAA $1,210 $1,204 $1,102 $1,116 $3,112 $3,595 $1,563 $1,709

Cheap Horicon, Wisconsin Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Horicon, Wisconsin is a challenge. Take a look at the annual teen auto insurance rates in Horicon, Wisconsin.

Annual Auto Insurance Rates for Teen Drivers in Horicon, Wisconsin

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,156 $9,135
American Family $2,700 $2,966
Farmers $8,717 $9,034
GEICO $3,807 $4,096
Liberty Mutual $5,627 $6,311
Nationwide $6,584 $10,130
Progressive $5,399 $6,077
State Farm $3,191 $4,036
USAA $3,112 $3,595

Cheap Horicon, Wisconsin Auto Insurance for Seniors

What are senior auto insurance rates in Horicon, Wisconsin? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Horicon, Wisconsin

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,031 $2,240
American Family $851 $857
Farmers $1,585 $1,685
GEICO $1,191 $1,377
Liberty Mutual $1,281 $1,454
Nationwide $2,616 $2,751
Progressive $1,141 $1,195
State Farm $998 $998
USAA $1,102 $1,116

Cheap Horicon, Wisconsin Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Horicon, Wisconsin compared to the annual auto insurance rates with a clean record in Horicon, Wisconsin.

Annual Horicon, Wisconsin Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,029 $4,168 $3,900 $3,770
American Family $1,361 $1,442 $1,442 $1,442
Farmers $3,131 $3,962 $3,750 $3,540
GEICO $1,296 $2,101 $2,425 $1,677
Liberty Mutual $2,048 $2,931 $3,028 $2,740
Nationwide $3,898 $4,508 $5,525 $4,508
Progressive $2,284 $2,774 $2,375 $2,552
State Farm $1,630 $1,913 $1,771 $1,771
USAA $1,430 $1,805 $2,437 $1,633

Cheap Horicon, Wisconsin Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Horicon, Wisconsin is not easy. Compare the annual rates for DUI auto insurance in Horicon, Wisconsin to find the best deal.

Annual Auto Insurance Rates After a DUI in Horicon, Wisconsin

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,900
American Family $1,442
Farmers $3,750
GEICO $2,425
Liberty Mutual $3,028
Nationwide $5,525
Progressive $2,375
State Farm $1,771
USAA $2,437

Cheap Horicon, Wisconsin Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Horicon, Wisconsin annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Horicon, Wisconsin

Insurance Company Poor Fair Good
Allstate $4,878 $3,360 $2,913
American Family $1,907 $1,252 $1,105
Farmers $4,060 $3,440 $3,288
GEICO $2,457 $1,755 $1,412
Liberty Mutual $3,867 $2,347 $1,846
Nationwide $5,182 $4,324 $4,324
Progressive $2,830 $2,413 $2,246
State Farm $2,641 $1,517 $1,156
USAA $2,800 $1,488 $1,191

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Cheap Horicon, Wisconsin Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Horicon, Wisconsin can vary. Compare the annual cost of auto insurance by ZIP code in Horicon, Wisconsin to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Horicon, Wisconsin

ZIP Code Average Annual Rates
53032 $2,608

Cheap Horicon, Wisconsin Auto Insurance Rates By Commute

Commute length and annual mileage affect Horicon, Wisconsin auto insurance. Find the cheapest annual Horicon, Wisconsin auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Horicon, Wisconsin

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,627 $3,806
American Family $1,397 $1,445
Farmers $3,596 $3,596
GEICO $1,837 $1,912
Liberty Mutual $2,687 $2,687
Nationwide $4,610 $4,610
Progressive $2,496 $2,496
State Farm $1,728 $1,815
USAA $1,803 $1,850

Cheap Horicon, Wisconsin Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Horicon, Wisconsin? Check out the comparison of annual Horicon, Wisconsin auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Horicon, Wisconsin

Insurance Company Low Medium High
Allstate $3,573 $3,708 $3,869
American Family $1,400 $1,434 $1,430
Farmers $3,293 $3,565 $3,930
GEICO $1,738 $1,874 $2,012
Liberty Mutual $2,460 $2,710 $2,891
Nationwide $4,459 $4,608 $4,763
Progressive $2,310 $2,519 $2,659
State Farm $1,670 $1,777 $1,868
USAA $1,754 $1,828 $1,896

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Best By Category: Cheapest Auto Insurance in Horicon, Wisconsin

Compare the cheapest auto insurance companies in Horicon, Wisconsin in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Horicon, Wisconsin

Category Insurance Company
Teenagers American Family
Seniors American Family
Clean Record GEICO
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation American Family

The Cheapest Horicon, Wisconsin Auto Insurance Companies

What auto insurance companies in Horicon, Wisconsin are the cheapest? Compare the top Horicon, Wisconsin auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Horicon, Wisconsin

Insurance Company Average Annual Rates
Allstate $3,717
American Family $1,421
Farmers $3,596
GEICO $1,875
Liberty Mutual $2,687
Nationwide $4,610
Progressive $2,496
State Farm $1,771
USAA $1,826

What affects auto insurance rates in Horicon, Wisconsin?

There are a lot of reasons why auto insurance rates in Horicon, Wisconsin are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Horicon, Wisconsin. Many local factors may affect your Horicon auto insurance rates.

Horicon Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Horicon, Wisconsin auto theft statistics, there have been 3 auto thefts in the city.

Horicon Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Horicon, Wisconsin commute length is 25.1 minutes according to City-Data.

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Compare Horicon, Wisconsin Auto Insurance Quotes

Before you buy Horicon, Wisconsin auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Horicon, Wisconsin auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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