Best Cheap Auto Insurance in Hope, ID (2021)

The average Hope, ID auto insurance rates are $247 per month. The minimum auto insurance in Hope is at least 25/50/15 in coverage to comply with Idaho auto insurance laws. To find the best cheap auto insurance in Hope, Idaho, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The cheapest auto insurance company in Hope is State Farm
  • Average auto insurance rates in Hope, ID for senior drivers are $1,584 per year
  • The minimum auto insurance required in Hope, Idaho is 25/50/15

Hope, Idaho auto insurance requirements are 25/50/15 according to Idaho auto insurance laws. Finding cheap auto insurance in Hope can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Hope, Idaho, including driving record, credit, commute time, and more.

Compare auto insurance in Hope to other Idaho cities, including Boise City auto insurance rates, Twin Falls auto insurance rates, and Nampa auto insurance rates to see how Hope, Idaho auto insurance rates stack up.

Before you buy Hope, Idaho auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Hope, Idaho auto insurance quotes.

Minimum Auto Insurance in Hope, Idaho

Hope, Idaho auto insurance laws require that you have at least the Idaho minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Hope, Idaho.

Minimum Required Auto Insurance Coverage in Hope, Idaho

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Cheap Hope, Idaho Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Hope, Idaho are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Hope, Idaho

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,366 $2,363 $2,048 $2,126 $8,403 $9,676 $2,663 $2,821
American Family $2,066 $2,066 $1,836 $1,836 $7,336 $9,550 $2,066 $2,590
Farmers $1,664 $1,651 $1,470 $1,552 $7,947 $8,215 $1,922 $2,035
GEICO $2,162 $2,135 $2,057 $1,998 $4,612 $5,741 $2,925 $2,258
Liberty Mutual $1,590 $1,718 $1,290 $1,443 $4,883 $5,438 $1,690 $1,794
Nationwide $1,925 $1,978 $1,731 $1,844 $4,594 $5,697 $2,236 $2,413
State Farm $1,206 $1,206 $1,084 $1,084 $3,574 $4,504 $1,361 $1,572
Travelers $1,412 $1,435 $1,418 $1,413 $6,978 $11,044 $1,501 $1,722
USAA $1,178 $1,173 $1,152 $1,132 $3,937 $4,411 $1,564 $1,683

Cheap Hope, Idaho Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Hope, Idaho is a challenge. Take a look at the annual teen auto insurance rates in Hope, Idaho.

Annual Auto Insurance Rates for Teen Drivers in Hope, Idaho

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,403 $9,676
American Family $7,336 $9,550
Farmers $7,947 $8,215
GEICO $4,612 $5,741
Liberty Mutual $4,883 $5,438
Nationwide $4,594 $5,697
State Farm $3,574 $4,504
Travelers $6,978 $11,044
USAA $3,937 $4,411

Cheap Hope, Idaho Auto Insurance for Seniors

What are senior auto insurance rates in Hope, Idaho? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Hope, Idaho

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,048 $2,126
American Family $1,836 $1,836
Farmers $1,470 $1,552
GEICO $2,057 $1,998
Liberty Mutual $1,290 $1,443
Nationwide $1,731 $1,844
State Farm $1,084 $1,084
Travelers $1,418 $1,413
USAA $1,152 $1,132

Cheap Hope, Idaho Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Hope, Idaho compared to the annual auto insurance rates with a clean record in Hope, Idaho.

Annual Hope, Idaho Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,369 $4,218 $4,676 $3,970
American Family $2,892 $4,091 $4,415 $3,275
Farmers $2,891 $3,656 $3,416 $3,264
GEICO $1,835 $2,926 $4,090 $3,094
Liberty Mutual $2,061 $2,576 $2,671 $2,616
Nationwide $2,125 $2,777 $3,909 $2,397
State Farm $1,780 $2,118 $1,949 $1,949
Travelers $2,079 $2,956 $5,121 $3,305
USAA $1,452 $2,079 $2,824 $1,761

Cheap Hope, Idaho Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Hope, Idaho is not easy. Compare the annual rates for DUI auto insurance in Hope, Idaho to find the best deal.

Annual Auto Insurance Rates After a DUI in Hope, Idaho

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,676
American Family $4,415
Farmers $3,416
GEICO $4,090
Liberty Mutual $2,671
Nationwide $3,909
State Farm $1,949
Travelers $5,121
USAA $2,824

Cheap Hope, Idaho Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Hope, Idaho annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Hope, Idaho

Insurance Company Poor Fair Good
Allstate $5,359 $3,637 $3,179
American Family $4,737 $3,381 $2,887
Farmers $3,735 $3,163 $3,023
GEICO $3,630 $2,898 $2,429
Liberty Mutual $3,550 $2,169 $1,723
Nationwide $3,358 $2,690 $2,359
State Farm $2,738 $1,731 $1,378
Travelers $3,853 $3,242 $3,001
USAA $2,960 $1,731 $1,395

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Cheap Hope, Idaho Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Hope, Idaho can vary. Compare the annual cost of auto insurance by ZIP code in Hope, Idaho to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Hope, Idaho

ZIP Code Average Annual Rates
83836 $2,961

Cheap Hope, Idaho Auto Insurance Rates By Commute

Commute length and annual mileage affect Hope, Idaho auto insurance. Find the cheapest annual Hope, Idaho auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Hope, Idaho

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,058 $4,058
American Family $3,592 $3,744
Farmers $3,307 $3,307
GEICO $2,935 $3,037
Liberty Mutual $2,481 $2,481
Nationwide $2,802 $2,802
State Farm $1,903 $1,995
Travelers $3,365 $3,365
USAA $2,005 $2,053

Cheap Hope, Idaho Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Hope, Idaho? Check out the comparison of annual Hope, Idaho auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Hope, Idaho

Insurance Company Low Medium High
Allstate $3,908 $4,051 $4,216
American Family $3,667 $3,850 $3,487
Farmers $3,161 $3,274 $3,486
GEICO $2,833 $2,981 $3,144
Liberty Mutual $2,352 $2,477 $2,613
Nationwide $2,779 $2,943 $2,684
State Farm $1,846 $1,953 $2,049
Travelers $3,314 $3,415 $3,367
USAA $1,968 $2,025 $2,093

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Best By Category: Cheapest Auto Insurance in Hope, Idaho

Compare the cheapest auto insurance companies in Hope, Idaho in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Hope, Idaho

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Hope, Idaho Auto Insurance Companies

What auto insurance companies in Hope, Idaho are the cheapest? Compare the top Hope, Idaho auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Hope, Idaho

Insurance Company Average Annual Rates
Allstate $4,058
American Family $3,668
Farmers $3,307
GEICO $2,986
Liberty Mutual $2,481
Nationwide $2,802
State Farm $1,949
Travelers $3,365
USAA $2,029

What affects auto insurance rates in Hope, Idaho?

There are a lot of reasons why auto insurance rates in Hope, Idaho are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Hope, Idaho. Many local factors may affect your Hope auto insurance rates.

Hope Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Hope, Idaho commute length is 21.8 minutes according to City-Data.

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Compare Hope, Idaho Auto Insurance Quotes

Before you buy Hope, Idaho auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Hope, Idaho auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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