Best Cheap Auto Insurance in Hoosick Falls, NY (2021)

The average Hoosick Falls, NY auto insurance rates are $270 per month. The minimum auto insurance in Hoosick Falls is at least 25/50/10 in coverage to comply with New York auto insurance laws. To find the best cheap auto insurance in Hoosick Falls, New York, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The average commute length in Hoosick Falls is 29.9 minutes
  • The most expensive auto insurance company in Hoosick Falls for teen drivers is Liberty Mutual
  • The minimum auto insurance required in Hoosick Falls, New York is 25/50/10

Hoosick Falls, New York auto insurance requirements are 25/50/10 according to New York auto insurance laws. Finding cheap auto insurance in Hoosick Falls can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Hoosick Falls, New York, including driving record, credit, commute time, and more.

Compare auto insurance in Hoosick Falls to other New York cities, including Schenectady auto insurance rates, Albany auto insurance rates, and Buffalo auto insurance rates to see how Hoosick Falls, New York auto insurance rates stack up.

Before you buy Hoosick Falls, New York auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Hoosick Falls, New York auto insurance quotes.

Minimum Auto Insurance in Hoosick Falls, New York

Hoosick Falls, New York auto insurance laws require that you have at least the New York minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Hoosick Falls, New York.

Minimum Required Auto Insurance Coverage in Hoosick Falls, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Hoosick Falls, New York Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Hoosick Falls, New York are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Hoosick Falls, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,482 $2,345 $2,330 $2,374 $7,384 $7,982 $2,462 $2,491
GEICO $1,510 $1,455 $1,470 $1,449 $3,192 $4,685 $1,361 $1,401
Liberty Mutual $3,624 $3,624 $3,377 $3,377 $7,078 $11,473 $3,624 $3,844
Nationwide $2,096 $2,096 $1,980 $1,980 $3,734 $5,548 $2,096 $2,667
Progressive $1,663 $1,553 $1,329 $1,353 $5,854 $6,537 $2,171 $2,131
State Farm $1,898 $1,898 $1,653 $1,653 $5,573 $7,203 $2,084 $2,215
Travelers $2,480 $2,508 $2,280 $2,445 $5,871 $7,018 $2,637 $2,753
USAA $1,571 $1,543 $1,427 $1,426 $6,338 $7,543 $2,007 $2,213

Cheap Hoosick Falls, New York Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Hoosick Falls, New York is a challenge. Take a look at the annual teen auto insurance rates in Hoosick Falls, New York.

Annual Auto Insurance Rates for Teen Drivers in Hoosick Falls, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,384 $7,982
GEICO $3,192 $4,685
Liberty Mutual $7,078 $11,473
Nationwide $3,734 $5,548
Progressive $5,854 $6,537
State Farm $5,573 $7,203
Travelers $5,871 $7,018
USAA $6,338 $7,543

Cheap Hoosick Falls, New York Auto Insurance for Seniors

What are senior auto insurance rates in Hoosick Falls, New York? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Hoosick Falls, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,330 $2,374
GEICO $1,470 $1,449
Liberty Mutual $3,377 $3,377
Nationwide $1,980 $1,980
Progressive $1,329 $1,353
State Farm $1,653 $1,653
Travelers $2,280 $2,445
USAA $1,427 $1,426

Cheap Hoosick Falls, New York Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Hoosick Falls, New York compared to the annual auto insurance rates with a clean record in Hoosick Falls, New York.

Annual Hoosick Falls, New York Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,152 $3,152 $4,630 $3,990
GEICO $1,619 $1,765 $3,259 $1,619
Liberty Mutual $3,990 $3,990 $8,041 $3,990
Nationwide $2,128 $2,128 $4,667 $2,176
Progressive $2,745 $2,745 $3,043 $2,761
State Farm $2,881 $2,881 $3,164 $3,164
Travelers $2,986 $3,737 $3,793 $3,480
USAA $2,670 $2,713 $3,937 $2,713

Cheap Hoosick Falls, New York Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Hoosick Falls, New York is not easy. Compare the annual rates for DUI auto insurance in Hoosick Falls, New York to find the best deal.

Annual Auto Insurance Rates After a DUI in Hoosick Falls, New York

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,630
GEICO $3,259
Liberty Mutual $8,041
Nationwide $4,667
Progressive $3,043
State Farm $3,164
Travelers $3,793
USAA $3,937

Cheap Hoosick Falls, New York Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Hoosick Falls, New York annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Hoosick Falls, New York

Insurance Company Poor Fair Good
Allstate $5,324 $3,145 $2,725
GEICO $2,588 $1,902 $1,707
Liberty Mutual $6,992 $4,580 $3,436
Nationwide $2,775 $2,775 $2,775
Progressive $4,438 $2,323 $1,710
State Farm $4,266 $2,676 $2,124
Travelers $4,814 $3,042 $2,641
USAA $4,627 $2,334 $2,064

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Cheap Hoosick Falls, New York Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Hoosick Falls, New York can vary. Compare the annual cost of auto insurance by ZIP code in Hoosick Falls, New York to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Hoosick Falls, New York

ZIP Code Average Annual Rates
12090 $3,299

Cheap Hoosick Falls, New York Auto Insurance Rates By Commute

Commute length and annual mileage affect Hoosick Falls, New York auto insurance. Find the cheapest annual Hoosick Falls, New York auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Hoosick Falls, New York

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,681 $3,782
GEICO $2,004 $2,126
Liberty Mutual $4,863 $5,142
Nationwide $2,775 $2,775
Progressive $2,824 $2,824
State Farm $2,918 $3,127
Travelers $3,499 $3,499
USAA $2,978 $3,038

Cheap Hoosick Falls, New York Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Hoosick Falls, New York? Check out the comparison of annual Hoosick Falls, New York auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Hoosick Falls, New York

Insurance Company Low Medium High
Allstate $3,548 $3,720 $3,926
GEICO $1,953 $2,059 $2,184
Liberty Mutual $4,785 $4,986 $5,237
Nationwide $2,614 $2,754 $2,955
Progressive $2,684 $2,810 $2,978
State Farm $2,877 $3,038 $3,152
Travelers $3,315 $3,463 $3,719
USAA $2,917 $2,994 $3,115

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Best By Category: Cheapest Auto Insurance in Hoosick Falls, New York

Compare the cheapest auto insurance companies in Hoosick Falls, New York in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Hoosick Falls, New York

Category Insurance Company
Teenagers GEICO
Seniors Progressive
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI Progressive
With 1 Speeding Violation GEICO

The Cheapest Hoosick Falls, New York Auto Insurance Companies

What auto insurance companies in Hoosick Falls, New York are the cheapest? Compare the top Hoosick Falls, New York auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Hoosick Falls, New York

Insurance Company Average Annual Rates
Allstate $3,731
GEICO $2,065
Liberty Mutual $5,003
Nationwide $2,775
Progressive $2,824
State Farm $3,022
Travelers $3,499
USAA $3,008

What affects auto insurance rates in Hoosick Falls, New York?

There are a lot of reasons why auto insurance rates in Hoosick Falls, New York are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Hoosick Falls, New York. Many local factors may affect your Hoosick Falls auto insurance rates.

Hoosick Falls Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Hoosick Falls, New York commute length is 29.9 minutes according to City-Data.

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Compare Hoosick Falls, New York Auto Insurance Quotes

Before you buy Hoosick Falls, New York auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Hoosick Falls, New York auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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